First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026)
First Internet Bancorp (INBK) posted quarterly Interest Coverage Ratio of 1.04 for Q1 2026, up 3.92% year-over-year from 1.0 in Q1 2025, and down 7.02% quarter-over-quarter from 1.12 in Q4 2025.
First Internet Bancorp (INBK) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
First Internet Bancorp's Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.04 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 3.92% year-over-year to 1.04; the TTM figure through Mar 2026 stood at 0.75 (down 31.96% YoY), while the FY2025 annual figure was 0.75, down 33.46% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.04, down from 1.12 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.21 in Q1 2022, with the low at 0.01 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 1.12 (2024), against an average of 1.17.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio increased 28.31% in 2024, then slumped 100.82% in 2025.
- First Internet Bancorp's Interest Coverage Ratio stood at 1.3 in 2022, then decreased by 16.98% to 1.08 in 2023, then rose by 7.44% to 1.16 in 2024, then decreased by 3.31% to 1.12 in 2025, then declined by 7.02% to 1.04 in 2026.
- Business Quant data shows INBK's Interest Coverage Ratio at 1.04 in Q1 2026, 1.12 in Q4 2025, and 0.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | First Internet Bancorp | 254.13 Mn | -156.84 Mn | - | 1.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.04 |
| Mar 31, 2026 | 1.04 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | 0.96 |
| Mar 31, 2025 | 1.00 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.12 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.08 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.08 |
| Mar 31, 2023 | 0.87 |
| Dec 31, 2022 | 1.30 |
| Sep 30, 2022 | 1.62 |
| Jun 30, 2022 | 2.04 |
| Mar 31, 2022 | 2.21 |
| Dec 31, 2021 | 2.43 |
| Sep 30, 2021 | 2.18 |