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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Internet Bancorp (INBK) Interest Coverage Ratio (2017 - 2025)

First Internet Bancorp has reported Interest Coverage Ratio over the past 9 years, most recently at 1.12 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.12 for Q4 2025, down 3.32% from a year ago — trailing twelve months through Dec 2025 was 0.75 (down 33.59% YoY), and the annual figure for FY2025 was 0.75, down 33.59%.
  • Interest Coverage Ratio for Q4 2025 was 1.12 at First Internet Bancorp, up from 0.01 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for INBK hit a ceiling of 2.36 in Q4 2021 and a floor of 0.01 in Q3 2025.
  • Median Interest Coverage Ratio over the past 5 years was 1.13 (2024), compared with a mean of 1.39.
  • Biggest five-year swings in Interest Coverage Ratio: soared 95.31% in 2021 and later crashed 100.82% in 2025.
  • First Internet Bancorp's Interest Coverage Ratio stood at 2.36 in 2021, then crashed by 45.41% to 1.29 in 2022, then decreased by 16.26% to 1.08 in 2023, then increased by 7.16% to 1.15 in 2024, then decreased by 3.32% to 1.12 in 2025.
  • The last three reported values for Interest Coverage Ratio were 1.12 (Q4 2025), 0.01 (Q3 2025), and 0.96 (Q2 2025) per Business Quant data.