Isabella Bank (ISBA) Debt Ratio (2020 - 2026)
Isabella Bank (ISBA) posted quarterly Debt Ratio of 0.01 for Q4 2025, down 7.11% year-over-year from 0.01 in Q4 2024, and down 2.26% quarter-over-quarter from 0.01 in Q2 2025.
Isabella Bank (ISBA) Debt Ratio (2020 - 2026) Analysis & Trends
Isabella Bank's Debt Ratio history runs 6 years deep, the most recent figure standing at 0.01 for Q4 2025.
- In Q4 2025, Debt Ratio fell 7.11% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (down 7.11% YoY), while the FY2025 annual figure was 0.01, down 7.11% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.01, down from 0.01 in the prior quarter.
- The five-year high for Debt Ratio was 32.76 in Q4 2023, with the low at 0.0 in Q2 2022.
- The 5-year median for Debt Ratio is 0.01 (2024), against an average of 3.96.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio jumped 451.6% in 2023, then slumped 99.96% in 2024.
- Isabella Bank's Debt Ratio stood at 13.24 in 2021, then surged by 59.53% to 21.12 in 2022, then surged by 55.15% to 32.76 in 2023, then plunged by 99.96% to 0.01 in 2024, then fell by 7.11% to 0.01 in 2025.
- Business Quant data shows ISBA's Debt Ratio at 0.01 in Q4 2025, 0.01 in Q2 2025, and 0.01 in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.07 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.07 |
| 10 | Isabella Bank | 289.94 Mn | 248.16 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 32.76 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 21.12 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 13.24 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.03 |
| Dec 31, 2020 | 69.98 |