Finance of America Companies (FOA) Net Margin (2020 - 2026)
Finance of America Companies' (FOA) quarterly Net Margin came in at 13.64% in Q1 2026, down 582.0% YoY from 2.83% in Q1 2025, and up 3203.37% on a QoQ basis from 0.44% in Q4 2025.
Finance of America Companies (FOA) Net Margin (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has 7 years of Net Margin data on file, last reported at 13.64% in Q1 2026.
- Quarterly Net Margin fell 582.0% year-over-year to 13.64% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.29% (down 389.0% YoY) and the FY2025 annual result came in at 9.65%, up 522.0% from the prior year.
- Net Margin advanced to 13.64% in Q1 2026, from 0.44% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 19.46% in Q1 2025 to a low of 747.98% in Q4 2022.
- A 5-year average of 67.73% and a median of 2.55% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin plunged 18929 bps — and 2023, when it jumped 74451 bps.
- Tracing FOA's Net Margin over 5 years: stood at 747.98% in 2022, then jumped by 100 bps to 3.47% in 2023, then tumbled by 58 bps to 5.5% in 2024, then surged by 92 bps to 0.44% in 2025, then jumped by 3203 bps to 13.64% in 2026.
- The last three Net Margin figures came in at 13.64% (Q1 2026), 0.44% (Q4 2025), and 1.45% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | Finance of America Companies | 189.40 Mn | -187.20 Mn | 102.48 Mn | 13.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.64% |
| Dec 31, 2025 | -0.44% |
| Sep 30, 2025 | -1.45% |
| Mar 31, 2025 | 19.46% |
| Dec 31, 2024 | -5.50% |
| Jun 30, 2024 | -0.13% |
| Mar 31, 2024 | -2.55% |
| Dec 31, 2023 | -3.47% |
| Sep 30, 2023 | -3.50% |
| Jun 30, 2023 | 0.43% |
| Mar 31, 2023 | -11.13% |
| Dec 31, 2022 | -747.98% |
| Sep 30, 2022 | -183.49% |
| Jun 30, 2022 | -91.92% |
| Mar 31, 2022 | 2.05% |
| Sep 30, 2021 | 5.80% |
| Jun 30, 2021 | -3.81% |
| Mar 31, 2021 | 24.49% |
| Dec 31, 2020 | 28.27% |
| Sep 30, 2020 | 39.79% |