Isabella Bank (ISBA) Net Margin (2010 - 2026)
Isabella Bank (ISBA) recorded quarterly Net Margin of 23.5% in Q1 2026, up 6.08% quarter-over-quarter from 22.15% in Q4 2025, and up 163.0% on a YoY basis from 8.94% in Q1 2025.
Isabella Bank (ISBA) Net Margin (2010 - 2026) Analysis & Trends
Isabella Bank's Net Margin history runs 17 years deep, the most recent figure standing at 23.5% for Q1 2026.
- In Q1 2026, Net Margin rose 163.0% year-over-year to 23.5%; the TTM figure through Mar 2026 stood at 24.42% (up 393.0% YoY), while the FY2025 annual figure was 24.09%, up 436.0% from the prior year.
- Net Margin was 23.5% for Q1 2026 at Isabella Bank, up from 22.15% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 32.35% in Q4 2022 to a low of 18.21% in Q3 2024.
- Historically, Net Margin has averaged 24.66% across 5 years, with a median of 24.91% in 2023.
- The sharpest annual moves came in 2023 and 2025: Net Margin sank 1014 bps in 2023, then jumped 739 bps in 2025.
- A 5-year view of Net Margin shows it stood at 32.35% in 2022, then slumped by 31 bps to 22.2% in 2023, then declined by 3 bps to 21.57% in 2024, then advanced by 3 bps to 22.15% in 2025, then gained by 6 bps to 23.5% in 2026.
- The last three Net Margin figures came in at 23.5% (Q1 2026), 22.15% (Q4 2025), and 25.6% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | - |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Isabella Bank | 305.82 Mn | 255.71 Mn | - | 23.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.50% |
| Dec 31, 2025 | 22.15% |
| Sep 30, 2025 | 25.60% |
| Jun 30, 2025 | 26.74% |
| Mar 31, 2025 | 21.87% |
| Dec 31, 2024 | 21.57% |
| Sep 30, 2024 | 18.21% |
| Jun 30, 2024 | 20.29% |
| Mar 31, 2024 | 18.74% |
| Dec 31, 2023 | 22.20% |
| Sep 30, 2023 | 24.91% |
| Jun 30, 2023 | 25.32% |
| Mar 31, 2023 | 28.54% |
| Dec 31, 2022 | 32.35% |
| Sep 30, 2022 | 30.89% |
| Jun 30, 2022 | 28.59% |
| Mar 31, 2022 | 27.80% |
| Dec 31, 2021 | 28.06% |
| Sep 30, 2021 | 28.09% |
| Jun 30, 2021 | 28.83% |