Isabella Bank (ISBA) Net Margin (2010 - 2026)
Isabella Bank's (ISBA) quarterly Net Margin came in at 27.52% in Q1 2026, down 5981.0% year-on-year from 0.47% in Q1 2025, and up 69.55% quarter-over-quarter from 16.23% in Q4 2025.
Isabella Bank (ISBA) Net Margin (2010 - 2026) Analysis & Trends
Isabella Bank's Net Margin history runs 17 years deep, the most recent figure standing at 27.52% for Q1 2026.
- On a quarterly basis, Net Margin fell 5981.0% year-over-year to 27.52% in Q1 2026; TTM through Mar 2026 was 30.37%, a 148.0% increase from a year earlier, with the FY2025 full-year figure at 24.09%, up 436.0% from the prior year.
- Net Margin grew to 27.52% in Q1 2026 per ISBA's latest filing, from 16.23% in the prior quarter.
- Across five years, Net Margin topped out at 93.56% in Q3 2024 and bottomed at 216.46% in Q1 2022.
- The 5-year median for Net Margin is 7.73% (2024), against an average of 0.73%.
- Across the five-year window, Net Margin sank 25062 bps in 2022 and soared 18233 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 63.69% in 2022, then slumped by 72 bps to 17.99% in 2023, then plunged by 57 bps to 7.73% in 2024, then jumped by 110 bps to 16.23% in 2025, then jumped by 70 bps to 27.52% in 2026.
- Per Business Quant, the three latest ISBA Net Margin figures stand at 27.52% (Q1 2026), 16.23% (Q4 2025), and 41.39% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Isabella Bank | 279.62 Mn | 229.51 Mn | - | 27.52% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.52% |
| Dec 31, 2025 | 16.23% |
| Sep 30, 2025 | 41.39% |
| Jun 30, 2025 | 83.77% |
| Mar 31, 2025 | 87.33% |
| Dec 31, 2024 | 7.73% |
| Sep 30, 2024 | 93.56% |
| Jun 30, 2024 | -39.48% |
| Mar 31, 2024 | -29.24% |
| Dec 31, 2023 | 17.99% |
| Sep 30, 2023 | -16.12% |
| Jun 30, 2023 | -19.86% |
| Mar 31, 2023 | -34.13% |
| Dec 31, 2022 | 63.69% |
| Sep 30, 2022 | -18.70% |
| Jun 30, 2022 | -52.77% |
| Mar 31, 2022 | -216.46% |
| Dec 31, 2021 | 34.51% |
| Sep 30, 2021 | 28.98% |
| Jun 30, 2021 | 30.27% |