Carter Bankshares (CARE) FCF Margin (2020 - 2026)
Carter Bankshares' FCF Margin came in at -382.78% for Q2 2026, down 403.39 percentage points from 20.61% a year earlier and down 665.62 percentage points from the prior quarter.
Carter Bankshares (CARE) FCF Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Carter Bankshares reported FCF Margin of 23.09%, up 2.62 percentage points year-over-year; for FY2025, it was 20.76%, down 0.45 percentage points from FY2024.
- FCF Margin has declined in each of the last four years, though with a five-year change of +22.59 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 21.21% in FY2024 (-5.06 pp), 26.27% in FY2023 (-13.88 pp), 40.15% in FY2022 (-9.15 pp) and 49.30% in FY2021 (+51.14 pp).
- The Q2 2026 figure represents the lowest quarterly FCF Margin in data going back to Q1 2020.
- Year-over-year, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of -16.14 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q1 2026 (a gain of 269.74 percentage points), and the weakest in Q2 2026 (a drop of 403.39 percentage points).
- Business Quant data shows CARE's FCF Margin at 282.84% (Q1 2026), 22.59% (Q4 2025) and 26.29% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Carter Bankshares | 651.25 Mn | 113.14 Mn | - | -0.01% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -0.01% |
| Jun 30, 2026 | -382.78% |
| Mar 31, 2026 | 282.84% |
| Dec 31, 2025 | 22.59% |
| Sep 30, 2025 | 26.29% |
| Jun 30, 2025 | 20.61% |
| Mar 31, 2025 | 13.10% |
| Dec 31, 2024 | 24.09% |
| Sep 30, 2024 | 24.64% |
| Jun 30, 2024 | -12.70% |
| Mar 31, 2024 | 48.80% |
| Dec 31, 2023 | 19.75% |
| Sep 30, 2023 | 22.23% |
| Jun 30, 2023 | 9.78% |
| Mar 31, 2023 | 45.06% |
| Dec 31, 2022 | 45.46% |
| Sep 30, 2022 | 44.78% |
| Jun 30, 2022 | 33.13% |
| Mar 31, 2022 | 34.75% |
| Dec 31, 2021 | 45.27% |
Carter Bankshares FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CARE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CARE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CARE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();