First Internet Bancorp (INBK) Times Interest Earned (2012 - 2026)
First Internet Bancorp (INBK) posted Times Interest Earned of 1.04 for Q2 2026, little changed on a QoQ basis from 1.04 in Q1 2026, and up 7.37% year-over-year from 0.96 in Q2 2025.
Analysis
First Internet Bancorp (INBK) Times Interest Earned (2012 - 2026) Analysis & Trends
First Internet Bancorp has reported Times Interest Earned for 15 years, with the latest figure at 1.04 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 7.37% year-over-year to 1.04 in Q2 2026; TTM through Jun 2026 was 0.76, a 28.76% decrease from a year earlier, with the FY2025 full-year figure at 0.75, down 33.59% from the prior year.
- Times Interest Earned was 1.04 for Q2 2026 at First Internet Bancorp, roughly flat from 1.04 in the prior quarter.
- The five-year high for Times Interest Earned was 2.26 in Q1 2022, with the low at 0.01 in Q3 2025.
- Average Times Interest Earned over 5 years is 1.16, with a median of 1.1 recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Times Interest Earned surged 33.89% in 2024, then slumped 100.82% in 2025.
- Over 5 years, Times Interest Earned stood at 1.29 in 2022, then decreased by 16.26% to 1.08 in 2023, then increased by 7.16% to 1.15 in 2024, then declined by 3.32% to 1.12 in 2025, then dropped by 7.12% to 1.04 in 2026.
- The last three Times Interest Earned figures came in at 1.04 (Q2 2026), 1.04 (Q1 2026), and 1.12 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | First Internet Bancorp | 242.53 Mn | -168.44 Mn | - | 1.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.04 |
| Mar 31, 2026 | 1.04 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | 0.96 |
| Mar 31, 2025 | 1.00 |
| Dec 31, 2024 | 1.15 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.12 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.08 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 0.84 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 1.62 |
| Jun 30, 2022 | 2.04 |
| Mar 31, 2022 | 2.26 |
| Dec 31, 2021 | 2.36 |
| Sep 30, 2021 | 2.18 |