Finance of America Companies (FOA) Debt Ratio (2020 - 2026)
Finance of America Companies' Debt Ratio came in at 0.03 for Q2 2026, down 20.8% from 0.04 a year earlier and down 1.5% from the prior quarter.
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Analysis
Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, Finance of America Companies' Debt Ratio was 0.04, up 22.7% from FY2024.
- Going back by year, Debt Ratio was 0.03 in FY2024 (-8.1%), 0.03 in FY2023 (-46.2%), 0.06 in FY2022 (-58.6%) and 0.15 in FY2021 (-41.7%).
- The five-year range for quarterly Debt Ratio is 0.03 (Q3 2025) to 0.28 (Q1 2022).
- Year-over-year, Debt Ratio increased in two of the last eight quarters, with an average decline of 7.0%.
- The fastest year-over-year change in Debt Ratio over five years came in Q4 2025 (growth of 22.7%), and the weakest in Q1 2023 (a decline of 85.1%).
- Business Quant data shows FOA's Debt Ratio at 0.03 (Q1 2026), 0.04 (Q4 2025) and 0.03 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.41 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | 0.36 |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 0.44 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.97 |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 0.04 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 0.07 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 0.18 |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 0.26 |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 0.49 |
| 10 | Finance of America Companies | 108.37 Mn | -283.86 Mn | - | 0.69 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.69 |
| Mar 31, 2026 | 0.64 |
| Dec 31, 2025 | 0.65 |
| Sep 30, 2025 | 0.64 |
| Jun 30, 2025 | 0.65 |
| Mar 31, 2025 | 0.66 |
| Dec 31, 2024 | 0.66 |
| Sep 30, 2024 | 0.67 |
| Jun 30, 2024 | 0.68 |
| Mar 31, 2024 | 0.68 |
| Dec 31, 2023 | 0.67 |
| Sep 30, 2023 | 0.68 |
| Jun 30, 2023 | 0.67 |
| Mar 31, 2023 | 0.65 |
| Dec 31, 2022 | 0.59 |
| Sep 30, 2022 | 0.62 |
| Jun 30, 2022 | 0.61 |
| Mar 31, 2022 | 0.76 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.70 |
API Access
Finance of America Companies Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FOA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FOA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FOA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();