Carter Bankshares CARE
NASDAQ CARE
$31.24 +0.09 (+0.29%)
As of: Aug 21, 2026 · 3:59 PM EDT

Carter Bankshares (CARE) Debt Ratio (2020 - 2025)

Carter Bankshares' (CARE) quarterly Debt Ratio came in at 0.04 in Q4 2025, up 144.87% YoY from 0.02 in Q4 2024, and up 1.46% on a QoQ basis from 0.04 in Q3 2025.

Carter Bankshares (CARE) Debt Ratio (2020 - 2025) Analysis & Trends

Carter Bankshares (CARE) has 6 years of Debt Ratio data on file, last reported at 0.04 in Q4 2025.

  • Quarterly Debt Ratio rose 144.87% year-over-year to 0.04 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.04 (up 144.87% YoY) and the FY2025 annual result came in at 0.04, up 144.87% from the prior year.
  • Debt Ratio climbed to 0.04 in Q4 2025, from 0.04 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.12 in Q3 2023 to a low of 0.0 in Q4 2021.
  • A 5-year average of 0.04 and a median of 0.03 in 2025 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2022 — Debt Ratio soared 2435.87% — and 2024, when it slumped 83.11%.
  • Tracing CARE's Debt Ratio over 5 years: stood at 0.0 in 2021, then surged by 2435.87% to 0.04 in 2022, then soared by 103.02% to 0.09 in 2023, then sank by 82.77% to 0.02 in 2024, then soared by 144.87% to 0.04 in 2025.
  • The last three Debt Ratio figures came in at 0.04 (Q4 2025), 0.04 (Q3 2025), and 0.02 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - 0.12
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 0.14
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.05
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - 0.10
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 0.07
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn 0.01
8 Truist Financial 61.75 Bn 61.75 Bn - 0.13
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 0.07
10 Carter Bankshares 682.89 Mn 406.36 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.02
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.05
Mar 31, 2024 0.07
Dec 31, 2023 0.09
Sep 30, 2023 0.12
Jun 30, 2023 0.09
Mar 31, 2023 0.10
Dec 31, 2022 0.04
Sep 30, 2022 0.01
Dec 31, 2021 0.00
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.01
Dec 31, 2020 0.01