First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026)
First Internet Bancorp (INBK) posted quarterly FCF Payout Ratio of 0.01 for Q1 2026, down 56.54% year-over-year from 0.02 in Q1 2025, and down 68.56% quarter-over-quarter from 0.02 in Q4 2025.
First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends
First Internet Bancorp's FCF Payout Ratio history runs 15 years deep, the most recent figure standing at 0.01 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 56.54% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.05 (down 7.72% YoY), while the FY2025 annual figure was 0.94, up 370.29% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.01, down from 0.02 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.28 in Q1 2024, with the low at 1.97 in Q3 2024.
- The 5-year median for FCF Payout Ratio is 0.03 (2022), against an average of 0.06.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio jumped 692.21% in 2023, then slumped 980.56% in 2024.
- First Internet Bancorp's FCF Payout Ratio stood at 0.1 in 2022, then tumbled by 55.56% to 0.04 in 2023, then plunged by 267.29% to 0.07 in 2024, then soared by 129.4% to 0.02 in 2025, then slumped by 68.56% to 0.01 in 2026.
- Business Quant data shows INBK's FCF Payout Ratio at 0.01 in Q1 2026, 0.02 in Q4 2025, and 0.01 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | First Internet Bancorp | 254.13 Mn | -156.84 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | -0.01 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | -0.07 |
| Sep 30, 2024 | -1.97 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.28 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | -0.05 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | -0.08 |