Isabella Bank (ISBA) Net Margin (2010 - 2026)
Isabella Bank (ISBA) posted Net Margin of 22.45% for Q2 2026, down 4.49% on a QoQ basis from 23.5% in Q1 2026, and down 429.0% year-over-year from 6.82% in Q2 2025.
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Analysis
Isabella Bank (ISBA) Net Margin (2010 - 2026) Analysis & Trends
Isabella Bank has reported Net Margin for 17 years, with the latest figure at 22.45% in Q2 2026.
- On a quarterly basis, Net Margin fell 429.0% year-over-year to 22.45% in Q2 2026; TTM through Jun 2026 was 23.39%, a 125.0% increase from a year earlier, with the FY2025 full-year figure at 24.09%, up 436.0% from the prior year.
- Net Margin was 22.45% for Q2 2026 at Isabella Bank, down from 23.5% in the prior quarter.
- The five-year high for Net Margin was 32.35% in Q4 2022, with the low at 18.21% in Q3 2024.
- Average Net Margin over 5 years is 24.54%, with a median of 24.2% recorded in 2023.
- The sharpest annual moves came in 2023 and 2025: Net Margin plunged 1014 bps in 2023, then surged 739 bps in 2025.
- Over 5 years, Net Margin stood at 32.35% in 2022, then sank by 31 bps to 22.2% in 2023, then fell by 3 bps to 21.57% in 2024, then climbed by 3 bps to 22.15% in 2025, then climbed by 1 bps to 22.45% in 2026.
- The last three Net Margin figures came in at 22.45% (Q2 2026), 23.5% (Q1 2026), and 22.15% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 23.30% |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 24.27% |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 28.79% |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 864.86% |
| 10 | Isabella Bank | 291.42 Mn | 249.65 Mn | - | 22.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.45% |
| Mar 31, 2026 | 23.50% |
| Dec 31, 2025 | 22.15% |
| Sep 30, 2025 | 25.60% |
| Jun 30, 2025 | 26.74% |
| Mar 31, 2025 | 21.87% |
| Dec 31, 2024 | 21.57% |
| Sep 30, 2024 | 18.21% |
| Jun 30, 2024 | 20.29% |
| Mar 31, 2024 | 18.74% |
| Dec 31, 2023 | 22.20% |
| Sep 30, 2023 | 24.91% |
| Jun 30, 2023 | 25.32% |
| Mar 31, 2023 | 28.54% |
| Dec 31, 2022 | 32.35% |
| Sep 30, 2022 | 30.89% |
| Jun 30, 2022 | 28.59% |
| Mar 31, 2022 | 27.80% |
| Dec 31, 2021 | 28.06% |
| Sep 30, 2021 | 28.09% |
API Access
Isabella Bank Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();