Finance of America Companies (FOA) Gross Margin (2023 - 2026)
Finance of America Companies (FOA) posted Gross Margin of 85.3% for Q1 2026, down 4.31% quarter-over-quarter from 89.14% in Q4 2025, and down 787.0% year-on-year from 12.42% in Q1 2025.
Finance of America Companies (FOA) Gross Margin (2023 - 2026) Analysis & Trends
Finance of America Companies (FOA) has reported Gross Margin for 4 consecutive years, with 85.3% the latest figure, recorded in Q1 2026.
- Gross Margin for Q1 2026 came in at 85.3%, down 787.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 86.58% (down 540.0% YoY), and the FY2025 annual result was 89.08%, down 174.0% from the prior year.
- Gross Margin was 85.3% for Q1 2026 at Finance of America Companies, down from 89.14% in the prior quarter.
- Over five years, Gross Margin peaked at 130.31% in Q4 2024 and troughed at 68.43% in Q3 2025.
- Average Gross Margin over 4 years is 93.56%, with a median of 93.16% recorded in 2025.
- Year-over-year, Gross Margin soared 3301 bps in 2024 and tumbled 4117 bps in 2025.
- Over 4 years, Gross Margin stood at 97.31% in 2023, then soared by 34 bps to 130.31% in 2024, then slumped by 32 bps to 89.14% in 2025, then fell by 4 bps to 85.3% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 85.3% in Q1 2026, 89.14% in Q4 2025, and 68.43% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Finance of America Companies | 237.43 Mn | -48.76 Mn | 102.48 Mn | 85.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 85.30% |
| Dec 31, 2025 | 89.14% |
| Sep 30, 2025 | 68.43% |
| Jun 30, 2025 | 94.67% |
| Mar 31, 2025 | 93.16% |
| Dec 31, 2024 | 130.31% |
| Sep 30, 2024 | 97.61% |
| Jun 30, 2024 | 92.84% |
| Mar 31, 2024 | 88.47% |
| Dec 31, 2023 | 97.31% |
| Sep 30, 2023 | 90.96% |
| Jun 30, 2023 | 93.80% |
| Mar 31, 2023 | 94.33% |