Finance of America Companies (FOA) Gross Margin (2023 - 2026)

Finance of America Companies (FOA) posted Gross Margin of 85.3% for Q1 2026, down 4.31% quarter-over-quarter from 89.14% in Q4 2025, and down 787.0% year-on-year from 12.42% in Q1 2025.

Finance of America Companies (FOA) Gross Margin (2023 - 2026) Analysis & Trends

Finance of America Companies (FOA) has reported Gross Margin for 4 consecutive years, with 85.3% the latest figure, recorded in Q1 2026.

  • Gross Margin for Q1 2026 came in at 85.3%, down 787.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 86.58% (down 540.0% YoY), and the FY2025 annual result was 89.08%, down 174.0% from the prior year.
  • Gross Margin was 85.3% for Q1 2026 at Finance of America Companies, down from 89.14% in the prior quarter.
  • Over five years, Gross Margin peaked at 130.31% in Q4 2024 and troughed at 68.43% in Q3 2025.
  • Average Gross Margin over 4 years is 93.56%, with a median of 93.16% recorded in 2025.
  • Year-over-year, Gross Margin soared 3301 bps in 2024 and tumbled 4117 bps in 2025.
  • Over 4 years, Gross Margin stood at 97.31% in 2023, then soared by 34 bps to 130.31% in 2024, then slumped by 32 bps to 89.14% in 2025, then fell by 4 bps to 85.3% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 85.3% in Q1 2026, 89.14% in Q4 2025, and 68.43% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.17%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 93.80%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 78.22%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 84.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 94.24%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 97.03%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.98%
10 Finance of America Companies 237.43 Mn -48.76 Mn 102.48 Mn 85.30%

Historic Data

Download Data
DateValue
Mar 31, 2026 85.30%
Dec 31, 2025 89.14%
Sep 30, 2025 68.43%
Jun 30, 2025 94.67%
Mar 31, 2025 93.16%
Dec 31, 2024 130.31%
Sep 30, 2024 97.61%
Jun 30, 2024 92.84%
Mar 31, 2024 88.47%
Dec 31, 2023 97.31%
Sep 30, 2023 90.96%
Jun 30, 2023 93.80%
Mar 31, 2023 94.33%