First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026)

First Internet Bancorp (INBK) recorded quarterly Interest Coverage Ratio of 1.04 in Q1 2026, down 6.72% quarter-over-quarter from 1.12 in Q4 2025, and up 3.97% on a YoY basis from 1.0 in Q1 2025.

First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026) Analysis & Trends

First Internet Bancorp's Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.04 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 3.97% year-over-year to 1.04; the TTM figure through Mar 2026 stood at 0.75 (down 31.87% YoY), while the FY2025 annual figure was 0.75, down 33.59% from the prior year.
  • Interest Coverage Ratio was 1.04 for Q1 2026 at First Internet Bancorp, down from 1.12 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 2.26 in Q1 2022 to a low of 0.01 in Q3 2025.
  • Historically, Interest Coverage Ratio has averaged 1.17 across 5 years, with a median of 1.12 in 2025.
  • The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio jumped 33.89% in 2024, then tumbled 100.82% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 1.29 in 2022, then retreated by 16.26% to 1.08 in 2023, then grew by 7.16% to 1.15 in 2024, then dropped by 3.32% to 1.12 in 2025, then slipped by 6.72% to 1.04 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.04 (Q1 2026), 1.12 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -1.52
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 216.85 Bn 216.70 Bn - 2.53
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 133.56 Bn 101.13 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Internet Bancorp 222.29 Mn -379.51 Mn - 1.04

Historic Data

Download Data
DateValue
Mar 31, 2026 1.04
Dec 31, 2025 1.12
Sep 30, 2025 -0.01
Jun 30, 2025 0.96
Mar 31, 2025 1.00
Dec 31, 2024 1.15
Sep 30, 2024 1.14
Jun 30, 2024 1.12
Mar 31, 2024 1.12
Dec 31, 2023 1.08
Sep 30, 2023 1.07
Jun 30, 2023 1.09
Mar 31, 2023 0.84
Dec 31, 2022 1.29
Sep 30, 2022 1.62
Jun 30, 2022 2.04
Mar 31, 2022 2.26
Dec 31, 2021 2.36
Sep 30, 2021 2.18
Jun 30, 2021 2.31