Isabella Bank (ISBA) Interest Coverage Ratio (2010 - 2026)
Isabella Bank (ISBA) posted quarterly Interest Coverage Ratio of 1.53 for Q1 2026, up 24.66% year-over-year from 1.22 in Q1 2025, and up 113.28% quarter-over-quarter from 0.72 in Q4 2025.
Isabella Bank (ISBA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Isabella Bank's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.53 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 24.66% year-over-year to 1.53; the TTM figure through Mar 2026 stood at 3.93 (up 20.55% YoY), while the FY2025 annual figure was 1.72, up 16.21% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.53, up from 0.72 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.29 in Q4 2022, with the low at 0.72 in Q4 2025.
- The 5-year median for Interest Coverage Ratio is 1.18 (2024), against an average of 1.43.
- Peak annual rise in Interest Coverage Ratio reached 30.47% in 2022, while the deepest fall reached 71.99% in 2022.
- Isabella Bank's Interest Coverage Ratio stood at 5.29 in 2022, then slumped by 70.73% to 1.55 in 2023, then plunged by 48.29% to 0.8 in 2024, then retreated by 10.65% to 0.72 in 2025, then soared by 113.28% to 1.53 in 2026.
- Business Quant data shows ISBA's Interest Coverage Ratio at 1.53 in Q1 2026, 0.72 in Q4 2025, and 1.46 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Isabella Bank | 289.94 Mn | 248.16 Mn | - | 1.76 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.56 |
| Mar 31, 2026 | 1.53 |
| Dec 31, 2025 | 0.72 |
| Sep 30, 2025 | 1.46 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | 1.22 |
| Dec 31, 2024 | 0.80 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 1.12 |
| Mar 31, 2024 | 1.10 |
| Dec 31, 2023 | 1.55 |
| Sep 30, 2023 | 1.10 |
| Jun 30, 2023 | 1.12 |
| Mar 31, 2023 | 1.17 |
| Dec 31, 2022 | 5.29 |
| Sep 30, 2022 | 1.14 |
| Jun 30, 2022 | 1.22 |
| Mar 31, 2022 | 1.29 |
| Dec 31, 2021 | 4.06 |
| Sep 30, 2021 | 4.06 |