First Internet Bancorp (INBK) Debt Ratio (2013 - 2026)

First Internet Bancorp (INBK) recorded quarterly Debt Ratio of 0.04 in Q1 2026, up 121.52% quarter-over-quarter from 0.02 in Q4 2025, and down 37.88% on a YoY basis from 0.07 in Q1 2025.

First Internet Bancorp (INBK) Debt Ratio (2013 - 2026) Analysis & Trends

First Internet Bancorp's Debt Ratio history runs 14 years deep, the most recent figure standing at 0.04 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 37.88% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (down 37.88% YoY), while the FY2025 annual figure was 0.02, up 3.29% from the prior year.
  • Debt Ratio was 0.04 for Q1 2026 at First Internet Bancorp, up from 0.02 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.13 in Q1 2023 to a low of 0.02 in Q3 2024.
  • Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.02 in 2022.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio soared 427.62% in 2023, then plunged 84.92% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.02 in 2022, then decreased by 11.83% to 0.02 in 2023, then fell by 9.67% to 0.02 in 2024, then gained by 3.29% to 0.02 in 2025, then soared by 121.52% to 0.04 in 2026.
  • The last three Debt Ratio figures came in at 0.04 (Q1 2026), 0.02 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 First Internet Bancorp 229.71 Mn -372.09 Mn - 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.02
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.07
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.13
Dec 31, 2022 0.02
Sep 30, 2022 0.02
Jun 30, 2022 0.11
Mar 31, 2022 0.02
Dec 31, 2021 0.02
Sep 30, 2021 0.02
Jun 30, 2021 0.12