Finance of America Companies (FOA) EBT Margin (2020 - 2026)

Finance of America Companies (FOA) posted EBT Margin of 30.18% for Q1 2026, up 200.86% quarter-over-quarter from 29.92% in Q4 2025, and down 1912.0% year-on-year from 1.67% in Q1 2025.

Finance of America Companies (FOA) EBT Margin (2020 - 2026) Analysis & Trends

Finance of America Companies (FOA) has reported EBT Margin for 7 consecutive years, with 30.18% the latest figure, recorded in Q1 2026.

  • EBT Margin for Q1 2026 came in at 30.18%, down 1912.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 14.97% (down 1393.0% YoY), and the FY2025 annual result was 22.74%, up 1188.0% from the prior year.
  • EBT Margin was 30.18% for Q1 2026 at Finance of America Companies, up from 29.92% in the prior quarter.
  • Over five years, EBT Margin peaked at 294.98% in Q4 2024 and troughed at 565.97% in Q2 2022.
  • Average EBT Margin over 5 years is 60.27%, with a median of 21.13% recorded in 2024.
  • Year-over-year, EBT Margin slumped 56244 bps in 2022 and jumped 36593 bps in 2023.
  • Over 5 years, EBT Margin stood at 116.73% in 2022, then soared by 176 bps to 89.0% in 2023, then surged by 231 bps to 294.98% in 2024, then plunged by 110 bps to 29.92% in 2025, then surged by 201 bps to 30.18% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 30.18% in Q1 2026, 29.92% in Q4 2025, and 35.32% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Finance of America Companies 237.43 Mn -48.76 Mn 102.48 Mn 30.18%

Historic Data

Download Data
DateValue
Mar 31, 2026 30.18%
Dec 31, 2025 -29.92%
Sep 30, 2025 -35.32%
Jun 30, 2025 46.20%
Mar 31, 2025 49.30%
Dec 31, 2024 294.98%
Sep 30, 2024 71.77%
Jun 30, 2024 -4.77%
Mar 31, 2024 -21.13%
Dec 31, 2023 89.00%
Sep 30, 2023 -244.99%
Jun 30, 2023 -200.04%
Mar 31, 2023 41.19%
Dec 31, 2022 -116.73%
Sep 30, 2022 -301.57%
Jun 30, 2022 -565.97%
Mar 31, 2022 -126.71%
Sep 30, 2021 11.95%
Jun 30, 2021 -3.53%
Mar 31, 2021 24.71%