Isabella Bank (ISBA) FCF Margin (2010 - 2026)
Isabella Bank's quarterly FCF Margin came in at 15.26% in Q1 2026, down 502.0% year-on-year from 3.8% in Q1 2025, and down 69.66% quarter-over-quarter from 50.3% in Q4 2025.
Isabella Bank has reported FCF Margin for 17 years, with the latest figure at 15.26% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 502.0% year-over-year to 15.26%; the trailing twelve-month figure through Mar 2026 stood at 28.05% (up 216.0% YoY), and the FY2025 full-year result was 29.73%, up 483.0% from the prior year.
- FCF Margin for Q1 2026 stood at 15.26%, down from 50.3% in the prior quarter.
- The five-year high for FCF Margin was 50.3% in Q4 2025, with the low at 8.45% in Q3 2025.
- Average FCF Margin over 5 years is 27.73%, with a median of 28.3% recorded in 2022.
- Year-over-year, FCF Margin tumbled 1834 bps in 2024 and surged 1464 bps in 2025.
- Tracing ISBA's FCF Margin over 5 years: stood at 28.3% in 2022, then retreated by 13 bps to 24.7% in 2023, then jumped by 44 bps to 35.66% in 2024, then surged by 41 bps to 50.3% in 2025, then sank by 70 bps to 15.26% in 2026.
- The last three FCF Margin figures came in at 15.26% (Q1 2026), 50.3% (Q4 2025), and 8.45% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Isabella Bank | 315.30 Mn | 265.20 Mn | - | 15.26% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.26% |
| Dec 31, 2025 | 50.30% |
| Sep 30, 2025 | 8.45% |
| Jun 30, 2025 | 38.78% |
| Mar 31, 2025 | 20.28% |
| Dec 31, 2024 | 35.66% |
| Sep 30, 2024 | 17.71% |
| Jun 30, 2024 | 29.81% |
| Mar 31, 2024 | 15.67% |
| Dec 31, 2023 | 24.70% |
| Sep 30, 2023 | 15.64% |
| Jun 30, 2023 | 37.07% |
| Mar 31, 2023 | 34.01% |
| Dec 31, 2022 | 28.30% |
| Sep 30, 2022 | 22.03% |
| Jun 30, 2022 | 47.44% |
| Mar 31, 2022 | 30.35% |
| Dec 31, 2021 | 23.04% |
| Sep 30, 2021 | 27.76% |
| Jun 30, 2021 | 53.81% |
| Mar 31, 2021 | 40.15% |
| Dec 31, 2020 | 62.32% |
| Sep 30, 2020 | 22.25% |
| Jun 30, 2020 | 17.78% |
| Mar 31, 2020 | 20.15% |
| Dec 31, 2019 | 48.41% |
| Sep 30, 2019 | 30.54% |
| Jun 30, 2019 | 57.19% |
| Mar 31, 2019 | 18.64% |
| Dec 31, 2018 | 48.25% |
| Sep 30, 2018 | 13.12% |
| Jun 30, 2018 | 33.60% |
| Mar 31, 2018 | 37.99% |
| Dec 31, 2017 | 38.33% |
| Sep 30, 2017 | 29.27% |
| Jun 30, 2017 | 27.25% |
| Mar 31, 2017 | 29.29% |
| Dec 31, 2016 | 25.79% |
| Sep 30, 2016 | 38.48% |
| Jun 30, 2016 | 26.12% |
| Mar 31, 2016 | 31.60% |
| Dec 31, 2015 | 33.05% |
| Sep 30, 2015 | -24.57% |
| Jun 30, 2015 | 38.19% |
| Mar 31, 2015 | 8.74% |
| Dec 31, 2014 | 44.64% |
| Sep 30, 2014 | 1.79% |
| Jun 30, 2014 | 58.96% |
| Mar 31, 2014 | 14.51% |
| Dec 31, 2013 | 58.64% |
| Sep 30, 2013 | 17.11% |
| Jun 30, 2013 | 60.42% |
| Mar 31, 2013 | 39.43% |
| Dec 31, 2012 | 27.25% |
| Sep 30, 2012 | 11.43% |
| Jun 30, 2012 | 61.86% |
| Mar 31, 2012 | 17.24% |
| Dec 31, 2011 | 38.11% |
| Sep 30, 2011 | 8.72% |
| Jun 30, 2011 | 48.78% |
| Mar 31, 2011 | 34.79% |
| Dec 31, 2010 | 63.64% |
| Sep 30, 2010 | 4.07% |