Finance of America Companies Ratios (2019-2025) | FOA

Ratios Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 94.33%93.80%90.96%97.31%88.47%92.84%97.61%114.19%93.16%94.67%68.43%
EBT Margin 31.52%39.92%28.41%24.71%-3.53%11.95%-126.71%-565.97%-301.57%-116.73%41.19%-200.04%-244.99%89.00%-21.13%-4.77%71.77%138.05%49.30%46.20%-35.32%
EBIT Margin 38.68%44.19%33.95%31.48%5.11%20.21%-75.73%-438.34%-212.26%-32.15%34.85%-4.51%-58.71%49.17%-33.80%-14.76%69.92%196.61%41.04%44.46%-60.95%
EBITDA Margin 38.68%44.19%33.95%31.48%5.11%20.21%-75.73%-438.34%-212.26%-32.15%34.85%-4.51%-58.71%49.17%-33.80%-14.76%69.92%196.61%41.04%44.46%-60.95%
Operating Margin 34.85%-4.51%-58.71%49.17%-33.80%-14.76%69.92%196.61%41.04%44.46%-60.95%
Net Margin 31.43%39.79%28.27%24.49%-3.81%10.98%-29.00%-237.01%-524.57%-324.96%-29.03%-1.66%-3.50%-3.47%-6.06%-0.26%-2.87%-1.45%
FCF Margin -25.16%-42.99%-58.00%22.43%-3.74%-17.80%693.83%842.59%156.11%-94.85%-178.75%-31.82%-177.69%-131.58%-28.05%100.55%-55.57%-54.39%-185.22%
Efficiency
Assets Average 0.29B8.44B8.44B9.20B18.56B19.29B19.83B21.16B22.45B21.37B20.20B20.28B20.56B23.77B26.55B26.41B26.75B27.39B27.82B28.46B29.05B29.42B29.92B30.40B
Equity Average -0.02B-0.02B-0.02B-0.02B-0.02B0.30B1.49B2.36B2.41B1.73B0.95B0.72B0.49B0.45B0.38B0.19B0.19B0.26B0.25B0.35B0.39B0.36B0.43B0.42B
Invested Capital -0.02B-0.02B-0.02B-0.02B-0.02B-0.02B0.65B2.34B2.40B2.43B7.31B7.80B7.84B0.80B9.03B8.75B8.69B0.68B8.73B8.82B9.32B0.69B9.94B10.21B0.76B
Asset Utilization Ratio 0.050.060.080.110.100.080.070.050.030.010.010.010.010.020.020.010.020.010.010.020.01
Leverage & Solvency
Interest Coverage Ratio 5.4110.356.134.650.592.45-1.49-3.43-2.38-0.381.56-0.01-0.110.24-0.06-0.030.48-0.510.170.19-0.12
Debt to Equity 8.212.222.335.963.004.013.282.273.928.233.414.194.272.312.912.552.272.21
Debt Ratio 0.260.240.250.310.130.110.060.040.040.030.030.040.040.040.030.030.040.03
Equity Ratio -0.07-0.070.00-0.050.000.000.030.120.110.110.050.040.030.020.020.010.000.010.010.010.020.010.010.020.01
Times Interest Earned 5.4110.356.134.650.592.45-1.49-3.43-2.38-0.381.56-0.01-0.110.24-0.06-0.030.48-0.510.170.19-0.12
Dividends & Payouts
FCF Payout Ratio 0.00-1.210.66-0.01
Valuation
Enterprise Value -0.00B-0.00B-0.00B-0.00B-0.00B-0.00B-0.54B-0.00B1.13B1.14B0.10B-0.08B-0.10B-0.09B-0.14B-0.30B-0.34B-0.18B-0.22B-0.22B-0.08B-0.24B-0.15B-0.09B-0.32B
Return Ratios
Return on Sales 0.31%0.40%0.28%0.24%-0.04%0.11%-0.29%-2.37%-5.25%-3.25%-0.29%-0.02%-0.03%-0.03%-0.06%0.00%-0.02%-0.01%-0.03%-0.01%-0.01%
Return on Capital Employed 0.04%
Return on Invested Capital 0.53%0.26%0.18%0.05%0.00%-0.01%-0.05%-0.03%-0.01%0.00%0.02%0.00%0.00%0.03%-0.01%0.01%0.01%-0.02%
Return on Assets 0.02%0.02%0.03%0.03%0.02%0.01%0.01%0.00%-0.01%-0.02%-0.02%-0.01%-0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity -7.83%-16.68%1.79%0.45%0.21%0.13%0.08%-0.03%-0.29%-0.80%-0.94%-0.98%-0.94%-0.28%-0.06%-0.05%-0.03%-0.01%-0.01%-0.01%-0.01%