Central Pacific Financial (CPF) Times Interest Earned (2011 - 2026)
Central Pacific Financial's Times Interest Earned came in at 2.87 for Q3 2026, up 26.5% from 2.27 a year earlier and up 6.4% from the prior quarter.
Central Pacific Financial (CPF) Times Interest Earned (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Central Pacific Financial reported Times Interest Earned of 2.74, up 32.9% year-over-year; for FY2025, it came in at 2.34, up 36.0% from FY2024.
- Going back by year, Times Interest Earned was 1.72 in FY2024 (-16.3%), 2.06 in FY2023 (-69.6%), 6.78 in FY2022 (-53.9%) and 14.69 in FY2021 (+239.5%).
- The Q3 2026 figure represents the highest quarterly Times Interest Earned since Q4 2022.
- Year-over-year, Times Interest Earned has increased for seven consecutive quarters, with growth averaging 25.9% over the last eight quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q4 2021 (growth of 115.3%), and the weakest in Q2 2023 (a decline of 82.7%).
- Business Quant data shows CPF's Times Interest Earned at 2.70 (Q2 2026), 2.71 (Q1 2026) and 2.68 (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 1.43 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Central Pacific Financial | 993.67 Mn | 993.67 Mn | - | 2.87 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.87 |
| Jun 30, 2026 | 2.70 |
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.68 |
| Sep 30, 2025 | 2.27 |
| Jun 30, 2025 | 2.30 |
| Mar 31, 2025 | 2.16 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 1.71 |
| Jun 30, 2024 | 1.86 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 1.83 |
| Sep 30, 2023 | 1.85 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.68 |
| Dec 31, 2022 | 4.07 |
| Sep 30, 2022 | 6.26 |
| Jun 30, 2022 | 12.40 |
| Mar 31, 2022 | 14.06 |
| Dec 31, 2021 | 16.29 |
Central Pacific Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CPF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "CPF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CPF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();