Carter Bankshares (CARE) Debt Ratio (2020 - 2025)

Carter Bankshares (CARE) posted Debt Ratio of 0.04 for Q4 2025, up 1.46% on a QoQ basis from 0.04 in Q3 2025, and up 144.87% year-over-year from 0.02 in Q4 2024.

Carter Bankshares (CARE) Debt Ratio (2020 - 2025) Analysis & Trends

Carter Bankshares' Debt Ratio history runs 6 years deep, the most recent figure standing at 0.04 for Q4 2025.

  • Quarterly Debt Ratio rose 144.87% year-over-year to 0.04 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.04 (up 144.87% YoY) and the FY2025 annual result came in at 0.04, up 144.87% from the prior year.
  • Debt Ratio was 0.04 for Q4 2025 at Carter Bankshares, up from 0.04 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.12 in Q3 2023 and bottomed at 0.0 in Q4 2021.
  • A 5-year average of 0.04 and a median of 0.03 in 2025 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2022 — Debt Ratio soared 2435.87% — and 2024, when it sank 83.11%.
  • Carter Bankshares' Debt Ratio stood at 0.0 in 2021, then jumped by 2435.87% to 0.04 in 2022, then surged by 103.02% to 0.09 in 2023, then tumbled by 82.77% to 0.02 in 2024, then surged by 144.87% to 0.04 in 2025.
  • Business Quant data shows CARE's Debt Ratio at 0.04 in Q4 2025, 0.04 in Q3 2025, and 0.02 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Carter Bankshares 740.61 Mn 740.61 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.02
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.05
Mar 31, 2024 0.07
Dec 31, 2023 0.09
Sep 30, 2023 0.12
Jun 30, 2023 0.09
Mar 31, 2023 0.10
Dec 31, 2022 0.04
Sep 30, 2022 0.01
Dec 31, 2021 0.00
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.01
Dec 31, 2020 0.01