Finance of America Companies (FOA) Gross Margin (2023 - 2026)

Finance of America Companies' (FOA) quarterly Gross Margin came in at 85.3% in Q1 2026, down 787.0% YoY from 12.42% in Q1 2025, and down 4.31% on a QoQ basis from 89.14% in Q4 2025.

Finance of America Companies (FOA) Gross Margin (2023 - 2026) Analysis & Trends

Finance of America Companies (FOA) has 4 years of Gross Margin data on file, last reported at 85.3% in Q1 2026.

  • Quarterly Gross Margin fell 787.0% year-over-year to 85.3% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 86.58% (down 540.0% YoY) and the FY2025 annual result came in at 89.08%, down 174.0% from the prior year.
  • Gross Margin retreated to 85.3% in Q1 2026, from 89.14% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 130.31% in Q4 2024 to a low of 68.43% in Q3 2025.
  • A 4-year average of 93.56% and a median of 93.16% in 2025 frame the typical range for Gross Margin.
  • Annual changes were most pronounced in 2024 — Gross Margin jumped 3301 bps — and 2025, when it sank 4117 bps.
  • Tracing FOA's Gross Margin over 4 years: stood at 97.31% in 2023, then soared by 34 bps to 130.31% in 2024, then tumbled by 32 bps to 89.14% in 2025, then slipped by 4 bps to 85.3% in 2026.
  • The last three Gross Margin figures came in at 85.3% (Q1 2026), 89.14% (Q4 2025), and 68.43% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 91.60%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -32.14%
10 Finance of America Companies 189.40 Mn -187.20 Mn 102.48 Mn 85.30%

Historic Data

Download Data
DateValue
Mar 31, 2026 85.30%
Dec 31, 2025 89.14%
Sep 30, 2025 68.43%
Jun 30, 2025 94.67%
Mar 31, 2025 93.16%
Dec 31, 2024 130.31%
Sep 30, 2024 97.61%
Jun 30, 2024 92.84%
Mar 31, 2024 88.47%
Dec 31, 2023 97.31%
Sep 30, 2023 90.96%
Jun 30, 2023 93.80%
Mar 31, 2023 94.33%