Finance of America Companies (FOA) Net Margin (2020 - 2026)
Finance of America Companies (FOA) reported Net Margin of 13.64% for Q1 2026, down 582.0% on a YoY basis from 2.83% in Q1 2025, and up 3203.37% quarter-over-quarter from 0.44% in Q4 2025.
Finance of America Companies (FOA) Net Margin (2020 - 2026) Analysis & Trends
Finance of America Companies has reported Net Margin for 7 years, with the latest figure at 13.64% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 582.0% year-over-year to 13.64%; the trailing twelve-month figure through Mar 2026 stood at 3.41% (down 375.0% YoY), and the FY2025 full-year result was 9.65%, up 522.0% from the prior year.
- Net Margin for Q1 2026 stood at 13.64%, up from 0.44% in the prior quarter.
- The five-year high for Net Margin was 19.46% in Q1 2025, with the low at 747.98% in Q4 2022.
- Historically, Net Margin has averaged 68.97% across 5 years, with a median of 1.19% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin slumped 19447 bps — and 2023, when it jumped 74451 bps.
- Finance of America Companies' Net Margin stood at 747.98% in 2022, then jumped by 100 bps to 3.47% in 2023, then tumbled by 58 bps to 5.5% in 2024, then surged by 92 bps to 0.44% in 2025, then jumped by 3203 bps to 13.64% in 2026.
- The last three Net Margin figures came in at 13.64% (Q1 2026), 0.44% (Q4 2025), and 0.79% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Finance of America Companies | 167.47 Mn | -118.72 Mn | 102.48 Mn | 13.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.64% |
| Dec 31, 2025 | -0.44% |
| Sep 30, 2025 | -0.79% |
| Mar 31, 2025 | 19.46% |
| Dec 31, 2024 | -5.50% |
| Jun 30, 2024 | -0.26% |
| Mar 31, 2024 | -6.06% |
| Dec 31, 2023 | -3.47% |
| Sep 30, 2023 | -1.19% |
| Jun 30, 2023 | 0.43% |
| Mar 31, 2023 | -29.03% |
| Dec 31, 2022 | -747.98% |
| Sep 30, 2022 | -183.49% |
| Jun 30, 2022 | -91.92% |
| Mar 31, 2022 | 2.05% |
| Sep 30, 2021 | 10.98% |
| Jun 30, 2021 | -3.81% |
| Mar 31, 2021 | 24.49% |
| Dec 31, 2020 | 28.27% |
| Sep 30, 2020 | 39.79% |