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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Internet Bancorp (INBK) Return on Invested Capital (2017 - 2025)

First Internet Bancorp has reported Return on Invested Capital over the past 9 years, most recently at 0.3% for Q4 2025.

  • Quarterly results put Return on Invested Capital at 0.3% for Q4 2025, down 25.0% from a year ago — trailing twelve months through Dec 2025 was 0.3% (down 25.0% YoY), and the annual figure for FY2025 was 0.29%, down 28.0%.
  • Return on Invested Capital for Q4 2025 was 0.3% at First Internet Bancorp, down from 0.31% in the prior quarter.
  • Over the last five years, Return on Invested Capital for INBK hit a ceiling of 0.81% in Q4 2023 and a floor of 0.22% in Q2 2022.
  • Median Return on Invested Capital over the past 5 years was 0.3% (2025), compared with a mean of 0.4%.
  • Biggest five-year swings in Return on Invested Capital: skyrocketed 57bps in 2023 and later fell -26bps in 2024.
  • First Internet Bancorp's Return on Invested Capital stood at 0.24% in 2021, then increased by 4bps to 0.24% in 2022, then skyrocketed by 233bps to 0.81% in 2023, then plummeted by -32bps to 0.55% in 2024, then plummeted by -45bps to 0.3% in 2025.
  • The last three reported values for Return on Invested Capital were 0.3% (Q4 2025), 0.31% (Q3 2025), and 0.64% (Q2 2025) per Business Quant data.