Finance of America Companies (FOA) Debt Ratio (2020 - 2026)

Finance of America Companies (FOA) reported Debt Ratio of 0.03 for Q1 2026, down 15.52% on a YoY basis from 0.03 in Q1 2025, and down 25.72% quarter-over-quarter from 0.04 in Q4 2025.

Finance of America Companies (FOA) Debt Ratio (2020 - 2026) Analysis & Trends

Finance of America Companies has reported Debt Ratio for 7 years, with the latest figure at 0.03 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 15.52% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 15.52% YoY), and the FY2025 full-year result was 0.04, up 22.71% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.03, down from 0.04 in the prior quarter.
  • The five-year high for Debt Ratio was 6.46 in Q3 2022, with the low at 1.5 in Q2 2022.
  • Historically, Debt Ratio has averaged 0.62 across 5 years, with a median of 0.04 in 2023.
  • The largest YoY upside for Debt Ratio was 4306.22% in 2022 against a maximum downside of 1077.28% in 2022.
  • Finance of America Companies' Debt Ratio stood at 0.06 in 2022, then tumbled by 46.15% to 0.03 in 2023, then fell by 8.05% to 0.03 in 2024, then climbed by 22.71% to 0.04 in 2025, then dropped by 25.72% to 0.03 in 2026.
  • The last three Debt Ratio figures came in at 0.03 (Q1 2026), 0.04 (Q4 2025), and 0.03 (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Finance of America Companies 170.61 Mn -115.57 Mn 102.48 Mn 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.04
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.04
Jun 30, 2024 0.74
Mar 31, 2024 -0.76
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 3.22
Dec 31, 2022 0.06
Sep 30, 2022 6.46
Jun 30, 2022 -1.50
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.15
Jun 30, 2021 0.15
Dec 31, 2020 0.26