Finance of America Companies (FOA) EBT Margin (2020 - 2026)
Finance of America Companies (FOA) posted EBT Margin of 30.18% for Q1 2026, up 200.86% quarter-over-quarter from 29.92% in Q4 2025, and down 1912.0% year-on-year from 1.67% in Q1 2025.
Finance of America Companies (FOA) EBT Margin (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has reported EBT Margin for 7 consecutive years, with 30.18% the latest figure, recorded in Q1 2026.
- EBT Margin for Q1 2026 came in at 30.18%, down 1912.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 14.97% (down 1393.0% YoY), and the FY2025 annual result was 22.74%, up 1188.0% from the prior year.
- EBT Margin was 30.18% for Q1 2026 at Finance of America Companies, up from 29.92% in the prior quarter.
- Over five years, EBT Margin peaked at 294.98% in Q4 2024 and troughed at 565.97% in Q2 2022.
- Average EBT Margin over 5 years is 60.27%, with a median of 21.13% recorded in 2024.
- Year-over-year, EBT Margin slumped 56244 bps in 2022 and jumped 36593 bps in 2023.
- Over 5 years, EBT Margin stood at 116.73% in 2022, then soared by 176 bps to 89.0% in 2023, then surged by 231 bps to 294.98% in 2024, then plunged by 110 bps to 29.92% in 2025, then surged by 201 bps to 30.18% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 30.18% in Q1 2026, 29.92% in Q4 2025, and 35.32% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Finance of America Companies | 237.43 Mn | -48.76 Mn | 102.48 Mn | 30.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.18% |
| Dec 31, 2025 | -29.92% |
| Sep 30, 2025 | -35.32% |
| Jun 30, 2025 | 46.20% |
| Mar 31, 2025 | 49.30% |
| Dec 31, 2024 | 294.98% |
| Sep 30, 2024 | 71.77% |
| Jun 30, 2024 | -4.77% |
| Mar 31, 2024 | -21.13% |
| Dec 31, 2023 | 89.00% |
| Sep 30, 2023 | -244.99% |
| Jun 30, 2023 | -200.04% |
| Mar 31, 2023 | 41.19% |
| Dec 31, 2022 | -116.73% |
| Sep 30, 2022 | -301.57% |
| Jun 30, 2022 | -565.97% |
| Mar 31, 2022 | -126.71% |
| Sep 30, 2021 | 11.95% |
| Jun 30, 2021 | -3.53% |
| Mar 31, 2021 | 24.71% |