Isabella Bank (ISBA) FCF Margin (2010 - 2026)
Isabella Bank (ISBA) posted quarterly FCF Margin of 17.87% for Q1 2026, down 6311.0% year-over-year from 0.29% in Q1 2025, and up 3.1% quarter-over-quarter from 17.33% in Q4 2025.
Isabella Bank (ISBA) FCF Margin (2010 - 2026) Analysis & Trends
Isabella Bank's FCF Margin history runs 17 years deep, the most recent figure standing at 17.87% for Q1 2026.
- In Q1 2026, FCF Margin fell 6311.0% year-over-year to 17.87%; the TTM figure through Mar 2026 stood at 23.33% (down 1339.0% YoY), while the FY2025 annual figure was 29.73%, up 483.0% from the prior year.
- FCF Margin for Q1 2026 stood at 17.87%, up from 17.33% in the prior quarter.
- The five-year high for FCF Margin was 121.5% in Q2 2025, with the low at 236.26% in Q1 2022.
- The 5-year median for FCF Margin is 12.86% (2024), against an average of 4.0%.
- The sharpest annual moves came in 2022 and 2023: FCF Margin plunged 27878 bps in 2022, then surged 19559 bps in 2023.
- Isabella Bank's FCF Margin stood at 55.7% in 2022, then tumbled by 63 bps to 20.63% in 2023, then sank by 38 bps to 12.86% in 2024, then jumped by 35 bps to 17.33% in 2025, then increased by 3 bps to 17.87% in 2026.
- Business Quant data shows ISBA's FCF Margin at 17.87% in Q1 2026, 17.33% in Q4 2025, and 13.67% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Isabella Bank | 289.94 Mn | 248.16 Mn | - | 32.48% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 37.44% |
| Mar 31, 2026 | 17.87% |
| Dec 31, 2025 | 17.33% |
| Sep 30, 2025 | 13.67% |
| Jun 30, 2025 | 121.50% |
| Mar 31, 2025 | 80.98% |
| Dec 31, 2024 | 12.86% |
| Sep 30, 2024 | 90.99% |
| Jun 30, 2024 | -58.01% |
| Mar 31, 2024 | -24.45% |
| Dec 31, 2023 | 20.63% |
| Sep 30, 2023 | -10.12% |
| Jun 30, 2023 | -29.08% |
| Mar 31, 2023 | -40.67% |
| Dec 31, 2022 | 55.70% |
| Sep 30, 2022 | -13.33% |
| Jun 30, 2022 | -87.56% |
| Mar 31, 2022 | -236.26% |
| Dec 31, 2021 | 28.62% |
| Sep 30, 2021 | 28.64% |