Central Pacific Financial (CPF) Interest Coverage Ratio (2011 - 2026)
Central Pacific Financial (CPF) reported Interest Coverage Ratio of 2.71 for Q1 2026, up 25.7% year-over-year from 2.16 in Q1 2025, and up 1.11% on a QoQ basis from 2.68 in Q4 2025.
Central Pacific Financial (CPF) has 16 years of Interest Coverage Ratio data on file, last reported at 2.71 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 25.7% year-over-year to 2.71 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.48 (up 35.95% YoY) and the FY2025 annual result came in at 2.34, up 36.04% from the prior year.
- Interest Coverage Ratio rose to 2.71 in Q1 2026 per CPF's latest filing, from 2.68 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 14.06 in Q1 2022 and bottomed at 1.6 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 2.27 (2025), against an average of 3.78.
- The widest annual swing landed in 2023, when Interest Coverage Ratio plunged 82.72%; it then soared 67.09% in 2025.
- Tracing CPF's Interest Coverage Ratio over 5 years: stood at 4.07 in 2022, then tumbled by 54.97% to 1.83 in 2023, then retreated by 12.5% to 1.6 in 2024, then soared by 67.09% to 2.68 in 2025, then grew by 1.11% to 2.71 in 2026.
- Per Business Quant, the three latest CPF Interest Coverage Ratio figures stand at 2.71 (Q1 2026), 2.68 (Q4 2025), and 2.27 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Central Pacific Financial | 912.63 Mn | 912.63 Mn | - | 2.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.68 |
| Sep 30, 2025 | 2.27 |
| Jun 30, 2025 | 2.30 |
| Mar 31, 2025 | 2.16 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 1.71 |
| Jun 30, 2024 | 1.86 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 1.83 |
| Sep 30, 2023 | 1.85 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.68 |
| Dec 31, 2022 | 4.07 |
| Sep 30, 2022 | 6.26 |
| Jun 30, 2022 | 12.40 |
| Mar 31, 2022 | 14.06 |
| Dec 31, 2021 | 16.29 |
| Sep 30, 2021 | 15.67 |
| Jun 30, 2021 | 13.96 |
| Mar 31, 2021 | 12.88 |
| Dec 31, 2020 | 7.57 |
| Sep 30, 2020 | 4.44 |
| Jun 30, 2020 | 4.49 |
| Mar 31, 2020 | 2.86 |
| Dec 31, 2019 | 3.68 |
| Sep 30, 2019 | 3.33 |
| Jun 30, 2019 | 3.06 |
| Mar 31, 2019 | 3.64 |
| Dec 31, 2018 | 3.85 |
| Sep 30, 2018 | 3.96 |
| Jun 30, 2018 | 4.11 |
| Mar 31, 2018 | 4.63 |
| Dec 31, 2017 | 4.97 |
| Sep 30, 2017 | 5.59 |
| Jun 30, 2017 | 6.70 |
| Mar 31, 2017 | 7.80 |
| Dec 31, 2016 | 8.31 |
| Sep 30, 2016 | 8.63 |
| Jun 30, 2016 | 9.17 |
| Mar 31, 2016 | 9.46 |
| Dec 31, 2015 | 11.11 |
| Sep 30, 2015 | 12.67 |
| Jun 30, 2015 | 4.43 |
| Mar 31, 2015 | 3.66 |
| Dec 31, 2014 | 13.21 |
| Sep 30, 2014 | 9.38 |
| Jun 30, 2014 | 2.80 |
| Mar 31, 2014 | 3.36 |
| Dec 31, 2013 | 9.39 |
| Sep 30, 2013 | 7.93 |
| Jun 30, 2013 | 9.91 |
| Mar 31, 2013 | 10.09 |
| Dec 31, 2012 | 7.21 |
| Sep 30, 2012 | 6.07 |
| Jun 30, 2012 | 5.87 |
| Mar 31, 2012 | 6.61 |
| Dec 31, 2011 | 5.38 |
| Sep 30, 2011 | 3.58 |
| Jun 30, 2011 | 2.58 |
| Mar 31, 2011 | 1.75 |