First Internet Bancorp (INBK) Debt Ratio (2013 - 2026)

First Internet Bancorp's (INBK) quarterly Debt Ratio came in at 0.04 in Q1 2026, up 133.18% year-on-year from 0.02 in Q1 2025, and up 121.52% quarter-over-quarter from 0.02 in Q4 2025.

First Internet Bancorp (INBK) Debt Ratio (2013 - 2026) Analysis & Trends

First Internet Bancorp's Debt Ratio history runs 14 years deep, the most recent figure standing at 0.04 for Q1 2026.

  • On a quarterly basis, Debt Ratio rose 133.18% year-over-year to 0.04 in Q1 2026; TTM through Mar 2026 was 0.04, a 133.18% increase from a year earlier, with the FY2025 full-year figure at 0.02, up 3.29% from the prior year.
  • Debt Ratio climbed to 0.04 in Q1 2026 per INBK's latest filing, from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.13 in Q1 2023 and bottomed at 0.02 in Q2 2025.
  • The 5-year median for Debt Ratio is 0.02 (2022), against an average of 0.06.
  • Across the five-year window, Debt Ratio surged 427.62% in 2023 and tumbled 84.19% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 0.02 in 2022, then decreased by 11.83% to 0.02 in 2023, then fell by 9.67% to 0.02 in 2024, then gained by 3.29% to 0.02 in 2025, then soared by 121.52% to 0.04 in 2026.
  • Per Business Quant, the three latest INBK Debt Ratio figures stand at 0.04 (Q1 2026), 0.02 (Q4 2025), and 0.04 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First Internet Bancorp 226.81 Mn -375.00 Mn - 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.02
Sep 30, 2025 0.04
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.09
Jun 30, 2024 0.02
Mar 31, 2024 0.11
Dec 31, 2023 0.02
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.13
Dec 31, 2022 0.02
Sep 30, 2022 0.02
Jun 30, 2022 0.11
Mar 31, 2022 0.02
Dec 31, 2021 0.02
Sep 30, 2021 0.12
Jun 30, 2021 0.12