Finance of America Companies (FOA) Gross Margin (2023 - 2026)
Finance of America Companies (FOA) reported Gross Margin of 85.3% for Q1 2026, down 787.0% on a YoY basis from 12.42% in Q1 2025, and down 4.31% quarter-over-quarter from 89.14% in Q4 2025.
Finance of America Companies (FOA) Gross Margin (2023 - 2026) Analysis & Trends
Finance of America Companies has reported Gross Margin for 4 years, with the latest figure at 85.3% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin fell 787.0% year-over-year to 85.3%; the trailing twelve-month figure through Mar 2026 stood at 86.58% (down 540.0% YoY), and the FY2025 full-year result was 89.08%, down 174.0% from the prior year.
- Gross Margin for Q1 2026 stood at 85.3%, down from 89.14% in the prior quarter.
- The five-year high for Gross Margin was 130.31% in Q4 2024, with the low at 68.43% in Q3 2025.
- Historically, Gross Margin has averaged 93.56% across 4 years, with a median of 93.16% in 2025.
- Annual changes were most pronounced in 2024 — Gross Margin jumped 3301 bps — and 2025, when it sank 4117 bps.
- Finance of America Companies' Gross Margin stood at 97.31% in 2023, then soared by 34 bps to 130.31% in 2024, then tumbled by 32 bps to 89.14% in 2025, then slipped by 4 bps to 85.3% in 2026.
- The last three Gross Margin figures came in at 85.3% (Q1 2026), 89.14% (Q4 2025), and 68.43% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | Finance of America Companies | 167.47 Mn | -118.72 Mn | 102.48 Mn | 85.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 85.30% |
| Dec 31, 2025 | 89.14% |
| Sep 30, 2025 | 68.43% |
| Jun 30, 2025 | 94.67% |
| Mar 31, 2025 | 93.16% |
| Dec 31, 2024 | 130.31% |
| Sep 30, 2024 | 97.61% |
| Jun 30, 2024 | 92.84% |
| Mar 31, 2024 | 88.47% |
| Dec 31, 2023 | 97.31% |
| Sep 30, 2023 | 90.96% |
| Jun 30, 2023 | 93.80% |
| Mar 31, 2023 | 94.33% |