First Internet Bancorp (INBK) Asset Utilization Ratio (2013 - 2026)
First Internet Bancorp's Asset Utilization Ratio came in at 0.02 for Q2 2026, down 4.0% from 0.02 a year earlier but up 6.4% from the prior quarter.
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Analysis
First Internet Bancorp (INBK) Asset Utilization Ratio (2013 - 2026) Analysis & Trends
Going back to Q1 2013, First Internet Bancorp's Asset Utilization Ratio data covers 52 quarters.
- Going back by year, Asset Utilization Ratio was 0.02 in FY2024 (+18.7%), 0.02 in FY2023 (-23.0%), 0.03 in FY2022 (-4.2%) and 0.03 in FY2021 (+16.8%).
- The five-year range for quarterly Asset Utilization Ratio is 0.02 (Q3 2025) to 0.03 (Q2 2022).
- Year-over-year, Asset Utilization Ratio has declined for four consecutive quarters, with growth averaging 2.7% over the last eight quarters.
- The fastest year-over-year change in Asset Utilization Ratio over five years came in Q3 2021 (growth of 36.0%), and the weakest in Q3 2023 (a decline of 31.4%).
- Business Quant data shows INBK's Asset Utilization Ratio at 0.02 (Q1 2026), 0.02 (Q4 2025) and 0.02 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 0.03 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 0.03 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 0.04 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First Internet Bancorp | 222.14 Mn | -1.90 Bn | - | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.03 |
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
API Access
First Internet Bancorp Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=INBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "INBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=INBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();