Central Pacific Financial (CPF) Interest Coverage Ratio (2011 - 2026)
Central Pacific Financial (CPF) reported Interest Coverage Ratio of 2.71 for Q1 2026, up 25.7% year-over-year from 2.16 in Q1 2025, and up 1.11% quarter-over-quarter from 2.68 in Q4 2025.
Central Pacific Financial (CPF) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Central Pacific Financial (CPF) has 16 years of Interest Coverage Ratio data on file, last reported at 2.71 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.71, up 25.7% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.48 (up 35.95% YoY), and the FY2025 annual result was 2.34, up 36.04% from the prior year.
- Interest Coverage Ratio improved to 2.71 in Q1 2026 per CPF's latest filing, from 2.68 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 14.06 in Q1 2022 and troughed at 1.6 in Q4 2024.
- A 5-year average of 3.78 and a median of 2.27 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio slumped 82.72% in 2023, then surged 67.09% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.07 in 2022, then sank by 54.97% to 1.83 in 2023, then slipped by 12.5% to 1.6 in 2024, then surged by 67.09% to 2.68 in 2025, then rose by 1.11% to 2.71 in 2026.
- Business Quant data shows CPF's Interest Coverage Ratio at 2.71 in Q1 2026, 2.68 in Q4 2025, and 2.27 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Central Pacific Financial | 965.18 Mn | 965.18 Mn | - | 2.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.68 |
| Sep 30, 2025 | 2.27 |
| Jun 30, 2025 | 2.30 |
| Mar 31, 2025 | 2.16 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 1.71 |
| Jun 30, 2024 | 1.86 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 1.83 |
| Sep 30, 2023 | 1.85 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.68 |
| Dec 31, 2022 | 4.07 |
| Sep 30, 2022 | 6.26 |
| Jun 30, 2022 | 12.40 |
| Mar 31, 2022 | 14.06 |
| Dec 31, 2021 | 16.29 |
| Sep 30, 2021 | 15.67 |
| Jun 30, 2021 | 13.96 |