Isabella Bank (ISBA) Debt Ratio (2020 - 2025)

Isabella Bank's Debt Ratio history runs 6 years deep, the most recent figure standing at 0.01 for Q4 2025.

• On a quarterly basis, Debt Ratio fell 7.11% year-over-year to 0.01 in Q4 2025; TTM through Dec 2025 was 0.01, a 7.11% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 7.11% from the prior year.
• Debt Ratio declined to 0.01 in Q4 2025 per ISBA's latest filing, from 0.01 in the prior quarter.
• Across five years, Debt Ratio topped out at 32.76 in Q4 2023 and bottomed at 0.0 in Q2 2022.
• The 5-year median for Debt Ratio is 0.01 (2024), against an average of 3.96.
• Across the five-year window, Debt Ratio jumped 451.6% in 2023 and tumbled 99.96% in 2024, its largest moves.
• Year by year, Debt Ratio stood at 13.24 in 2021, then soared by 59.53% to 21.12 in 2022, then soared by 55.15% to 32.76 in 2023, then tumbled by 99.96% to 0.01 in 2024, then retreated by 7.11% to 0.01 in 2025.
• Per Business Quant, the three latest ISBA Debt Ratio figures stand at 0.01 (Q4 2025), 0.01 (Q2 2025), and 0.01 (Q4 2024).