Central Pacific Financial (CPF) EBT Margin (2011 - 2026)
Central Pacific Financial's EBT Margin was 39.27% in Q3 2026, up 7.66 percentage points from 31.60% a year earlier and up 4.55 percentage points from the prior quarter.
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Analysis
Central Pacific Financial (CPF) EBT Margin (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, Central Pacific Financial's EBT Margin was 36.96% through Sep 30, 2026, up 6.59 percentage points year-over-year; for FY2025, it was 33.58%, up 6.41 percentage points from FY2024.
- EBT Margin shows a five-year change of +13.39 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 27.17% in FY2024 (-2.77 pp), 29.93% in FY2023 (-7.55 pp), 37.49% in FY2022 (-4.09 pp) and 41.58% in FY2021 (+21.39 pp).
- The Q3 2026 figure marks the highest quarterly EBT Margin since Q4 2022.
- Compared with a year earlier, EBT Margin has increased for seven straight quarters, with an average year-over-year change of +4.20 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q4 2021 (a gain of 21.96 percentage points); the worst was Q4 2023 (a drop of 10.74 percentage points).
- Per Business Quant data, CPF's EBT Margin in the three quarters before Q3 2026 was 34.72% (Q2 2026), 36.90% (Q1 2026) and 36.98% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Central Pacific Financial | 993.67 Mn | 993.67 Mn | - | 39.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.27% |
| Jun 30, 2026 | 34.72% |
| Mar 31, 2026 | 36.90% |
| Dec 31, 2025 | 36.98% |
| Sep 30, 2025 | 31.60% |
| Jun 30, 2025 | 32.79% |
| Mar 31, 2025 | 32.78% |
| Dec 31, 2024 | 22.95% |
| Sep 30, 2024 | 25.63% |
| Jun 30, 2024 | 32.25% |
| Mar 31, 2024 | 27.54% |
| Dec 31, 2023 | 28.86% |
| Sep 30, 2023 | 28.22% |
| Jun 30, 2023 | 29.99% |
| Mar 31, 2023 | 32.58% |
| Dec 31, 2022 | 39.60% |
| Sep 30, 2022 | 34.82% |
| Jun 30, 2022 | 33.91% |
| Mar 31, 2022 | 42.12% |
| Dec 31, 2021 | 46.29% |
API Access
Central Pacific Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CPF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CPF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CPF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();