Carter Bankshares (CARE) Debt Ratio (2020 - 2025)
Carter Bankshares' (CARE) quarterly Debt Ratio came in at 0.04 in Q4 2025, up 144.87% YoY from 0.02 in Q4 2024, and up 1.46% on a QoQ basis from 0.04 in Q3 2025.
Carter Bankshares (CARE) Debt Ratio (2020 - 2025) Analysis & Trends
Carter Bankshares (CARE) has 6 years of Debt Ratio data on file, last reported at 0.04 in Q4 2025.
- Quarterly Debt Ratio rose 144.87% year-over-year to 0.04 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.04 (up 144.87% YoY) and the FY2025 annual result came in at 0.04, up 144.87% from the prior year.
- Debt Ratio climbed to 0.04 in Q4 2025, from 0.04 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.12 in Q3 2023 to a low of 0.0 in Q4 2021.
- A 5-year average of 0.04 and a median of 0.03 in 2025 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2022 — Debt Ratio soared 2435.87% — and 2024, when it slumped 83.11%.
- Tracing CARE's Debt Ratio over 5 years: stood at 0.0 in 2021, then surged by 2435.87% to 0.04 in 2022, then soared by 103.02% to 0.09 in 2023, then sank by 82.77% to 0.02 in 2024, then soared by 144.87% to 0.04 in 2025.
- The last three Debt Ratio figures came in at 0.04 (Q4 2025), 0.04 (Q3 2025), and 0.02 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | Carter Bankshares | 682.89 Mn | 406.36 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.10 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.01 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |
| Mar 31, 2021 | 0.01 |
| Dec 31, 2020 | 0.01 |