Carter Bankshares, Inc. (CARE) Net Margin (2019 - 2026)
Carter Bankshares (CARE) recorded Net Margin of 42.10% in Q2 2026, up 19.26 percentage points from 22.84% a year earlier but down 38.12 percentage points from the prior quarter.
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Analysis
Carter Bankshares, Inc. (CARE) Net Margin (2019 - 2026) Analysis & Trends
On a TTM basis, Carter Bankshares' Net Margin came in at 50.52% as of Jun 30, 2026, up 28.58 percentage points year-over-year; for FY2025, it was 20.47%, up 2.41 percentage points from FY2024.
- Annual Net Margin has a five-year change of +275.36 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 18.05% in FY2024 (+1.42 pp), 16.63% in FY2023 (-14.37 pp), 31.00% in FY2022 (-127.72 pp) and 158.73% in FY2021 (+413.62 pp).
- Quarterly Net Margin has ranged from -6.16% in Q4 2023 to 376.59% in Q1 2023 over the past five years.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +6.54 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 1409.02 percentage points in Q3 2021, against a drop of 359.22 percentage points in Q1 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 80.22% (Q1 2026), 21.29% (Q4 2025) and 13.86% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 42.10% |
| Mar 31, 2026 | 80.22% |
| Dec 31, 2025 | 21.29% |
| Sep 30, 2025 | 13.86% |
| Jun 30, 2025 | 22.84% |
| Mar 31, 2025 | 24.17% |
| Dec 31, 2024 | 23.99% |
| Sep 30, 2024 | 16.45% |
| Jun 30, 2024 | 14.28% |
| Mar 31, 2024 | 17.36% |
| Dec 31, 2023 | -6.16% |
| Sep 30, 2023 | 79.66% |
| Jun 30, 2023 | 135.78% |
| Mar 31, 2023 | 376.59% |
| Dec 31, 2022 | 33.16% |
| Sep 30, 2022 | 325.09% |
| Jun 30, 2022 | 218.93% |
| Mar 31, 2022 | 224.43% |
| Dec 31, 2021 | 89.76% |
| Sep 30, 2021 | 226.13% |
API Access
Carter Bankshares, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CARE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CARE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CARE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();