Carter Bankshares (CARE) Interest Coverage Ratio (2019 - 2026)
Carter Bankshares (CARE) posted Interest Coverage Ratio of 3.0 for Q1 2026, up 107.12% on a QoQ basis from 1.45 in Q4 2025, and up 159.91% year-over-year from 1.15 in Q1 2025.
Carter Bankshares (CARE) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Carter Bankshares' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 3.0 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 159.91% year-over-year to 3.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.27 (up 54.77% YoY) and the FY2025 annual result came in at 1.39, up 7.91% from the prior year.
- Interest Coverage Ratio was 3.0 for Q1 2026 at Carter Bankshares, up from 1.45 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.22 in Q3 2022 and bottomed at 0.94 in Q4 2023.
- A 5-year average of 1.94 and a median of 1.16 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio sank 80.14% — and 2026, when it jumped 159.91%.
- Carter Bankshares' Interest Coverage Ratio stood at 3.85 in 2022, then plunged by 75.71% to 0.94 in 2023, then surged by 48.92% to 1.39 in 2024, then increased by 4.05% to 1.45 in 2025, then jumped by 107.12% to 3.0 in 2026.
- Business Quant data shows CARE's Interest Coverage Ratio at 3.0 in Q1 2026, 1.45 in Q4 2025, and 1.12 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Carter Bankshares | 750.66 Mn | 750.66 Mn | - | 3.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.00 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.12 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 1.39 |
| Sep 30, 2024 | 1.10 |
| Jun 30, 2024 | 1.07 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 0.94 |
| Sep 30, 2023 | 1.04 |
| Jun 30, 2023 | 1.05 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 3.85 |
| Sep 30, 2022 | 5.22 |
| Jun 30, 2022 | 3.79 |
| Mar 31, 2022 | 3.37 |
| Dec 31, 2021 | 2.43 |
| Sep 30, 2021 | 3.20 |
| Jun 30, 2021 | 2.07 |