Finance of America Companies (FOA) Gross Margin (2023 - 2026)

Finance of America Companies (FOA) reported Gross Margin of 85.3% for Q1 2026, down 787.0% on a YoY basis from 12.42% in Q1 2025, and down 4.31% quarter-over-quarter from 89.14% in Q4 2025.

Finance of America Companies (FOA) Gross Margin (2023 - 2026) Analysis & Trends

Finance of America Companies has reported Gross Margin for 4 years, with the latest figure at 85.3% in Q1 2026.

  • For the quarter ending Q1 2026, Gross Margin fell 787.0% year-over-year to 85.3%; the trailing twelve-month figure through Mar 2026 stood at 86.58% (down 540.0% YoY), and the FY2025 full-year result was 89.08%, down 174.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 85.3%, down from 89.14% in the prior quarter.
  • The five-year high for Gross Margin was 130.31% in Q4 2024, with the low at 68.43% in Q3 2025.
  • Historically, Gross Margin has averaged 93.56% across 4 years, with a median of 93.16% in 2025.
  • Annual changes were most pronounced in 2024 — Gross Margin jumped 3301 bps — and 2025, when it sank 4117 bps.
  • Finance of America Companies' Gross Margin stood at 97.31% in 2023, then soared by 34 bps to 130.31% in 2024, then tumbled by 32 bps to 89.14% in 2025, then slipped by 4 bps to 85.3% in 2026.
  • The last three Gross Margin figures came in at 85.3% (Q1 2026), 89.14% (Q4 2025), and 68.43% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 92.17%
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 93.80%
6 Synchrony Financial 25.78 Bn 5.22 Bn - -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 78.22%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 84.45%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 94.24%
10 Finance of America Companies 170.61 Mn -115.57 Mn 102.48 Mn 85.30%

Historic Data

Download Data
DateValue
Mar 31, 2026 85.30%
Dec 31, 2025 89.14%
Sep 30, 2025 68.43%
Jun 30, 2025 94.67%
Mar 31, 2025 93.16%
Dec 31, 2024 130.31%
Sep 30, 2024 97.61%
Jun 30, 2024 92.84%
Mar 31, 2024 88.47%
Dec 31, 2023 97.31%
Sep 30, 2023 90.96%
Jun 30, 2023 93.80%
Mar 31, 2023 94.33%