Isabella Bank (ISBA) FCF Margin (2010 - 2026)
Isabella Bank's (ISBA) quarterly FCF Margin came in at 17.87% in Q1 2026, down 6311.0% year-on-year from 0.29% in Q1 2025, and down 51.51% quarter-over-quarter from 36.85% in Q4 2025.
Isabella Bank (ISBA) FCF Margin (2010 - 2026) Analysis & Trends
Isabella Bank's FCF Margin history runs 17 years deep, the most recent figure standing at 17.87% for Q1 2026.
- On a quarterly basis, FCF Margin fell 6311.0% year-over-year to 17.87% in Q1 2026; TTM through Mar 2026 was 34.88%, a 160.0% decrease from a year earlier, with the FY2025 full-year figure at 29.73%, up 483.0% from the prior year.
- FCF Margin retreated to 17.87% in Q1 2026 per ISBA's latest filing, from 36.85% in the prior quarter.
- Across five years, FCF Margin topped out at 121.5% in Q2 2025 and bottomed at 236.26% in Q1 2022.
- The 5-year median for FCF Margin is 12.78% (2024), against an average of 2.89%.
- Across the five-year window, FCF Margin sank 27878 bps in 2022 and surged 19559 bps in 2023, its largest moves.
- Year by year, FCF Margin stood at 55.72% in 2022, then sank by 64 bps to 20.01% in 2023, then slumped by 36 bps to 12.78% in 2024, then surged by 188 bps to 36.85% in 2025, then sank by 52 bps to 17.87% in 2026.
- Per Business Quant, the three latest ISBA FCF Margin figures stand at 17.87% (Q1 2026), 36.85% (Q4 2025), and 13.67% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 121.23% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 14.03% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -83.10% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 31.27% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 22.64% |
| 10 | Isabella Bank | 266.51 Mn | 216.41 Mn | - | 17.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.87% |
| Dec 31, 2025 | 36.85% |
| Sep 30, 2025 | 13.67% |
| Jun 30, 2025 | 121.50% |
| Mar 31, 2025 | 80.98% |
| Dec 31, 2024 | 12.78% |
| Sep 30, 2024 | 90.99% |
| Jun 30, 2024 | -58.01% |
| Mar 31, 2024 | -24.45% |
| Dec 31, 2023 | 20.01% |
| Sep 30, 2023 | -10.12% |
| Jun 30, 2023 | -29.08% |
| Mar 31, 2023 | -40.67% |
| Dec 31, 2022 | 55.72% |
| Sep 30, 2022 | -13.33% |
| Jun 30, 2022 | -87.56% |
| Mar 31, 2022 | -236.26% |
| Dec 31, 2021 | 28.32% |
| Sep 30, 2021 | 28.64% |
| Jun 30, 2021 | 56.49% |