VersaBank (VBNK) Change in Working Capital (2021 - 2026)

VersaBank (VBNK) has reported Change in Working Capital for 6 consecutive years, with -$3.5 million the latest figure, recorded in Q1 2026.

• Quarterly Change in Working Capital fell 216.19% year-over-year to -$3.5 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was -$1.9 million (up 36.71% YoY) and the FY2021 annual result came in at $104.5 million, up 0.64% from the prior year.
• Change in Working Capital declined to -$3.5 million in Q1 2026 per VBNK's latest filing, from $725602.0 in the prior quarter.
• Over the last five years, Change in Working Capital for VBNK reached as high as $7.9 million in Q1 2023 and fell as low as -$11.8 million in Q3 2024.
• A 5-year average of -$440769.1 and a median of $725602.0 in 2025 frame the typical range for Change in Working Capital.
• Annual changes were most pronounced in 2023 — Change in Working Capital surged 311.77% — and 2024, when it slumped 4841.99%.
• Year by year, Change in Working Capital stood at $1.1 million in 2022, then plunged by 77.41% to $247986.5 in 2023, then slumped by 4841.99% to -$11.8 million in 2024, then soared by 106.17% to $725602.0 in 2025, then sank by 583.32% to -$3.5 million in 2026.
• According to Business Quant data, Change in Working Capital over the past three periods registered -$3.5 million, $725602.0, and -$2.1 million for Q1 2026, Q3 2025, and Q2 2025 respectively.