First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026)
First Internet Bancorp's (INBK) quarterly FCF Payout Ratio came in at 0.01 in Q1 2026, down 56.54% year-on-year from 0.02 in Q1 2025, and down 68.56% quarter-over-quarter from 0.02 in Q4 2025.
First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends
First Internet Bancorp's FCF Payout Ratio history runs 15 years deep, the most recent figure standing at 0.01 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 56.54% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.05, a 7.72% decrease from a year earlier, with the FY2025 full-year figure at 0.94, up 370.29% from the prior year.
- FCF Payout Ratio eased to 0.01 in Q1 2026 per INBK's latest filing, from 0.02 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.28 in Q1 2024 and bottomed at 1.97 in Q3 2024.
- The 5-year median for FCF Payout Ratio is 0.03 (2022), against an average of 0.06.
- Across the five-year window, FCF Payout Ratio jumped 692.21% in 2023 and tumbled 980.56% in 2024, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.1 in 2022, then slumped by 55.56% to 0.04 in 2023, then tumbled by 267.29% to 0.07 in 2024, then jumped by 129.4% to 0.02 in 2025, then sank by 68.56% to 0.01 in 2026.
- Per Business Quant, the three latest INBK FCF Payout Ratio figures stand at 0.01 (Q1 2026), 0.02 (Q4 2025), and 0.01 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | 5.86 |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 0.18 |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 0.19 |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 0.36 |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | - |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | First Internet Bancorp | 232.47 Mn | -369.34 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | -0.01 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | -0.07 |
| Sep 30, 2024 | -1.97 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.28 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | -0.05 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | -0.08 |
| Jun 30, 2021 | 0.26 |