Central Pacific Financial (CPF) Net Margin (2011 - 2026)
Central Pacific Financial's Net Margin came in at 29.64% for Q3 2026, up 4.82 percentage points from 24.83% a year earlier and up 2.76 percentage points from the prior quarter.
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Analysis
Central Pacific Financial (CPF) Net Margin (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Central Pacific Financial reported Net Margin of 28.73%, up 4.73 percentage points year-over-year; for FY2025, it was 26.47%, up 5.14 percentage points from FY2024.
- Net Margin carries a five-year change of +11.12 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 21.33% in FY2024 (-1.53 pp), 22.86% in FY2023 (-5.20 pp), 28.06% in FY2022 (-3.38 pp) and 31.44% in FY2021 (+16.09 pp).
- The five-year range for quarterly Net Margin is 19.43% (Q4 2024) to 34.53% (Q4 2021).
- Year-over-year, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +3.34 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q4 2021 (a gain of 15.96 percentage points), and the weakest in Q1 2023 (a drop of 7.31 percentage points).
- Business Quant data shows CPF's Net Margin at 26.88% (Q2 2026), 28.42% (Q1 2026) and 29.99% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Central Pacific Financial | 993.67 Mn | 993.67 Mn | - | 29.64% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 29.64% |
| Jun 30, 2026 | 26.88% |
| Mar 31, 2026 | 28.42% |
| Dec 31, 2025 | 29.99% |
| Sep 30, 2025 | 24.83% |
| Jun 30, 2025 | 25.09% |
| Mar 31, 2025 | 25.82% |
| Dec 31, 2024 | 19.43% |
| Sep 30, 2024 | 19.98% |
| Jun 30, 2024 | 24.70% |
| Mar 31, 2024 | 21.07% |
| Dec 31, 2023 | 22.42% |
| Sep 30, 2023 | 21.20% |
| Jun 30, 2023 | 22.91% |
| Mar 31, 2023 | 24.82% |
| Dec 31, 2022 | 29.73% |
| Sep 30, 2022 | 25.72% |
| Jun 30, 2022 | 25.09% |
| Mar 31, 2022 | 32.14% |
| Dec 31, 2021 | 34.53% |
API Access
Central Pacific Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CPF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CPF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CPF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();