Finance of America Companies (FOA) Debt Ratio (2020 - 2026)

Finance of America Companies (FOA) posted Debt Ratio of 0.03 for Q1 2026, down 25.72% quarter-over-quarter from 0.04 in Q4 2025, and down 15.52% year-on-year from 0.03 in Q1 2025.

Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends

Finance of America Companies (FOA) has reported Debt Ratio for 7 consecutive years, with 0.03 the latest figure, recorded in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.03, down 15.52% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.03 (down 15.52% YoY), and the FY2025 annual result was 0.04, up 22.71% from the prior year.
  • Debt Ratio was 0.03 for Q1 2026 at Finance of America Companies, down from 0.04 in the prior quarter.
  • Over five years, Debt Ratio peaked at 6.46 in Q3 2022 and troughed at 1.5 in Q2 2022.
  • Average Debt Ratio over 5 years is 0.62, with a median of 0.04 recorded in 2023.
  • The widest YoY moves for Debt Ratio: up 4306.22% in 2022, down 1077.28% in 2022.
  • Over 5 years, Debt Ratio stood at 0.06 in 2022, then slumped by 46.15% to 0.03 in 2023, then slipped by 8.05% to 0.03 in 2024, then rose by 22.71% to 0.04 in 2025, then retreated by 25.72% to 0.03 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.03 in Q1 2026, 0.04 in Q4 2025, and 0.03 in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Finance of America Companies 237.43 Mn -48.76 Mn 102.48 Mn 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.04
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.04
Jun 30, 2024 0.74
Mar 31, 2024 -0.76
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 3.22
Dec 31, 2022 0.06
Sep 30, 2022 6.46
Jun 30, 2022 -1.50
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.15
Jun 30, 2021 0.15
Dec 31, 2020 0.26