Carter Bankshares (CARE) Interest Coverage Ratio (2019 - 2026)
Carter Bankshares' (CARE) quarterly Interest Coverage Ratio came in at 3.0 in Q1 2026, up 159.91% YoY from 1.15 in Q1 2025, and up 107.36% on a QoQ basis from 1.45 in Q4 2025.
Carter Bankshares (CARE) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Carter Bankshares (CARE) has 8 years of Interest Coverage Ratio data on file, last reported at 3.0 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 159.91% year-over-year to 3.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.27 (up 54.82% YoY) and the FY2025 annual result came in at 1.39, up 7.91% from the prior year.
- Interest Coverage Ratio climbed to 3.0 in Q1 2026, from 1.45 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 5.22 in Q3 2022 to a low of 0.92 in Q4 2023.
- A 5-year average of 1.94 and a median of 1.16 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio slumped 80.14% — and 2026, when it jumped 159.91%.
- Tracing CARE's Interest Coverage Ratio over 5 years: stood at 3.85 in 2022, then plunged by 76.03% to 0.92 in 2023, then jumped by 50.91% to 1.39 in 2024, then increased by 3.92% to 1.45 in 2025, then soared by 107.36% to 3.0 in 2026.
- The last three Interest Coverage Ratio figures came in at 3.0 (Q1 2026), 1.45 (Q4 2025), and 1.12 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Carter Bankshares | 682.89 Mn | 406.36 Mn | - | 2.73 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.85 |
| Mar 31, 2026 | 3.00 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.12 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 1.39 |
| Sep 30, 2024 | 1.10 |
| Jun 30, 2024 | 1.07 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 0.92 |
| Sep 30, 2023 | 1.04 |
| Jun 30, 2023 | 1.05 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 3.85 |
| Sep 30, 2022 | 5.22 |
| Jun 30, 2022 | 3.79 |
| Mar 31, 2022 | 3.37 |
| Dec 31, 2021 | 2.43 |
| Sep 30, 2021 | 3.20 |