Carter Bankshares (CARE) Debt Ratio (2020 - 2025)

Carter Bankshares (CARE) reported Debt Ratio of 0.04 for Q4 2025, up 144.87% on a YoY basis from 0.02 in Q4 2024, and up 1.46% quarter-over-quarter from 0.04 in Q3 2025.

Carter Bankshares (CARE) Debt Ratio (2020 - 2025) Analysis & Trends

Carter Bankshares has reported Debt Ratio for 6 years, with the latest figure at 0.04 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio rose 144.87% year-over-year to 0.04; the trailing twelve-month figure through Dec 2025 stood at 0.04 (up 144.87% YoY), and the FY2025 full-year result was 0.04, up 144.87% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.04, up from 0.04 in the prior quarter.
  • The five-year high for Debt Ratio was 0.12 in Q3 2023, with the low at 0.0 in Q4 2021.
  • Historically, Debt Ratio has averaged 0.04 across 5 years, with a median of 0.03 in 2025.
  • Annual changes were most pronounced in 2022 — Debt Ratio soared 2435.87% — and 2024, when it slumped 83.11%.
  • Carter Bankshares' Debt Ratio stood at 0.0 in 2021, then surged by 2435.87% to 0.04 in 2022, then soared by 103.02% to 0.09 in 2023, then sank by 82.77% to 0.02 in 2024, then soared by 144.87% to 0.04 in 2025.
  • The last three Debt Ratio figures came in at 0.04 (Q4 2025), 0.04 (Q3 2025), and 0.02 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 Carter Bankshares 651.48 Mn 651.48 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.02
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.05
Mar 31, 2024 0.07
Dec 31, 2023 0.09
Sep 30, 2023 0.12
Jun 30, 2023 0.09
Mar 31, 2023 0.10
Dec 31, 2022 0.04
Sep 30, 2022 0.01
Dec 31, 2021 0.00
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.01
Dec 31, 2020 0.01