First Internet Bancorp INBK
NASDAQ INBK
$27.77 +0.13 (+0.47%)
At close: Sep 18, 2026 · 4:00 PM EDT

First Internet Bancorp (INBK) Debt Ratio (2013 - 2026)

First Internet Bancorp (INBK) posted Debt Ratio of 0.04 for Q2 2026, up 2.8% on a QoQ basis from 0.04 in Q1 2026, and down 1.04% year-over-year from 0.04 in Q2 2025.

Analysis

First Internet Bancorp (INBK) Debt Ratio (2013 - 2026) Analysis & Trends

First Internet Bancorp has reported Debt Ratio for 14 years, with the latest figure at 0.04 in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 1.04% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 1.04% decrease from a year earlier, with the FY2025 full-year figure at 0.04, down 12.9% from the prior year.
  • Debt Ratio was 0.04 for Q2 2026 at First Internet Bancorp, up from 0.04 in the prior quarter.
  • The five-year high for Debt Ratio was 0.14 in Q3 2022, with the low at 0.02 in Q4 2023.
  • Average Debt Ratio over 5 years is 0.08, with a median of 0.08 recorded in 2024.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio soared 153.42% in 2024, then tumbled 59.52% in 2025.
  • Over 5 years, Debt Ratio stood at 0.02 in 2022, then slipped by 11.83% to 0.02 in 2023, then jumped by 153.42% to 0.05 in 2024, then dropped by 12.9% to 0.04 in 2025, then decreased by 3.74% to 0.04 in 2026.
  • The last three Debt Ratio figures came in at 0.04 (Q2 2026), 0.04 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - 0.01
2 Truist Financial 59.29 Bn 59.29 Bn - 0.17
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 0.09
4 M&T Bank 32.82 Bn 32.82 Bn - 0.10
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 0.09
6 Citizens Financial 28.34 Bn 28.34 Bn - 0.07
7 Regions Financial 24.27 Bn 24.34 Bn - 0.07
8 Keycorp 22.19 Bn -25.51 Bn - 0.08
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 0.14
10 First Internet Bancorp 242.53 Mn -168.44 Mn - 0.04
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.04
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.07
Dec 31, 2024 0.05
Sep 30, 2024 0.09
Jun 30, 2024 0.11
Mar 31, 2024 0.11
Dec 31, 2023 0.02
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.13
Dec 31, 2022 0.02
Sep 30, 2022 0.14
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 0.02
Sep 30, 2021 0.12