Finance of America Companies (FOA) EBITDA Margin (2020 - 2026)

Finance of America Companies' (FOA) quarterly EBITDA Margin came in at 2.41% in Q1 2026, down 4344.0% YoY from 0.06% in Q1 2025, and up 92.63% on a QoQ basis from 32.62% in Q4 2025.

Finance of America Companies (FOA) EBITDA Margin (2020 - 2026) Analysis & Trends

Finance of America Companies (FOA) has 7 years of EBITDA Margin data on file, last reported at 2.41% in Q1 2026.

  • Quarterly EBITDA Margin fell 4344.0% year-over-year to 2.41% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.6% (down 2158.0% YoY) and the FY2025 annual result came in at 14.8%, up 1114.0% from the prior year.
  • EBITDA Margin improved to 2.41% in Q1 2026, from 32.62% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 335.94% in Q4 2022 to a low of 438.34% in Q2 2022.
  • A 5-year average of 3.15% and a median of 4.51% in 2023 frame the typical range for EBITDA Margin.
  • Annual changes were most pronounced in 2022 — EBITDA Margin plunged 45233 bps — and 2023, when it surged 43383 bps.
  • Tracing FOA's EBITDA Margin over 5 years: stood at 335.94% in 2022, then plunged by 85 bps to 49.17% in 2023, then jumped by 523 bps to 306.43% in 2024, then tumbled by 111 bps to 32.62% in 2025, then jumped by 93 bps to 2.41% in 2026.
  • The last three EBITDA Margin figures came in at 2.41% (Q1 2026), 32.62% (Q4 2025), and 60.95% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Finance of America Companies 189.40 Mn -187.20 Mn 102.48 Mn -2.41%

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.41%
Dec 31, 2025 -32.62%
Sep 30, 2025 -60.95%
Jun 30, 2025 44.46%
Mar 31, 2025 41.04%
Dec 31, 2024 306.43%
Sep 30, 2024 69.92%
Jun 30, 2024 -14.76%
Mar 31, 2024 -33.80%
Dec 31, 2023 49.17%
Sep 30, 2023 -58.71%
Jun 30, 2023 -4.51%
Mar 31, 2023 34.85%
Dec 31, 2022 335.94%
Sep 30, 2022 -175.24%
Jun 30, 2022 -438.34%
Mar 31, 2022 -6.99%
Sep 30, 2021 21.15%
Jun 30, 2021 13.99%
Mar 31, 2021 -1.80%