Finance of America Companies (FOA) EBITDA Margin (2020 - 2026)

Finance of America Companies (FOA) reported EBITDA Margin of 2.41% for Q1 2026, down 4344.0% on a YoY basis from 0.06% in Q1 2025, and up 92.63% quarter-over-quarter from 32.62% in Q4 2025.

Finance of America Companies (FOA) EBITDA Margin (2020 - 2026) Analysis & Trends

Finance of America Companies has reported EBITDA Margin for 7 years, with the latest figure at 2.41% in Q1 2026.

  • For the quarter ending Q1 2026, EBITDA Margin fell 4344.0% year-over-year to 2.41%; the trailing twelve-month figure through Mar 2026 stood at 0.6% (down 2158.0% YoY), and the FY2025 full-year result was 15.08%, up 1099.0% from the prior year.
  • EBITDA Margin for Q1 2026 stood at 2.41%, up from 32.62% in the prior quarter.
  • The five-year high for EBITDA Margin was 306.43% in Q4 2024, with the low at 438.34% in Q2 2022.
  • Historically, EBITDA Margin has averaged 24.73% across 5 years, with a median of 14.76% in 2024.
  • Annual changes were most pronounced in 2022 — EBITDA Margin sank 44345 bps — and 2023, when it surged 43383 bps.
  • Finance of America Companies' EBITDA Margin stood at 32.15% in 2022, then jumped by 253 bps to 49.17% in 2023, then jumped by 523 bps to 306.43% in 2024, then tumbled by 111 bps to 32.62% in 2025, then jumped by 93 bps to 2.41% in 2026.
  • The last three EBITDA Margin figures came in at 2.41% (Q1 2026), 32.62% (Q4 2025), and 60.95% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 28.77%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 13.91%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 15.79%
10 Finance of America Companies 167.47 Mn -118.72 Mn 102.48 Mn -2.41%

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.41%
Dec 31, 2025 -32.62%
Sep 30, 2025 -60.95%
Jun 30, 2025 44.46%
Mar 31, 2025 41.04%
Dec 31, 2024 306.43%
Sep 30, 2024 69.92%
Jun 30, 2024 -14.76%
Mar 31, 2024 -33.80%
Dec 31, 2023 49.17%
Sep 30, 2023 -58.71%
Jun 30, 2023 -4.51%
Mar 31, 2023 34.85%
Dec 31, 2022 -32.15%
Sep 30, 2022 -212.26%
Jun 30, 2022 -438.34%
Mar 31, 2022 -75.73%
Sep 30, 2021 20.21%
Jun 30, 2021 5.11%
Mar 31, 2021 -1.80%