First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026)
First Internet Bancorp (INBK) recorded quarterly Interest Coverage Ratio of 1.04 in Q1 2026, down 6.72% quarter-over-quarter from 1.12 in Q4 2025, and up 3.97% on a YoY basis from 1.0 in Q1 2025.
First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
First Internet Bancorp's Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.04 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 3.97% year-over-year to 1.04; the TTM figure through Mar 2026 stood at 0.75 (down 31.87% YoY), while the FY2025 annual figure was 0.75, down 33.59% from the prior year.
- Interest Coverage Ratio was 1.04 for Q1 2026 at First Internet Bancorp, down from 1.12 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 2.26 in Q1 2022 to a low of 0.01 in Q3 2025.
- Historically, Interest Coverage Ratio has averaged 1.17 across 5 years, with a median of 1.12 in 2025.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio jumped 33.89% in 2024, then tumbled 100.82% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.29 in 2022, then retreated by 16.26% to 1.08 in 2023, then grew by 7.16% to 1.15 in 2024, then dropped by 3.32% to 1.12 in 2025, then slipped by 6.72% to 1.04 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.04 (Q1 2026), 1.12 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 93,299.63 Bn | 93,299.63 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,542.84 Bn | 6,526.90 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 216.85 Bn | 216.70 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 191.09 Bn | 191.09 Bn | - | - |
| 6 | Landmark Bancorp | 176.20 Bn | 176.17 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 133.56 Bn | 101.13 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Internet Bancorp | 222.29 Mn | -379.51 Mn | - | 1.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.04 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | 0.96 |
| Mar 31, 2025 | 1.00 |
| Dec 31, 2024 | 1.15 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.12 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.08 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 0.84 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 1.62 |
| Jun 30, 2022 | 2.04 |
| Mar 31, 2022 | 2.26 |
| Dec 31, 2021 | 2.36 |
| Sep 30, 2021 | 2.18 |
| Jun 30, 2021 | 2.31 |