VersaBank (VBNK) Beginning Cash Balance (2021 - 2026)
VersaBank (VBNK) posted quarterly Beginning Cash Balance of $419.2 million for Q1 2026, up 164.16% year-over-year from $158.7 million in Q1 2025, and up 164.16% quarter-over-quarter from $158.7 million in Q1 2025.
VersaBank (VBNK) Beginning Cash Balance (2021 - 2026) Analysis & Trends
VersaBank's Beginning Cash Balance history runs 6 years deep, the most recent figure standing at $419.2 million for Q1 2026.
- In Q1 2026, Beginning Cash Balance rose 164.16% year-over-year to $419.2 million; the TTM figure through Jan 2026 stood at $577.8 million (up 125.28% YoY), while the FY2021 annual figure was $204.9 million, up 97.96% from the prior year.
- Beginning Cash Balance for Q1 2026 stood at $419.2 million, up from $158.7 million in the prior quarter.
- The five-year high for Beginning Cash Balance was $419.2 million in Q1 2026, with the low at $65.7 million in Q1 2023.
- The 5-year median for Beginning Cash Balance is $158.7 million (2025), against an average of $191.2 million.
- The sharpest annual moves came in 2023 and 2026: Beginning Cash Balance sank 69.39% in 2023, then surged 164.16% in 2026.
- VersaBank's Beginning Cash Balance stood at $214.5 million in 2022, then tumbled by 69.39% to $65.7 million in 2023, then soared by 48.95% to $97.8 million in 2024, then jumped by 62.21% to $158.7 million in 2025, then soared by 164.16% to $419.2 million in 2026.
- Business Quant data shows VBNK's Beginning Cash Balance at $419.2 million in Q1 2026, $158.7 million in Q1 2025, and $97.8 million in Q1 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 419.16 Mn |
| Jan 31, 2026 | 419.16 Mn |
| Jan 31, 2025 | 158.67 Mn |
| Jan 31, 2025 | 158.67 Mn |
| Jan 31, 2024 | 97.82 Mn |
| Jan 31, 2024 | 97.82 Mn |
| Jan 31, 2023 | 65.67 Mn |
| Jan 31, 2023 | 65.67 Mn |
| Jan 31, 2022 | 214.53 Mn |
| Jan 31, 2022 | 214.53 Mn |
| Jan 31, 2021 | 200.27 Mn |
| Jan 31, 2021 | 200.27 Mn |