Isabella Bank (ISBA) FCF Payout Ratio (2009 - 2026)
Isabella Bank's (ISBA) FCF Payout Ratio was 0.27 for Q2 2026, down 3.3% from 0.28 a year earlier and down 56.9% from the prior quarter.
Isabella Bank (ISBA) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Isabella Bank's FCF Payout Ratio came in at 0.35, down 10.9% year-over-year; for FY2025, it came in at 0.35, down 25.5% from FY2024.
- By year, FCF Payout Ratio came in at 0.46 in FY2024 (+13.8%), 0.41 in FY2023 (+19.7%), 0.34 in FY2022 (-2.5%) and 0.35 in FY2021 (-15.9%).
- Five-year quarterly FCF Payout Ratio spans a low of 0.19 in Q4 2025 and a high of 1.09 in Q3 2025.
- Year over year, FCF Payout Ratio gained in two of the last eight quarters, with an average decline of 8.1%.
- The high point for year-over-year FCF Payout Ratio in five years was Q4 2021 (growth of 161.4%); the low point was Q4 2025 (a decline of 38.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 0.63 (Q1 2026), 0.19 (Q4 2025) and 1.09 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | - |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | - |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | - |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.17 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Isabella Bank | 311.50 Mn | 55.04 Mn | - | 0.43 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.43 |
| Jun 30, 2026 | 0.27 |
| Mar 31, 2026 | 0.63 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 2.99 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 0.56 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | 0.63 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.80 |
| Dec 31, 2023 | 0.49 |
| Sep 30, 2023 | 0.74 |
| Jun 30, 2023 | 0.30 |
| Mar 31, 2023 | 0.33 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.48 |
| Jun 30, 2022 | 0.22 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.51 |
Isabella Bank FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=ISBA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();