First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026)

First Internet Bancorp's (INBK) quarterly FCF Payout Ratio came in at 0.01 in Q1 2026, down 56.54% year-on-year from 0.02 in Q1 2025, and down 68.56% quarter-over-quarter from 0.02 in Q4 2025.

First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends

First Internet Bancorp's FCF Payout Ratio history runs 15 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 56.54% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.05, a 7.72% decrease from a year earlier, with the FY2025 full-year figure at 0.94, up 370.29% from the prior year.
  • FCF Payout Ratio eased to 0.01 in Q1 2026 per INBK's latest filing, from 0.02 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.28 in Q1 2024 and bottomed at 1.97 in Q3 2024.
  • The 5-year median for FCF Payout Ratio is 0.03 (2022), against an average of 0.06.
  • Across the five-year window, FCF Payout Ratio jumped 692.21% in 2023 and tumbled 980.56% in 2024, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.1 in 2022, then slumped by 55.56% to 0.04 in 2023, then tumbled by 267.29% to 0.07 in 2024, then jumped by 129.4% to 0.02 in 2025, then sank by 68.56% to 0.01 in 2026.
  • Per Business Quant, the three latest INBK FCF Payout Ratio figures stand at 0.01 (Q1 2026), 0.02 (Q4 2025), and 0.01 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 5.86
2 Lloyds Banking 365.91 Bn 365.91 Bn - -
3 First Capital 210.72 Bn 210.38 Bn - 0.18
4 Landmark Bancorp 190.28 Bn 190.25 Bn - 0.19
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 0.36
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - -
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - -
10 First Internet Bancorp 232.47 Mn -369.34 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.02
Sep 30, 2025 0.01
Jun 30, 2025 -0.01
Mar 31, 2025 0.02
Dec 31, 2024 -0.07
Sep 30, 2024 -1.97
Jun 30, 2024 0.03
Mar 31, 2024 0.28
Dec 31, 2023 0.04
Sep 30, 2023 0.22
Jun 30, 2023 -0.05
Mar 31, 2023 0.17
Dec 31, 2022 0.10
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.14
Sep 30, 2021 -0.08
Jun 30, 2021 0.26