Isabella Bank Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 17.86%21.59%23.17%26.73%29.67%31.82%35.63%29.95%28.64%25.98%25.06%18.33%35.10%36.20%30.42%23.29%
EBIT Margin 58.83%56.48%55.62%51.35%51.90%51.56%55.28%50.11%50.65%52.38%56.13%39.67%46.24%43.37%60.64%71.78%
Net Margin 16.11%18.34%20.45%22.39%25.24%27.17%29.27%25.60%23.32%23.68%22.66%16.81%29.31%29.99%25.31%19.73%
FCF Margin 31.37%47.23%32.73%29.14%42.60%29.40%13.47%30.49%31.06%33.20%38.22%31.62%35.94%31.94%28.03%24.90%
Leverage & Solvency
Interest Coverage Ratio 1.441.621.712.092.332.612.812.492.301.981.811.864.156.052.011.48
Times Interest Earned 1.441.621.712.092.332.612.812.492.301.981.811.864.156.052.011.48
Dividends & Payouts
FCF Payout Ratio 0.350.230.350.380.310.461.040.470.450.420.380.420.350.340.410.46
Return Ratios
Return on Sales 0.16%0.18%0.20%0.22%0.25%0.27%0.29%0.26%0.23%0.24%0.23%0.17%0.29%0.30%0.25%0.20%