First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026)

First Internet Bancorp (INBK) recorded quarterly FCF Payout Ratio of 0.01 in Q1 2026, down 68.56% quarter-over-quarter from 0.02 in Q4 2025, and down 56.54% on a YoY basis from 0.02 in Q1 2025.

First Internet Bancorp (INBK) FCF Payout Ratio (2012 - 2026) Analysis & Trends

First Internet Bancorp's FCF Payout Ratio history runs 15 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 56.54% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.05 (down 7.72% YoY), while the FY2025 annual figure was 0.94, up 370.29% from the prior year.
  • FCF Payout Ratio was 0.01 for Q1 2026 at First Internet Bancorp, down from 0.02 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.28 in Q1 2024 to a low of 1.97 in Q3 2024.
  • Historically, FCF Payout Ratio has averaged 0.06 across 5 years, with a median of 0.03 in 2022.
  • The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio surged 692.21% in 2023, then tumbled 980.56% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.1 in 2022, then plunged by 55.56% to 0.04 in 2023, then sank by 267.29% to 0.07 in 2024, then jumped by 129.4% to 0.02 in 2025, then tumbled by 68.56% to 0.01 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.01 (Q1 2026), 0.02 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Internet Bancorp 229.71 Mn -372.09 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.02
Sep 30, 2025 0.01
Jun 30, 2025 -0.01
Mar 31, 2025 0.02
Dec 31, 2024 -0.07
Sep 30, 2024 -1.97
Jun 30, 2024 0.03
Mar 31, 2024 0.28
Dec 31, 2023 0.04
Sep 30, 2023 0.22
Jun 30, 2023 -0.05
Mar 31, 2023 0.17
Dec 31, 2022 0.10
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.14
Sep 30, 2021 -0.08
Jun 30, 2021 0.26