Finance of America Companies (FOA) Debt Ratio (2020 - 2026)
Finance of America Companies' (FOA) quarterly Debt Ratio came in at 0.03 in Q1 2026, down 15.52% on a YoY basis from 0.03 in Q1 2025, and down 25.72% quarter-over-quarter from 0.04 in Q4 2025.
Analysis
Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has reported Debt Ratio for 7 consecutive years, with 0.03 the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 15.52% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 15.52% YoY), and the FY2025 full-year result was 0.04, up 22.71% from the prior year.
- Debt Ratio declined to 0.03 in Q1 2026 per FOA's latest filing, from 0.04 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.28 in Q1 2022 and bottomed at 0.03 in Q1 2026.
- Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.04 in 2025.
- The sharpest annual moves came in 2023 and 2025: Debt Ratio sank 85.11% in 2023, then climbed 22.71% in 2025.
- Over 5 years, Debt Ratio stood at 0.06 in 2022, then sank by 46.15% to 0.03 in 2023, then decreased by 8.05% to 0.03 in 2024, then increased by 22.71% to 0.04 in 2025, then fell by 25.72% to 0.03 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.03, 0.04, and 0.03 for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 0.27 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | - |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 0.46 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.16 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.77 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 0.17 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 0.17 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 0.04 |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 0.07 |
| 10 | Finance of America Companies | 125.92 Mn | 125.92 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.12 |
| Mar 31, 2022 | 0.28 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.25 |
| Jun 30, 2021 | 0.24 |
| Dec 31, 2020 | 0.26 |