Finance of America Companies (FOA) Debt Ratio (2020 - 2026)

Finance of America Companies' (FOA) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 20.57% YoY from 0.01 in Q1 2025, and down 5.5% on a QoQ basis from 0.01 in Q4 2025.

Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends

Finance of America Companies (FOA) has 7 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Quarterly Debt Ratio fell 20.57% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 20.57% YoY) and the FY2025 annual result came in at 0.01, down 65.91% from the prior year.
  • Debt Ratio eased to 0.01 in Q1 2026, from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 7.63 in Q1 2022 to a low of 1.5 in Q2 2022.
  • A 5-year average of 0.6 and a median of 0.02 in 2024 frame the typical range for Debt Ratio.
  • The widest YoY moves for Debt Ratio: up 891.72% in 2022, down 731.96% in 2022.
  • Tracing FOA's Debt Ratio over 5 years: stood at 0.06 in 2022, then tumbled by 76.17% to 0.02 in 2023, then jumped by 107.76% to 0.03 in 2024, then sank by 65.91% to 0.01 in 2025, then slipped by 5.5% to 0.01 in 2026.
  • The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Finance of America Companies 189.40 Mn -187.20 Mn 102.48 Mn 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.03
Sep 30, 2024 0.04
Jun 30, 2024 -0.31
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.03
Jun 30, 2023 0.86
Dec 31, 2022 0.06
Sep 30, 2022 1.45
Jun 30, 2022 -1.50
Mar 31, 2022 7.63
Dec 31, 2021 0.15
Sep 30, 2021 0.15
Jun 30, 2021 0.24
Dec 31, 2020 0.15