Isabella Bank (ISBA) FCF Payout Ratio (2010 - 2026)

Isabella Bank's (ISBA) quarterly FCF Payout Ratio came in at 0.63 in Q1 2026, up 13.96% year-on-year from 0.56 in Q1 2025, and up 234.67% quarter-over-quarter from 0.19 in Q4 2025.

Isabella Bank (ISBA) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Isabella Bank's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.63 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio rose 13.96% year-over-year to 0.63 in Q1 2026; TTM through Mar 2026 was 0.35, a 18.77% decrease from a year earlier, with the FY2025 full-year figure at 0.35, down 25.45% from the prior year.
  • FCF Payout Ratio improved to 0.63 in Q1 2026 per ISBA's latest filing, from 0.19 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 1.17 in Q3 2025 and bottomed at 0.19 in Q4 2025.
  • The 5-year median for FCF Payout Ratio is 0.39 (2022), against an average of 0.49.
  • Across the five-year window, FCF Payout Ratio soared 145.57% in 2024 and sank 38.69% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.37 in 2022, then advanced by 29.68% to 0.49 in 2023, then sank by 36.51% to 0.31 in 2024, then sank by 38.69% to 0.19 in 2025, then jumped by 234.67% to 0.63 in 2026.
  • Per Business Quant, the three latest ISBA FCF Payout Ratio figures stand at 0.63 (Q1 2026), 0.19 (Q4 2025), and 1.17 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Isabella Bank 279.62 Mn 229.51 Mn - 0.63

Historic Data

Download Data
DateValue
Mar 31, 2026 0.63
Dec 31, 2025 0.19
Sep 30, 2025 1.17
Jun 30, 2025 0.28
Mar 31, 2025 0.56
Dec 31, 2024 0.31
Sep 30, 2024 0.63
Jun 30, 2024 0.39
Mar 31, 2024 0.80
Dec 31, 2023 0.49
Sep 30, 2023 0.74
Jun 30, 2023 0.30
Mar 31, 2023 0.33
Dec 31, 2022 0.37
Sep 30, 2022 0.48
Jun 30, 2022 0.22
Mar 31, 2022 0.39
Dec 31, 2021 0.51
Sep 30, 2021 0.45
Jun 30, 2021 0.25