Finance of America Companies (FOA) Net Margin (2020 - 2026)
Finance of America Companies' (FOA) quarterly Net Margin came in at 1.48% in Q2 2026, down 1821.0% on a YoY basis from 0.09% in Q2 2025, and down 89.12% quarter-over-quarter from 13.64% in Q1 2026.
Analysis
Finance of America Companies (FOA) Net Margin (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has reported Net Margin for 7 consecutive years, with 1.48% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin fell 1821.0% year-over-year to 1.48%; the trailing twelve-month figure through Jun 2026 stood at 10.23% (down 3221.0% YoY), and the FY2025 full-year result was 9.65%, up 522.0% from the prior year.
- Net Margin retreated to 1.48% in Q2 2026 per FOA's latest filing, from 13.64% in the prior quarter.
- Across five years, Net Margin topped out at 288.55% in Q4 2024 and bottomed at 803.53% in Q3 2022.
- Historically, Net Margin has averaged 123.26% across 5 years, with a median of 16.84% in 2024.
- The sharpest annual moves came in 2022 and 2023: Net Margin plunged 80932 bps in 2022, then soared 59376 bps in 2023.
- Over 5 years, Net Margin stood at 444.83% in 2022, then surged by 119 bps to 85.42% in 2023, then surged by 238 bps to 288.55% in 2024, then plunged by 110 bps to 29.83% in 2025, then soared by 105 bps to 1.48% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 1.48%, 13.64%, and 29.83% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 8.23% |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 2.02% |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 38.76% |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 4.37% |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 47.10% |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | -50.89% |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 0.93% |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | - |
| 10 | Finance of America Companies | 125.92 Mn | 125.92 Mn | - | 1.48% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.48% |
| Mar 31, 2026 | 13.64% |
| Dec 31, 2025 | -29.83% |
| Sep 30, 2025 | -36.93% |
| Jun 30, 2025 | 19.69% |
| Mar 31, 2025 | 19.46% |
| Dec 31, 2024 | 288.55% |
| Sep 30, 2024 | 70.24% |
| Jun 30, 2024 | -6.48% |
| Mar 31, 2024 | -27.19% |
| Dec 31, 2023 | 85.42% |
| Sep 30, 2023 | -248.34% |
| Jun 30, 2023 | -198.83% |
| Mar 31, 2023 | 10.36% |
| Dec 31, 2022 | -444.83% |
| Sep 30, 2022 | -803.53% |
| Jun 30, 2022 | -792.59% |
| Mar 31, 2022 | -138.94% |
| Sep 30, 2021 | 5.80% |
| Jun 30, 2021 | -3.81% |