First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026)

First Internet Bancorp's Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.04 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 3.92% year-over-year to 1.04 in Q1 2026; TTM through Mar 2026 was 0.75, a 31.78% decrease from a year earlier, with the FY2025 full-year figure at 0.75, down 33.46% from the prior year.
• Interest Coverage Ratio retreated to 1.04 in Q1 2026 per INBK's latest filing, from 1.12 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 2.21 in Q1 2022 and bottomed at 0.01 in Q3 2025.
• The 5-year median for Interest Coverage Ratio is 1.12 (2025), against an average of 1.17.
• Across the five-year window, Interest Coverage Ratio advanced 28.31% in 2024 and tumbled 100.82% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 1.3 in 2022, then slipped by 16.98% to 1.08 in 2023, then advanced by 7.16% to 1.15 in 2024, then dropped by 3.32% to 1.12 in 2025, then fell by 6.76% to 1.04 in 2026.
• Per Business Quant, the three latest INBK Interest Coverage Ratio figures stand at 1.04 (Q1 2026), 1.12 (Q4 2025), and 0.01 (Q3 2025).