Central Pacific Financial (CPF) Interest Coverage Ratio (2009 - 2026)
Central Pacific Financial's Interest Coverage Ratio was 2.87 in Q3 2026, up 26.5% from 2.27 a year earlier and up 6.4% from the prior quarter.
Central Pacific Financial (CPF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Central Pacific Financial's Interest Coverage Ratio was 2.74 through Sep 30, 2026, up 32.9% year-over-year; for FY2025, it was 2.34, up 36.0% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.72 in FY2024 (-16.3%), 2.06 in FY2023 (-69.6%), 6.78 in FY2022 (-53.9%) and 14.69 in FY2021 (+239.5%).
- The Q3 2026 figure marks the highest quarterly Interest Coverage Ratio since Q4 2022.
- Compared with a year earlier, Interest Coverage Ratio has increased for seven straight quarters, with growth averaging 25.9% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q4 2021 (growth of 115.3%); the worst was Q2 2023 (a decline of 82.7%).
- Per Business Quant data, CPF's Interest Coverage Ratio in the three quarters before Q3 2026 was 2.70 (Q2 2026), 2.71 (Q1 2026) and 2.68 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | Central Pacific Financial | 998.33 Mn | 998.33 Mn | - | 2.87 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.87 |
| Jun 30, 2026 | 2.70 |
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.68 |
| Sep 30, 2025 | 2.27 |
| Jun 30, 2025 | 2.30 |
| Mar 31, 2025 | 2.16 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 1.71 |
| Jun 30, 2024 | 1.86 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 1.83 |
| Sep 30, 2023 | 1.85 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.68 |
| Dec 31, 2022 | 4.07 |
| Sep 30, 2022 | 6.26 |
| Jun 30, 2022 | 12.40 |
| Mar 31, 2022 | 14.06 |
| Dec 31, 2021 | 16.29 |
Central Pacific Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CPF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CPF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CPF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();