Isabella Bank (ISBA) Interest Coverage Ratio (2010 - 2026)

Isabella Bank's (ISBA) quarterly Interest Coverage Ratio came in at 1.53 in Q1 2026, up 24.66% year-on-year from 1.22 in Q1 2025, and down 15.06% quarter-over-quarter from 1.8 in Q4 2025.

Isabella Bank (ISBA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Isabella Bank's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.53 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 24.66% year-over-year to 1.53 in Q1 2026; TTM through Mar 2026 was 6.8, a 109.43% increase from a year earlier, with the FY2025 full-year figure at 1.72, up 16.21% from the prior year.
  • Interest Coverage Ratio declined to 1.53 in Q1 2026 per ISBA's latest filing, from 1.8 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 5.28 in Q4 2022 and bottomed at 0.8 in Q4 2024.
  • The 5-year median for Interest Coverage Ratio is 1.22 (2022), against an average of 1.5.
  • Across the five-year window, Interest Coverage Ratio plunged 71.99% in 2022 and surged 123.62% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 5.28 in 2022, then plunged by 69.8% to 1.6 in 2023, then slumped by 49.61% to 0.8 in 2024, then surged by 123.62% to 1.8 in 2025, then fell by 15.06% to 1.53 in 2026.
  • Per Business Quant, the three latest ISBA Interest Coverage Ratio figures stand at 1.53 (Q1 2026), 1.8 (Q4 2025), and 1.46 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Isabella Bank 279.62 Mn 229.51 Mn - 1.53

Historic Data

Download Data
DateValue
Mar 31, 2026 1.53
Dec 31, 2025 1.80
Sep 30, 2025 1.46
Jun 30, 2025 1.34
Mar 31, 2025 1.22
Dec 31, 2024 0.80
Sep 30, 2024 1.18
Jun 30, 2024 1.12
Mar 31, 2024 1.10
Dec 31, 2023 1.60
Sep 30, 2023 1.10
Jun 30, 2023 1.12
Mar 31, 2023 1.17
Dec 31, 2022 5.28
Sep 30, 2022 1.14
Jun 30, 2022 1.22
Mar 31, 2022 1.29
Dec 31, 2021 4.31
Sep 30, 2021 4.06
Jun 30, 2021 3.86