Isabella Bank (ISBA) FCF Margin (2010 - 2026)
Isabella Bank (ISBA) posted FCF Margin of 32.48% for Q2 2026, up 112.83% on a QoQ basis from 15.26% in Q1 2026, and down 567.0% year-over-year from 6.96% in Q2 2025.
Powered by 
Analysis
Isabella Bank (ISBA) FCF Margin (2010 - 2026) Analysis & Trends
Isabella Bank has reported FCF Margin for 17 years, with the latest figure at 32.48% in Q2 2026.
- On a quarterly basis, FCF Margin fell 567.0% year-over-year to 32.48% in Q2 2026; TTM through Jun 2026 was 26.99%, a 112.0% decrease from a year earlier, with the FY2025 full-year figure at 29.73%, up 483.0% from the prior year.
- FCF Margin was 32.48% for Q2 2026 at Isabella Bank, up from 15.26% in the prior quarter.
- The five-year high for FCF Margin was 50.3% in Q4 2025, with the low at 9.03% in Q3 2025.
- Average FCF Margin over 5 years is 27.99%, with a median of 29.06% recorded in 2024.
- The sharpest annual moves came in 2024 and 2025: FCF Margin slumped 1834 bps in 2024, then jumped 1464 bps in 2025.
- Over 5 years, FCF Margin stood at 28.3% in 2022, then retreated by 13 bps to 24.7% in 2023, then jumped by 44 bps to 35.66% in 2024, then surged by 41 bps to 50.3% in 2025, then slumped by 35 bps to 32.48% in 2026.
- The last three FCF Margin figures came in at 32.48% (Q2 2026), 15.26% (Q1 2026), and 50.3% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | - |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 29.43% |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 16.10% |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 1,155.41% |
| 10 | Isabella Bank | 291.42 Mn | 249.65 Mn | - | 32.48% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.48% |
| Mar 31, 2026 | 15.26% |
| Dec 31, 2025 | 50.30% |
| Sep 30, 2025 | 9.03% |
| Jun 30, 2025 | 38.16% |
| Mar 31, 2025 | 20.28% |
| Dec 31, 2024 | 35.66% |
| Sep 30, 2024 | 17.71% |
| Jun 30, 2024 | 29.81% |
| Mar 31, 2024 | 15.67% |
| Dec 31, 2023 | 24.70% |
| Sep 30, 2023 | 15.64% |
| Jun 30, 2023 | 37.07% |
| Mar 31, 2023 | 34.01% |
| Dec 31, 2022 | 28.30% |
| Sep 30, 2022 | 22.03% |
| Jun 30, 2022 | 47.44% |
| Mar 31, 2022 | 30.35% |
| Dec 31, 2021 | 23.04% |
| Sep 30, 2021 | 27.76% |
API Access
Isabella Bank FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();