Isabella Bank (ISBA) Net Margin (2010 - 2026)
Isabella Bank (ISBA) posted quarterly Net Margin of 27.52% for Q1 2026, down 5981.0% year-over-year from 0.47% in Q1 2025, and up 260.45% quarter-over-quarter from 7.63% in Q4 2025.
Isabella Bank (ISBA) Net Margin (2010 - 2026) Analysis & Trends
Isabella Bank's Net Margin history runs 17 years deep, the most recent figure standing at 27.52% for Q1 2026.
- In Q1 2026, Net Margin fell 5981.0% year-over-year to 27.52%; the TTM figure through Mar 2026 stood at 20.31% (down 876.0% YoY), while the FY2025 annual figure was 24.09%, up 436.0% from the prior year.
- Net Margin for Q1 2026 stood at 27.52%, up from 7.63% in the prior quarter.
- The five-year high for Net Margin was 93.56% in Q3 2024, with the low at 216.46% in Q1 2022.
- The 5-year median for Net Margin is 7.63% (2025), against an average of 0.26%.
- The sharpest annual moves came in 2022 and 2023: Net Margin plunged 25062 bps in 2022, then soared 18233 bps in 2023.
- Isabella Bank's Net Margin stood at 63.67% in 2022, then slumped by 71 bps to 18.54% in 2023, then plunged by 58 bps to 7.78% in 2024, then dropped by 2 bps to 7.63% in 2025, then jumped by 260 bps to 27.52% in 2026.
- Business Quant data shows ISBA's Net Margin at 27.52% in Q1 2026, 7.63% in Q4 2025, and 41.39% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Isabella Bank | 289.94 Mn | 248.16 Mn | - | 22.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 25.87% |
| Mar 31, 2026 | 27.52% |
| Dec 31, 2025 | 7.63% |
| Sep 30, 2025 | 41.39% |
| Jun 30, 2025 | 83.77% |
| Mar 31, 2025 | 87.33% |
| Dec 31, 2024 | 7.78% |
| Sep 30, 2024 | 93.56% |
| Jun 30, 2024 | -39.48% |
| Mar 31, 2024 | -29.24% |
| Dec 31, 2023 | 18.54% |
| Sep 30, 2023 | -16.12% |
| Jun 30, 2023 | -19.86% |
| Mar 31, 2023 | -34.13% |
| Dec 31, 2022 | 63.67% |
| Sep 30, 2022 | -18.70% |
| Jun 30, 2022 | -52.77% |
| Mar 31, 2022 | -216.46% |
| Dec 31, 2021 | 34.87% |
| Sep 30, 2021 | 28.98% |