Central Pacific Financial (CPF) Interest Coverage Ratio (2011 - 2026)
Central Pacific Financial (CPF) posted quarterly Interest Coverage Ratio of 2.71 for Q1 2026, up 30.03% year-over-year from 2.08 in Q1 2025, and up 500.15% quarter-over-quarter from 0.45 in Q4 2025.
Central Pacific Financial (CPF) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Central Pacific Financial (CPF) has reported Interest Coverage Ratio for 16 consecutive years, with 2.71 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 30.03% year-over-year to 2.71; the TTM figure through Mar 2026 stood at 18.53 (up 966.24% YoY), while the FY2025 annual figure was 2.29, up 39.8% from the prior year.
- Interest Coverage Ratio advanced to 2.71 in Q1 2026 per CPF's latest filing, from 0.45 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 20.05 in Q4 2022 and bottomed at 0.45 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 5.42 across 5 years, with a median of 2.08 in 2025.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio slumped 91.34% — and 2026, when it soared 30.03%.
- Central Pacific Financial's Interest Coverage Ratio stood at 20.05 in 2022, then slipped by 11.65% to 17.72 in 2023, then plunged by 91.34% to 1.53 in 2024, then sank by 70.56% to 0.45 in 2025, then soared by 500.15% to 2.71 in 2026.
- Business Quant data shows CPF's Interest Coverage Ratio at 2.71 in Q1 2026, 0.45 in Q4 2025, and 1.76 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Central Pacific Financial | 970.94 Mn | 970.94 Mn | - | 2.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.34 |
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 0.45 |
| Sep 30, 2025 | 1.76 |
| Jun 30, 2025 | 1.26 |
| Mar 31, 2025 | 2.08 |
| Dec 31, 2024 | 1.53 |
| Sep 30, 2024 | 1.57 |
| Jun 30, 2024 | 1.86 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 17.72 |
| Sep 30, 2023 | 1.85 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.68 |
| Dec 31, 2022 | 20.05 |
| Sep 30, 2022 | 6.26 |
| Jun 30, 2022 | 12.40 |
| Mar 31, 2022 | 14.06 |
| Dec 31, 2021 | 16.29 |
| Sep 30, 2021 | 15.67 |