Isabella Bank Corp (ISBA) Net Margin (2010 - 2026)
Isabella Bank (ISBA) recorded Net Margin of 22.45% in Q2 2026, down 4.29 percentage points from 26.74% a year earlier and down 1.05 percentage points from the prior quarter.
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Analysis
Isabella Bank Corp (ISBA) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Isabella Bank's Net Margin came in at 23.39% as of Jun 30, 2026, up 1.25 percentage points year-over-year; for FY2025, it was 24.09%, up 4.36 percentage points from FY2024.
- Annual Net Margin has a five-year change of +7.28 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 19.73% in FY2024 (-5.59 pp), 25.31% in FY2023 (-4.68 pp), 29.99% in FY2022 (+0.68 pp) and 29.31% in FY2021 (+12.51 pp).
- Quarterly Net Margin has ranged from 18.21% in Q3 2024 to 32.35% in Q4 2022 over the past five years.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +0.94 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 32.16 percentage points in Q4 2021, against a drop of 10.14 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 23.50% (Q1 2026), 22.15% (Q4 2025) and 25.60% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.45% |
| Mar 31, 2026 | 23.50% |
| Dec 31, 2025 | 22.15% |
| Sep 30, 2025 | 25.60% |
| Jun 30, 2025 | 26.74% |
| Mar 31, 2025 | 21.87% |
| Dec 31, 2024 | 21.57% |
| Sep 30, 2024 | 18.21% |
| Jun 30, 2024 | 20.29% |
| Mar 31, 2024 | 18.74% |
| Dec 31, 2023 | 22.20% |
| Sep 30, 2023 | 24.91% |
| Jun 30, 2023 | 25.32% |
| Mar 31, 2023 | 28.54% |
| Dec 31, 2022 | 32.35% |
| Sep 30, 2022 | 30.89% |
| Jun 30, 2022 | 28.59% |
| Mar 31, 2022 | 27.80% |
| Dec 31, 2021 | 28.06% |
| Sep 30, 2021 | 28.09% |
API Access
Isabella Bank Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();