Carter Bankshares, Inc. (CARE) FCF Margin (2020 - 2026)
Carter Bankshares' FCF Margin came in at -382.78% for Q2 2026, down 403.39 percentage points from 20.61% a year earlier and down 665.62 percentage points from the prior quarter.
Carter Bankshares, Inc. (CARE) FCF Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Carter Bankshares reported FCF Margin of 23.09%, up 2.62 percentage points year-over-year; for FY2025, it was 20.76%, down 0.45 percentage points from FY2024.
- FCF Margin has declined in each of the last four years, though with a five-year change of +34.19 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 21.21% in FY2024 (-5.06 pp), 26.27% in FY2023 (-13.88 pp), 40.15% in FY2022 (-306.82 pp) and 346.97% in FY2021 (+360.40 pp).
- The Q2 2026 figure represents the lowest quarterly FCF Margin since Q3 2020.
- Year-over-year, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of -33.30 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q3 2021 (a gain of 1123.29 percentage points), and the weakest in Q1 2024 (a drop of 435.73 percentage points).
- Business Quant data shows CARE's FCF Margin at 282.84% (Q1 2026), 22.59% (Q4 2025) and 26.29% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -382.78% |
| Mar 31, 2026 | 282.84% |
| Dec 31, 2025 | 22.59% |
| Sep 30, 2025 | 26.29% |
| Jun 30, 2025 | 20.61% |
| Mar 31, 2025 | 13.10% |
| Dec 31, 2024 | 24.09% |
| Sep 30, 2024 | 24.64% |
| Jun 30, 2024 | -12.70% |
| Mar 31, 2024 | 48.80% |
| Dec 31, 2023 | 19.75% |
| Sep 30, 2023 | 159.48% |
| Jun 30, 2023 | 73.91% |
| Mar 31, 2023 | 484.53% |
| Dec 31, 2022 | 45.46% |
| Sep 30, 2022 | 434.05% |
| Jun 30, 2022 | 256.12% |
| Mar 31, 2022 | 280.72% |
| Dec 31, 2021 | 245.02% |
| Sep 30, 2021 | 679.03% |
Carter Bankshares, Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CARE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CARE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CARE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();