Finance of America Companies FOA
NYSE FOA
$14.09 -0.38 (-2.63%)
At close: Sep 18, 2026 · 4:00 PM EDT

Finance of America Companies (FOA) Debt Ratio (2020 - 2026)

Finance of America Companies' (FOA) quarterly Debt Ratio came in at 0.03 in Q1 2026, down 15.52% on a YoY basis from 0.03 in Q1 2025, and down 25.72% quarter-over-quarter from 0.04 in Q4 2025.

Analysis

Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends

Finance of America Companies (FOA) has reported Debt Ratio for 7 consecutive years, with 0.03 the latest figure, recorded in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 15.52% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 15.52% YoY), and the FY2025 full-year result was 0.04, up 22.71% from the prior year.
  • Debt Ratio declined to 0.03 in Q1 2026 per FOA's latest filing, from 0.04 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.28 in Q1 2022 and bottomed at 0.03 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.04 in 2025.
  • The sharpest annual moves came in 2023 and 2025: Debt Ratio sank 85.11% in 2023, then climbed 22.71% in 2025.
  • Over 5 years, Debt Ratio stood at 0.06 in 2022, then sank by 46.15% to 0.03 in 2023, then decreased by 8.05% to 0.03 in 2024, then increased by 22.71% to 0.04 in 2025, then fell by 25.72% to 0.03 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.03, 0.04, and 0.03 for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - 0.27
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - -
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn 0.46
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 0.16
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 1.77
6 UWM Holdings 2.01 Bn 2.36 Bn - 0.17
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 0.17
8 CNFinance Holdings 1.25 Bn 1.25 Bn - 0.04
9 Velocity Financial 630.27 Mn -6.82 Bn - 0.07
10 Finance of America Companies 125.92 Mn 125.92 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.04
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.04
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.04
Mar 31, 2023 0.04
Dec 31, 2022 0.06
Sep 30, 2022 0.11
Jun 30, 2022 0.12
Mar 31, 2022 0.28
Dec 31, 2021 0.15
Sep 30, 2021 0.25
Jun 30, 2021 0.24
Dec 31, 2020 0.26