Finance of America Companies (FOA) Debt Ratio (2020 - 2026)
Finance of America Companies' (FOA) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 20.57% YoY from 0.01 in Q1 2025, and down 5.5% on a QoQ basis from 0.01 in Q4 2025.
Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has 7 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.
- Quarterly Debt Ratio fell 20.57% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 20.57% YoY) and the FY2025 annual result came in at 0.01, down 65.91% from the prior year.
- Debt Ratio eased to 0.01 in Q1 2026, from 0.01 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 7.63 in Q1 2022 to a low of 1.5 in Q2 2022.
- A 5-year average of 0.6 and a median of 0.02 in 2024 frame the typical range for Debt Ratio.
- The widest YoY moves for Debt Ratio: up 891.72% in 2022, down 731.96% in 2022.
- Tracing FOA's Debt Ratio over 5 years: stood at 0.06 in 2022, then tumbled by 76.17% to 0.02 in 2023, then jumped by 107.76% to 0.03 in 2024, then sank by 65.91% to 0.01 in 2025, then slipped by 5.5% to 0.01 in 2026.
- The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Finance of America Companies | 189.40 Mn | -187.20 Mn | 102.48 Mn | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | -0.31 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.86 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 1.45 |
| Jun 30, 2022 | -1.50 |
| Mar 31, 2022 | 7.63 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.15 |
| Jun 30, 2021 | 0.24 |
| Dec 31, 2020 | 0.15 |