First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026)
First Internet Bancorp's quarterly Interest Coverage Ratio came in at 1.04 in Q1 2026, up 3.97% year-on-year from 1.0 in Q1 2025, and down 6.72% quarter-over-quarter from 1.12 in Q4 2025.
First Internet Bancorp has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.04 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 3.97% year-over-year to 1.04; the trailing twelve-month figure through Mar 2026 stood at 0.75 (down 31.87% YoY), and the FY2025 full-year result was 0.75, down 33.59% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.04, down from 1.12 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.26 in Q1 2022, with the low at 0.01 in Q3 2025.
- Average Interest Coverage Ratio over 5 years is 1.17, with a median of 1.12 recorded in 2025.
- Year-over-year, Interest Coverage Ratio soared 33.89% in 2024 and tumbled 100.82% in 2025.
- Tracing INBK's Interest Coverage Ratio over 5 years: stood at 1.29 in 2022, then decreased by 16.26% to 1.08 in 2023, then increased by 7.16% to 1.15 in 2024, then declined by 3.32% to 1.12 in 2025, then dropped by 6.72% to 1.04 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.04 (Q1 2026), 1.12 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First Internet Bancorp | 206.74 Mn | -395.06 Mn | - | 1.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.04 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | 0.96 |
| Mar 31, 2025 | 1.00 |
| Dec 31, 2024 | 1.15 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.12 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.08 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 0.84 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 1.62 |
| Jun 30, 2022 | 2.04 |
| Mar 31, 2022 | 2.26 |
| Dec 31, 2021 | 2.36 |
| Sep 30, 2021 | 2.18 |
| Jun 30, 2021 | 2.31 |
| Mar 31, 2021 | 1.96 |
| Dec 31, 2020 | 1.96 |
| Sep 30, 2020 | 1.59 |
| Jun 30, 2020 | 1.19 |
| Mar 31, 2020 | 1.30 |
| Dec 31, 2019 | 1.34 |
| Sep 30, 2019 | 1.30 |
| Jun 30, 2019 | 1.31 |
| Mar 31, 2019 | 1.33 |
| Dec 31, 2018 | 1.20 |
| Sep 30, 2018 | 1.49 |
| Jun 30, 2018 | 1.57 |
| Mar 31, 2018 | 1.65 |
| Dec 31, 2017 | 1.76 |
| Sep 30, 2017 | 1.77 |
| Jun 30, 2017 | 1.78 |
| Mar 31, 2017 | 1.65 |
| Dec 31, 2016 | 1.92 |
| Sep 30, 2016 | 1.90 |
| Jun 30, 2016 | 1.91 |
| Mar 31, 2016 | 2.05 |
| Dec 31, 2015 | 2.15 |
| Sep 30, 2015 | 2.32 |
| Jun 30, 2015 | 2.34 |
| Mar 31, 2015 | 2.34 |
| Dec 31, 2014 | 1.98 |
| Sep 30, 2014 | 1.85 |
| Jun 30, 2014 | 1.67 |
| Mar 31, 2014 | 1.37 |
| Dec 31, 2013 | 1.31 |
| Sep 30, 2013 | 1.44 |
| Jun 30, 2013 | 2.25 |
| Mar 31, 2013 | 2.13 |
| Dec 31, 2012 | 2.14 |
| Sep 30, 2012 | 2.04 |
| Mar 31, 2012 | 1.70 |