Central Pacific Financial (CPF) Net Margin (2011 - 2026)
Central Pacific Financial's Net Margin came in at 142.42% for Q2 2026, up 2.02 percentage points from 140.41% a year earlier but down 36.64 percentage points from the prior quarter.
Central Pacific Financial (CPF) Net Margin (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Central Pacific Financial reported Net Margin of 153.98%, up 0.22 percentage points year-over-year; for FY2025, it was 149.53%, up 11.59 percentage points from FY2024.
- Net Margin carries a five-year change of +134.18 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 137.93% in FY2024 (+12.20 pp), 125.73% in FY2023 (-28.55 pp), 154.28% in FY2022 (-31.26 pp) and 185.54% in FY2021 (+170.19 pp).
- The five-year range for quarterly Net Margin is 25.09% (Q2 2022) to 432.36% (Q4 2024).
- Year-over-year, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +18.21 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q4 2024 (a gain of 334.37 percentage points), and the weakest in Q4 2025 (a drop of 271.27 percentage points).
- Business Quant data shows CPF's Net Margin at 179.07% (Q1 2026), 161.08% (Q4 2025) and 137.51% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Central Pacific Financial | 926.97 Mn | 926.97 Mn | - | 142.42% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 142.42% |
| Mar 31, 2026 | 179.07% |
| Dec 31, 2025 | 161.08% |
| Sep 30, 2025 | 137.51% |
| Jun 30, 2025 | 140.41% |
| Mar 31, 2025 | 160.06% |
| Dec 31, 2024 | 432.36% |
| Sep 30, 2024 | 104.48% |
| Jun 30, 2024 | 130.49% |
| Mar 31, 2024 | 115.13% |
| Dec 31, 2023 | 97.98% |
| Sep 30, 2023 | 130.80% |
| Jun 30, 2023 | 138.72% |
| Mar 31, 2023 | 147.03% |
| Dec 31, 2022 | 29.73% |
| Sep 30, 2022 | 25.72% |
| Jun 30, 2022 | 25.09% |
| Mar 31, 2022 | 32.14% |
| Dec 31, 2021 | 34.53% |
| Sep 30, 2021 | 31.38% |
Central Pacific Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CPF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CPF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CPF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();