First Internet Bancorp (INBK) Net Margin (2012 - 2026)
First Internet Bancorp (INBK) posted Net Margin of 81.62% for Q2 2026, down 5.66% on a QoQ basis from 86.52% in Q1 2026, and up 7197.0% year-over-year from 1.12% in Q2 2025.
Analysis
First Internet Bancorp (INBK) Net Margin (2012 - 2026) Analysis & Trends
First Internet Bancorp has reported Net Margin for 15 years, with the latest figure at 81.62% in Q2 2026.
- On a quarterly basis, Net Margin rose 7197.0% year-over-year to 81.62% in Q2 2026; TTM through Jun 2026 was 296.13%, a 50499.0% decrease from a year earlier, with the FY2025 full-year figure at 402.84%, down 81052.0% from the prior year.
- Net Margin was 81.62% for Q2 2026 at First Internet Bancorp, down from 86.52% in the prior quarter.
- The five-year high for Net Margin was 968.54% in Q3 2022, with the low at 1980.62% in Q3 2025.
- Average Net Margin over 5 years is 196.88%, with a median of 375.33% recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Net Margin soared 76873 bps in 2024, then sank 241749 bps in 2025.
- Over 5 years, Net Margin stood at 628.81% in 2022, then sank by 42 bps to 365.67% in 2023, then advanced by 11 bps to 407.22% in 2024, then slumped by 52 bps to 194.95% in 2025, then slumped by 58 bps to 81.62% in 2026.
- The last three Net Margin figures came in at 81.62% (Q2 2026), 86.52% (Q1 2026), and 194.95% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | First Internet Bancorp | 242.53 Mn | -168.44 Mn | - | 81.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 81.62% |
| Mar 31, 2026 | 86.52% |
| Dec 31, 2025 | 194.95% |
| Sep 30, 2025 | -1,980.62% |
| Jun 30, 2025 | 9.65% |
| Mar 31, 2025 | 47.15% |
| Dec 31, 2024 | 407.22% |
| Sep 30, 2024 | 436.88% |
| Jun 30, 2024 | 385.00% |
| Mar 31, 2024 | 391.61% |
| Dec 31, 2023 | 365.67% |
| Sep 30, 2023 | 309.91% |
| Jun 30, 2023 | 431.33% |
| Mar 31, 2023 | -377.13% |
| Dec 31, 2022 | 628.81% |
| Sep 30, 2022 | 968.54% |
| Jun 30, 2022 | 558.19% |
| Mar 31, 2022 | 598.45% |
| Dec 31, 2021 | 449.50% |
| Sep 30, 2021 | 314.03% |