Finance of America Companies (FOA) Gross Margin (2023 - 2026)
Finance of America Companies' (FOA) quarterly Gross Margin came in at 85.3% in Q1 2026, down 787.0% YoY from 12.42% in Q1 2025, and down 4.31% on a QoQ basis from 89.14% in Q4 2025.
Finance of America Companies (FOA) Gross Margin (2023 - 2026) Analysis & Trends
Finance of America Companies (FOA) has 4 years of Gross Margin data on file, last reported at 85.3% in Q1 2026.
- Quarterly Gross Margin fell 787.0% year-over-year to 85.3% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 86.58% (down 540.0% YoY) and the FY2025 annual result came in at 89.08%, down 174.0% from the prior year.
- Gross Margin retreated to 85.3% in Q1 2026, from 89.14% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 130.31% in Q4 2024 to a low of 68.43% in Q3 2025.
- A 4-year average of 93.56% and a median of 93.16% in 2025 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin jumped 3301 bps — and 2025, when it sank 4117 bps.
- Tracing FOA's Gross Margin over 4 years: stood at 97.31% in 2023, then soared by 34 bps to 130.31% in 2024, then tumbled by 32 bps to 89.14% in 2025, then slipped by 4 bps to 85.3% in 2026.
- The last three Gross Margin figures came in at 85.3% (Q1 2026), 89.14% (Q4 2025), and 68.43% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -32.14% |
| 10 | Finance of America Companies | 189.40 Mn | -187.20 Mn | 102.48 Mn | 85.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 85.30% |
| Dec 31, 2025 | 89.14% |
| Sep 30, 2025 | 68.43% |
| Jun 30, 2025 | 94.67% |
| Mar 31, 2025 | 93.16% |
| Dec 31, 2024 | 130.31% |
| Sep 30, 2024 | 97.61% |
| Jun 30, 2024 | 92.84% |
| Mar 31, 2024 | 88.47% |
| Dec 31, 2023 | 97.31% |
| Sep 30, 2023 | 90.96% |
| Jun 30, 2023 | 93.80% |
| Mar 31, 2023 | 94.33% |