Finance of America Companies (FOA) EBT Margin (2020 - 2026)
Finance of America Companies' (FOA) quarterly EBT Margin came in at 30.18% in Q1 2026, down 1912.0% YoY from 1.67% in Q1 2025, and up 200.86% on a QoQ basis from 29.92% in Q4 2025.
Finance of America Companies (FOA) EBT Margin (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has 7 years of EBT Margin data on file, last reported at 30.18% in Q1 2026.
- Quarterly EBT Margin fell 1912.0% year-over-year to 30.18% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 14.97% (down 1393.0% YoY) and the FY2025 annual result came in at 22.74%, up 1188.0% from the prior year.
- EBT Margin improved to 30.18% in Q1 2026, from 29.92% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 294.98% in Q4 2024 to a low of 565.97% in Q2 2022.
- A 5-year average of 60.27% and a median of 21.13% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin plunged 56244 bps — and 2023, when it surged 36593 bps.
- Tracing FOA's EBT Margin over 5 years: stood at 116.73% in 2022, then soared by 176 bps to 89.0% in 2023, then surged by 231 bps to 294.98% in 2024, then sank by 110 bps to 29.92% in 2025, then surged by 201 bps to 30.18% in 2026.
- The last three EBT Margin figures came in at 30.18% (Q1 2026), 29.92% (Q4 2025), and 35.32% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Finance of America Companies | 189.40 Mn | -187.20 Mn | 102.48 Mn | 30.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.18% |
| Dec 31, 2025 | -29.92% |
| Sep 30, 2025 | -35.32% |
| Jun 30, 2025 | 46.20% |
| Mar 31, 2025 | 49.30% |
| Dec 31, 2024 | 294.98% |
| Sep 30, 2024 | 71.77% |
| Jun 30, 2024 | -4.77% |
| Mar 31, 2024 | -21.13% |
| Dec 31, 2023 | 89.00% |
| Sep 30, 2023 | -244.99% |
| Jun 30, 2023 | -200.04% |
| Mar 31, 2023 | 41.19% |
| Dec 31, 2022 | -116.73% |
| Sep 30, 2022 | -301.57% |
| Jun 30, 2022 | -565.97% |
| Mar 31, 2022 | -126.71% |
| Sep 30, 2021 | 6.45% |
| Jun 30, 2021 | -3.53% |
| Mar 31, 2021 | 24.71% |