First Internet Bancorp (INBK) Debt Ratio (2013 - 2026)
First Internet Bancorp (INBK) posted Debt Ratio of 0.04 for Q2 2026, up 2.8% on a QoQ basis from 0.04 in Q1 2026, and down 1.04% year-over-year from 0.04 in Q2 2025.
Analysis
First Internet Bancorp (INBK) Debt Ratio (2013 - 2026) Analysis & Trends
First Internet Bancorp has reported Debt Ratio for 14 years, with the latest figure at 0.04 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 1.04% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 1.04% decrease from a year earlier, with the FY2025 full-year figure at 0.04, down 12.9% from the prior year.
- Debt Ratio was 0.04 for Q2 2026 at First Internet Bancorp, up from 0.04 in the prior quarter.
- The five-year high for Debt Ratio was 0.14 in Q3 2022, with the low at 0.02 in Q4 2023.
- Average Debt Ratio over 5 years is 0.08, with a median of 0.08 recorded in 2024.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio soared 153.42% in 2024, then tumbled 59.52% in 2025.
- Over 5 years, Debt Ratio stood at 0.02 in 2022, then slipped by 11.83% to 0.02 in 2023, then jumped by 153.42% to 0.05 in 2024, then dropped by 12.9% to 0.04 in 2025, then decreased by 3.74% to 0.04 in 2026.
- The last three Debt Ratio figures came in at 0.04 (Q2 2026), 0.04 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | First Internet Bancorp | 242.53 Mn | -168.44 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.11 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.13 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.14 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.12 |