Central Pacific Financial (CPF) Net Margin (2011 - 2026)
Central Pacific Financial (CPF) posted quarterly Net Margin of 179.07% for Q1 2026, up 1901.0% year-over-year from 8.95% in Q1 2025, and up 11.17% quarter-over-quarter from 161.08% in Q4 2025.
Central Pacific Financial (CPF) Net Margin (2011 - 2026) Analysis & Trends
Central Pacific Financial (CPF) has reported Net Margin for 16 consecutive years, with 179.07% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin rose 1901.0% year-over-year to 179.07%; the TTM figure through Mar 2026 stood at 153.83% (up 288.0% YoY), while the FY2025 annual figure was 149.53%, up 1159.0% from the prior year.
- Net Margin rose to 179.07% in Q1 2026 per CPF's latest filing, from 161.08% in the prior quarter.
- Across five years, Net Margin topped out at 432.36% in Q4 2024 and bottomed at 25.09% in Q2 2022.
- Historically, Net Margin has averaged 128.68% across 5 years, with a median of 130.8% in 2023.
- Annual changes were most pronounced in 2024 — Net Margin surged 33437 bps — and 2025, when it plunged 27127 bps.
- Central Pacific Financial's Net Margin stood at 29.55% in 2022, then jumped by 232 bps to 97.98% in 2023, then jumped by 341 bps to 432.36% in 2024, then slumped by 63 bps to 161.08% in 2025, then advanced by 11 bps to 179.07% in 2026.
- Business Quant data shows CPF's Net Margin at 179.07% in Q1 2026, 161.08% in Q4 2025, and 137.51% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.14 Bn | 84.95 Bn | - | - |
| 2 | Pnc Financial Services | 97.39 Bn | 97.39 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.69 Bn | 95.69 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.84 Bn | -144.25 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.83 Bn | -81.48 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.97 Bn | 57.29 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.50 Bn | 61.50 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.44 Bn | 25.72 Bn | - | 23.30% |
| 10 | Central Pacific Financial | 962.23 Mn | 962.23 Mn | - | 142.42% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 142.42% |
| Mar 31, 2026 | 179.07% |
| Dec 31, 2025 | 161.08% |
| Sep 30, 2025 | 137.51% |
| Jun 30, 2025 | 140.41% |
| Mar 31, 2025 | 160.06% |
| Dec 31, 2024 | 432.36% |
| Sep 30, 2024 | 104.48% |
| Jun 30, 2024 | 130.49% |
| Mar 31, 2024 | 115.13% |
| Dec 31, 2023 | 97.98% |
| Sep 30, 2023 | 130.80% |
| Jun 30, 2023 | 138.72% |
| Mar 31, 2023 | 147.03% |
| Dec 31, 2022 | 29.55% |
| Sep 30, 2022 | 25.72% |
| Jun 30, 2022 | 25.09% |
| Mar 31, 2022 | 32.14% |
| Dec 31, 2021 | 34.53% |
| Sep 30, 2021 | 34.20% |