Isabella Bank (ISBA) Asset Utilization Ratio (2011 - 2026)

Isabella Bank's (ISBA) quarterly Asset Utilization Ratio came in at 0.03 in Q1 2026, up 21.16% year-on-year from 0.02 in Q1 2025, and up 26.37% quarter-over-quarter from 0.02 in Q4 2025.

Isabella Bank (ISBA) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Isabella Bank's Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio rose 21.16% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 21.16% increase from a year earlier, with the FY2025 full-year figure at 0.04, down 45.82% from the prior year.
  • Asset Utilization Ratio climbed to 0.03 in Q1 2026 per ISBA's latest filing, from 0.02 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.04 in Q1 2022 and bottomed at 0.05 in Q1 2023.
  • The 5-year median for Asset Utilization Ratio is 0.0 (2024), against an average of 0.0.
  • Across the five-year window, Asset Utilization Ratio tumbled 437.38% in 2023 and soared 1279.27% in 2025, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.03 in 2022, then sank by 30.22% to 0.04 in 2023, then surged by 139.97% to 0.02 in 2024, then soared by 36.94% to 0.02 in 2025, then gained by 26.37% to 0.03 in 2026.
  • Per Business Quant, the three latest ISBA Asset Utilization Ratio figures stand at 0.03 (Q1 2026), 0.02 (Q4 2025), and 0.03 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.01
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 19,858.44
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -424.53
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.02
5 First Capital 204.17 Bn 203.82 Bn - 0.01
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
7 NatWest 144.82 Bn -51.17 Bn - 0.02
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 Isabella Bank 266.51 Mn 216.41 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.02
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.00
Jun 30, 2024 -0.01
Mar 31, 2024 -0.04
Dec 31, 2023 -0.04
Sep 30, 2023 -0.03
Jun 30, 2023 -0.03
Mar 31, 2023 -0.05
Dec 31, 2022 -0.03
Sep 30, 2022 -0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.04
Dec 31, 2021 0.06
Sep 30, 2021 0.03
Jun 30, 2021 0.03