First Internet Bancorp Ratios

Ratios Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 28.61%22.84%21.89%33.42%33.45%292.60%418.89%235.30%137.28%375.89%733.89%128.88%444.23%
EBIT Margin 59.90%52.84%52.20%59.57%69.18%684.57%1,349.28%967.01%430.15%690.36%1,828.61%4,421.55%3,742.77%
Net Margin 20.56%17.03%14.68%21.83%22.46%194.31%383.00%218.69%119.28%319.69%650.46%219.59%407.68%
FCF Margin -21.98%127.40%3.61%20.46%43.33%294.88%474.59%-413.15%-50.59%165.77%1,193.37%164.70%167.74%
Efficiency
Assets Average 3,154.69M3,820.89M4,173.12M4,228.57M4,377.05M4,855.34M5,452.72M
Equity Average 256.43M296.82M317.93M355.64M372.66M363.88M373.43M
Invested Capital 224.13M288.74M304.91M330.94M380.34M364.97M362.80M384.06M
Asset Utilization Ratio 0.000.000.010.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 1.911.761.722.281.941.751.451.321.472.201.671.031.13
Debt to Equity 0.160.120.230.240.270.290.290.77
Debt Ratio 0.010.010.020.020.020.020.020.05
Equity Ratio 0.080.080.070.080.090.080.070.07
Times Interest Earned 1.911.761.722.281.941.751.451.321.472.201.671.031.13
Dividends & Payouts
FCF Payout Ratio -0.080.011.010.130.050.070.08-0.05-0.190.100.040.340.20
Valuation
Enterprise Value 39.41M64.38M74.32M128.57M177.06M288.07M19.40M-96.38M-138.14M20.58M-32.20M-196.81M-154.45M
Market Capitalization 320.88M208.11M230.98M281.67M463.54M224.35M209.09M311.96M
Return Ratios
Return on Sales 0.21%0.17%0.15%0.22%0.22%1.94%3.83%2.19%1.19%3.20%6.50%2.20%4.08%
Return on Invested Capital 0.28%0.35%0.29%0.25%0.24%0.57%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.00%0.00%
Return on Equity 0.09%0.09%0.09%0.14%0.10%0.02%0.07%