Isabella Bank (ISBA) EBT Margin (2009 - 2026)
Isabella Bank (ISBA) posted EBT Margin of 27.51% for Q2 2026, down 5.28 percentage points from 32.79% a year earlier and down 0.63 percentage points from the prior quarter.
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Analysis
Isabella Bank (ISBA) EBT Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Isabella Bank was 29.58%, up 2.76 percentage points year-over-year; for FY2025, it was 30.73%, up 7.44 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of +12.40 percentage points (FY2020 to FY2025).
- In prior years, Isabella Bank's EBT Margin was 23.29% in FY2024 (-7.13 pp), 30.42% in FY2023 (-5.78 pp), 36.20% in FY2022 (+1.11 pp) and 35.10% in FY2021 (+16.77 pp).
- The Q2 2026 figure stands as the lowest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +2.03 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2021, with a gain of 40.95 percentage points; the weakest was Q4 2023, with a drop of 12.85 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 28.14% (Q1 2026), 32.20% (Q4 2025) and 30.66% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Isabella Bank | 311.50 Mn | 55.04 Mn | - | 34.42% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 34.42% |
| Jun 30, 2026 | 27.51% |
| Mar 31, 2026 | 28.14% |
| Dec 31, 2025 | 32.20% |
| Sep 30, 2025 | 30.66% |
| Jun 30, 2025 | 32.79% |
| Mar 31, 2025 | 26.93% |
| Dec 31, 2024 | 26.02% |
| Sep 30, 2024 | 21.33% |
| Jun 30, 2024 | 23.85% |
| Mar 31, 2024 | 21.80% |
| Dec 31, 2023 | 26.44% |
| Sep 30, 2023 | 30.20% |
| Jun 30, 2023 | 30.35% |
| Mar 31, 2023 | 34.35% |
| Dec 31, 2022 | 39.29% |
| Sep 30, 2022 | 37.37% |
| Jun 30, 2022 | 34.42% |
| Mar 31, 2022 | 33.30% |
| Dec 31, 2021 | 33.98% |
API Access
Isabella Bank EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();