Finance of America Companies (FOA) Net Margin (2020 - 2026)

Finance of America Companies' (FOA) quarterly Net Margin came in at 13.64% in Q1 2026, down 582.0% YoY from 2.83% in Q1 2025, and up 3203.37% on a QoQ basis from 0.44% in Q4 2025.

Finance of America Companies (FOA) Net Margin (2020 - 2026) Analysis & Trends

Finance of America Companies (FOA) has 7 years of Net Margin data on file, last reported at 13.64% in Q1 2026.

  • Quarterly Net Margin fell 582.0% year-over-year to 13.64% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.29% (down 389.0% YoY) and the FY2025 annual result came in at 9.65%, up 522.0% from the prior year.
  • Net Margin advanced to 13.64% in Q1 2026, from 0.44% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 19.46% in Q1 2025 to a low of 747.98% in Q4 2022.
  • A 5-year average of 67.73% and a median of 2.55% in 2024 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2022 — Net Margin plunged 18929 bps — and 2023, when it jumped 74451 bps.
  • Tracing FOA's Net Margin over 5 years: stood at 747.98% in 2022, then jumped by 100 bps to 3.47% in 2023, then tumbled by 58 bps to 5.5% in 2024, then surged by 92 bps to 0.44% in 2025, then jumped by 3203 bps to 13.64% in 2026.
  • The last three Net Margin figures came in at 13.64% (Q1 2026), 0.44% (Q4 2025), and 1.45% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 48.38%
2 Mastercard 506.53 Bn 493.04 Bn - 47.30%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 15.84%
4 Capital One Financial 136.19 Bn 81.48 Bn - 23.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 12.72%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 17.93%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.91%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 128.75%
10 Finance of America Companies 189.40 Mn -187.20 Mn 102.48 Mn 13.64%

Historic Data

Download Data
DateValue
Mar 31, 2026 13.64%
Dec 31, 2025 -0.44%
Sep 30, 2025 -1.45%
Mar 31, 2025 19.46%
Dec 31, 2024 -5.50%
Jun 30, 2024 -0.13%
Mar 31, 2024 -2.55%
Dec 31, 2023 -3.47%
Sep 30, 2023 -3.50%
Jun 30, 2023 0.43%
Mar 31, 2023 -11.13%
Dec 31, 2022 -747.98%
Sep 30, 2022 -183.49%
Jun 30, 2022 -91.92%
Mar 31, 2022 2.05%
Sep 30, 2021 5.80%
Jun 30, 2021 -3.81%
Mar 31, 2021 24.49%
Dec 31, 2020 28.27%
Sep 30, 2020 39.79%