Finance of America Companies (FOA) EBT Margin (2020 - 2026)
Finance of America Companies (FOA) reported EBT Margin of 30.18% for Q1 2026, down 1912.0% on a YoY basis from 1.67% in Q1 2025, and up 200.86% quarter-over-quarter from 29.92% in Q4 2025.
Finance of America Companies (FOA) EBT Margin (2020 - 2026) Analysis & Trends
Finance of America Companies has reported EBT Margin for 7 years, with the latest figure at 30.18% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 1912.0% year-over-year to 30.18%; the trailing twelve-month figure through Mar 2026 stood at 14.97% (down 1393.0% YoY), and the FY2025 full-year result was 22.74%, up 1188.0% from the prior year.
- EBT Margin for Q1 2026 stood at 30.18%, up from 29.92% in the prior quarter.
- The five-year high for EBT Margin was 294.98% in Q4 2024, with the low at 565.97% in Q2 2022.
- Historically, EBT Margin has averaged 60.27% across 5 years, with a median of 21.13% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin plunged 56244 bps — and 2023, when it surged 36593 bps.
- Finance of America Companies' EBT Margin stood at 116.73% in 2022, then soared by 176 bps to 89.0% in 2023, then surged by 231 bps to 294.98% in 2024, then sank by 110 bps to 29.92% in 2025, then surged by 201 bps to 30.18% in 2026.
- The last three EBT Margin figures came in at 30.18% (Q1 2026), 29.92% (Q4 2025), and 35.32% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Finance of America Companies | 167.47 Mn | -118.72 Mn | 102.48 Mn | 30.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.18% |
| Dec 31, 2025 | -29.92% |
| Sep 30, 2025 | -35.32% |
| Jun 30, 2025 | 46.20% |
| Mar 31, 2025 | 49.30% |
| Dec 31, 2024 | 294.98% |
| Sep 30, 2024 | 71.77% |
| Jun 30, 2024 | -4.77% |
| Mar 31, 2024 | -21.13% |
| Dec 31, 2023 | 89.00% |
| Sep 30, 2023 | -244.99% |
| Jun 30, 2023 | -200.04% |
| Mar 31, 2023 | 41.19% |
| Dec 31, 2022 | -116.73% |
| Sep 30, 2022 | -301.57% |
| Jun 30, 2022 | -565.97% |
| Mar 31, 2022 | -126.71% |
| Sep 30, 2021 | 11.95% |
| Jun 30, 2021 | -3.53% |
| Mar 31, 2021 | 24.71% |