Isabella Bank (ISBA) Interest Coverage Ratio (2010 - 2026)
Isabella Bank (ISBA) recorded quarterly Interest Coverage Ratio of 1.72 in Q1 2026, down 4.04% quarter-over-quarter from 1.8 in Q4 2025, and up 7.83% on a YoY basis from 1.6 in Q1 2025.
Isabella Bank (ISBA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Isabella Bank's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.72 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 7.83% year-over-year to 1.72; the TTM figure through Mar 2026 stood at 1.75 (up 15.43% YoY), while the FY2025 annual figure was 1.72, up 16.21% from the prior year.
- Interest Coverage Ratio was 1.72 for Q1 2026 at Isabella Bank, down from 1.8 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 6.86 in Q3 2022 to a low of 1.43 in Q3 2024.
- Historically, Interest Coverage Ratio has averaged 2.79 across 5 years, with a median of 1.76 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 68.73% in 2022, then sank 72.79% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 5.67 in 2022, then sank by 71.65% to 1.61 in 2023, then decreased by 3.03% to 1.56 in 2024, then grew by 15.24% to 1.8 in 2025, then decreased by 4.04% to 1.72 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.72 (Q1 2026), 1.8 (Q4 2025), and 1.72 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Isabella Bank | 305.82 Mn | 255.71 Mn | - | 1.72 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.72 |
| Dec 31, 2025 | 1.80 |
| Sep 30, 2025 | 1.72 |
| Jun 30, 2025 | 1.76 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.56 |
| Sep 30, 2024 | 1.43 |
| Jun 30, 2024 | 1.48 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.61 |
| Sep 30, 2023 | 1.87 |
| Jun 30, 2023 | 2.15 |
| Mar 31, 2023 | 2.97 |
| Dec 31, 2022 | 5.67 |
| Sep 30, 2022 | 6.86 |
| Jun 30, 2022 | 6.43 |
| Mar 31, 2022 | 5.42 |
| Dec 31, 2021 | 4.70 |
| Sep 30, 2021 | 4.06 |
| Jun 30, 2021 | 3.86 |