Porch reported a gross margin of 62.17% and a net margin of -10.05% for the quarter ended Jun 2026. These financial ratios cover 27 quarters of results from Dec 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||
| Gross Margin | 69.48% | 72.59% | 60.33% | 58.75% | 57.42% | 68.54% | 41.31% | 17.65% | 59.12% | 61.75% | 32.12% | 15.15% | 55.50% | 86.03% | 62.48% | 65.56% | 7.79% | 230.94% | 75.00% | 62.17% | |||||||
| EBT Margin | -11.05% | -39.68% | -14.89% | -37.87% | -109.24% | -54.43% | -44.47% | -88.02% | -4.34% | -1.66% | -11.42% | -57.41% | 12.77% | 31.79% | 4.43% | 5.68% | 2.83% | 8.27% | 3.09% | -9.63% | |||||||
| EBIT Margin | -20.10% | -35.62% | -45.08% | -44.67% | -107.19% | -52.71% | -44.10% | -161.40% | 0.15% | 6.44% | -30.03% | -47.34% | -2.25% | 24.99% | -1.21% | 4.00% | 13.83% | 11.73% | 9.75% | -2.92% | |||||||
| EBITDA Margin | -20.10% | -35.62% | -45.08% | -44.67% | -107.19% | -52.71% | -44.10% | -161.40% | 0.15% | 6.44% | -30.03% | -47.34% | -2.25% | 24.99% | -1.21% | 4.00% | 13.83% | 11.73% | 9.75% | -2.92% | |||||||
| Operating Margin | -20.10% | -35.62% | -45.08% | -44.67% | -107.19% | -52.71% | -44.10% | -161.40% | 0.15% | 6.44% | -30.03% | -47.34% | -2.25% | 24.99% | -1.21% | 4.00% | 13.83% | 11.73% | 9.75% | -2.92% | |||||||
| Net Margin | -8.12% | -38.99% | -14.61% | -38.53% | -109.21% | -55.33% | -44.34% | -88.05% | -4.43% | -2.17% | -11.59% | -58.04% | 12.95% | 30.38% | 3.57% | 6.55% | -0.83% | 3.08% | 1.60% | -10.05% | |||||||
| FCF Margin | -19.22% | 11.34% | -26.70% | 13.15% | -10.99% | -15.10% | -27.99% | 11.08% | 62.90% | -37.77% | 5.33% | -26.26% | 8.36% | -30.18% | -13.80% | 25.46% | 31.39% | -1.56% | 7.82% | 25.91% | |||||||
| Efficiency | |||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 913.98M | 1,044.54M | 1,046.49M | 1,095.10M | 1,112.60M | 1,069.15M | 1,032.89M | 1,031.93M | 1,007.26M | 933.39M | 890.25M | 878.61M | 871.68M | 840.62M | 808.13M | 406.79M | 11.90M | 404.96M | 802.00M | 812.79M | |||||||
| Invested CapitalInvested Cap. | 0.11M | 0.15M | 19.68M | 19.01M | 22.83M | 16.45M | 10.39M | 5.44M | 1.65M | 0.24M | 0.15M | 0.15M | 0.15M | 0.15M | 7.76M | 7.77M | 7.78M | 7.79M | |||||||||
| Asset Utilization RatioAsset Util. | 0.17 | 0.18 | 0.22 | 0.23 | 0.24 | 0.26 | 0.29 | 0.32 | 0.38 | 0.46 | 0.51 | 0.54 | 0.52 | 0.52 | 0.53 | 1.09 | 37.75 | 1.21 | 0.63 | 0.64 | |||||||
| Leverage & Solvency | |||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -6.79 | -12.58 | -11.81 | -16.46 | -38.53 | -15.23 | -17.61 | -18.17 | 0.02 | 0.70 | -3.21 | -5.08 | -0.24 | 2.33 | -0.11 | 0.42 | 1.17 | 1.15 | 0.81 | -0.28 | |||||||
| Debt Ratio | 0.40 | 0.01 | 0.41 | 0.38 | 0.41 | 0.44 | 0.43 | 0.41 | 0.45 | 0.48 | 0.49 | 0.50 | 0.46 | 0.50 | 0.51 | 34.88 | 31.59 | 0.50 | 0.50 | 0.50 | |||||||
| Times Interest Earned | -6.79 | -12.58 | -11.81 | -16.46 | -38.53 | -15.23 | -17.61 | -18.17 | 0.02 | 0.70 | -3.21 | -5.08 | -0.24 | 2.33 | -0.11 | 0.42 | 1.17 | 1.15 | 0.81 | -0.28 | |||||||
| Valuation | |||||||||||||||||||||||||||
| Price to EarningsP/E | -340.02 | -75.95 | -74.21 | -9.35 | -2.68 | -5.22 | -3.61 | -1.56 | -13.72 | -120.30 | -31.53 | -2.45 | 12.63 | 16.07 | 237.15 | 174.97 | -0.00M | 262.46 | 392.84 | -139.98 | |||||||
| Price to SalesP/S | 27.62 | 29.61 | 10.84 | 3.60 | 2.92 | 2.89 | 1.60 | 1.38 | 0.61 | 2.61 | 3.66 | 1.42 | 1.64 | 4.88 | 8.46 | 11.46 | 17.58 | 8.08 | 6.28 | 14.07 | |||||||
| Price to BookP/B | 9.02 | 7.04 | 3.26 | 1.31 | 2.01 | 2.33 | 3.09 | -3.70 | -2.12 | -8.38 | -9.62 | -1.55 | -2.36 | -11.34 | -27.65 | -660.53 | -74.34 | -46.02 | 28.92 | 102.38 | |||||||
| Enterprise Value | 1,313.41M | 1,202.23M | 386.47M | -26.19M | -50.25M | -80.03M | -73.92M | -169.01M | -292.90M | -33.75M | 69.24M | -161.72M | -66.60M | 264.04M | 723.16M | 1,276.04M | 1,909.41M | 1,002.42M | 573.13M | 1,810.80M | |||||||
| EV to EBIT | -104.12 | -65.43 | -13.49 | 0.83 | 0.61 | 2.37 | 1.92 | 1.06 | -0.00M | -4.57 | -2.00 | 3.08 | 26.60 | 10.53 | -571.21 | 252.73 | 116.89 | 60.93 | 48.51 | -440.26 | |||||||
| EV to EBITDA | -104.12 | -65.43 | -13.49 | 0.83 | 0.61 | 2.37 | 1.92 | 1.06 | -0.00M | -4.57 | -2.00 | 3.08 | 26.60 | 10.53 | -571.21 | 252.73 | 116.89 | 60.93 | 48.51 | -440.26 | |||||||
| Market Capitalization | 1,733.77M | 1,527.22M | 689.00M | 255.39M | 226.25M | 185.10M | 139.88M | 135.84M | 78.79M | 299.07M | 421.95M | 157.79M | 181.92M | 489.96M | 886.01M | 1,445.23M | 2,075.41M | 1,133.03M | 760.54M | 1,982.75M | |||||||
| Price to FCFP/FCF | -143.71 | 261.06 | -40.59 | 27.39 | -26.61 | -19.12 | -5.72 | 12.41 | 0.97 | -6.91 | 68.61 | -5.42 | 19.58 | -16.18 | -61.28 | 45.03 | 55.99 | -516.66 | 80.34 | 54.32 | |||||||
| EV to FCF | -108.87 | 205.51 | -22.77 | -2.81 | 5.91 | 8.27 | 3.02 | -15.44 | -3.59 | 0.78 | 11.26 | 5.55 | -7.17 | -8.72 | -50.01 | 39.76 | 51.51 | -457.10 | 60.54 | 49.61 | |||||||
| EV to CFO | -120.00 | 173.23 | -25.09 | -2.33 | 8.11 | 10.84 | 3.36 | -12.75 | -3.50 | 0.82 | 8.18 | 6.23 | -5.36 | -9.93 | -64.69 | 35.87 | 46.77 | 834.66 | 44.01 | 43.88 | |||||||
| Return Ratios | |||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 0.00% | 0.00% | 0.00% | 0.00% | -0.01% | -0.01% | 0.00% | -0.01% | 0.00% | 0.00% | 0.00% | -0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||
| Return on Capital Employed [ROCE]ROCE | -12.15% | -12.26% | -12.82% | -15.08% | -27.41% | -31.99% | -36.22% | -73.48% | -47.69% | -40.39% | -41.79% | -20.31% | -21.64% | -15.14% | -4.24% | 7.74% | -60.07% | 10.85% | 6.87% | 5.41% | |||||||
| Return on Invested Capital [ROIC]ROIC | -0.04% | -0.08% | -0.05% | -0.03% | -0.03% | -0.03% | -0.03% | -0.05% | -0.05% | -0.07% | -0.15% | -0.17% | -0.58% | -1.07% | -0.72% | 0.69% | 0.10% | 0.02% | 0.01% | -0.03% | |||||||
| Return on Assets [ROA]ROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.03% | 0.00% | 0.00% | 0.00% |