First Internet Bancorp (INBK) Debt Ratio (2013 - 2026)

First Internet Bancorp's quarterly Debt Ratio came in at 0.04 in Q1 2026, down 37.88% year-on-year from 0.07 in Q1 2025, and up 121.52% quarter-over-quarter from 0.02 in Q4 2025.

First Internet Bancorp has reported Debt Ratio for 14 years, with the latest figure at 0.04 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 37.88% year-over-year to 0.04; the trailing twelve-month figure through Mar 2026 stood at 0.04 (down 37.88% YoY), and the FY2025 full-year result was 0.02, up 3.29% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.04, up from 0.02 in the prior quarter.
  • The five-year high for Debt Ratio was 0.13 in Q1 2023, with the low at 0.02 in Q3 2024.
  • Average Debt Ratio over 5 years is 0.05, with a median of 0.02 recorded in 2022.
  • Year-over-year, Debt Ratio surged 427.62% in 2023 and plunged 84.92% in 2024.
  • Tracing INBK's Debt Ratio over 5 years: stood at 0.02 in 2022, then slipped by 11.83% to 0.02 in 2023, then retreated by 9.67% to 0.02 in 2024, then advanced by 3.29% to 0.02 in 2025, then jumped by 121.52% to 0.04 in 2026.
  • The last three Debt Ratio figures came in at 0.04 (Q1 2026), 0.02 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 First Internet Bancorp 206.74 Mn -395.06 Mn - 0.04

Historic Data

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DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.02
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.07
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.13
Dec 31, 2022 0.02
Sep 30, 2022 0.02
Jun 30, 2022 0.11
Mar 31, 2022 0.02
Dec 31, 2021 0.02
Sep 30, 2021 0.02
Jun 30, 2021 0.12
Mar 31, 2021 0.12
Dec 31, 2020 0.02
Sep 30, 2020 0.02
Jun 30, 2020 0.02
Mar 31, 2020 0.12
Dec 31, 2019 0.02
Sep 30, 2019 0.02
Jun 30, 2019 0.13
Mar 31, 2019 0.13
Dec 31, 2018 0.01
Sep 30, 2018 0.13
Jun 30, 2018 0.01
Mar 31, 2018 0.14
Dec 31, 2017 0.01
Sep 30, 2017 0.14
Jun 30, 2017 0.18
Mar 31, 2017 0.14
Dec 31, 2016 0.02
Sep 30, 2016 0.02
Jun 30, 2016 0.01
Mar 31, 2016 0.01
Dec 31, 2015 0.01
Sep 30, 2015 0.13
Jun 30, 2015 0.13
Mar 31, 2015 0.10
Dec 31, 2014 0.00
Sep 30, 2014 0.00
Jun 30, 2014 0.00
Mar 31, 2014 0.00
Dec 31, 2013 0.00
Sep 30, 2013 0.00