Finance of America Companies (FOA) Interest Coverage Ratio (2020 - 2026)
Finance of America Companies' (FOA) quarterly Interest Coverage Ratio came in at 0.84 in Q2 2026, down 29.93% on a YoY basis from 1.19 in Q2 2025, and down 23.26% quarter-over-quarter from 1.09 in Q1 2026.
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Finance of America Companies (FOA) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has reported Interest Coverage Ratio for 7 consecutive years, with 0.84 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio fell 29.93% year-over-year to 0.84; the trailing twelve-month figure through Jun 2026 stood at 0.95 (down 16.48% YoY), and the FY2025 full-year result was 1.07, up 4.09% from the prior year.
- Interest Coverage Ratio fell to 0.84 in Q2 2026 per FOA's latest filing, from 1.09 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.84 in Q1 2023 and bottomed at 3.43 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 0.43 across 5 years, with a median of 0.94 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio sank 680.67% in 2022, then soared 478.71% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 0.38 in 2022, then jumped by 478.71% to 1.44 in 2023, then slumped by 55.59% to 0.64 in 2024, then jumped by 48.33% to 0.95 in 2025, then slipped by 11.74% to 0.84 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.84, 1.09, and 0.95 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 1.15 |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 3.95 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.05 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.25 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | -1.98 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.12 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 1.38 |
| 10 | Finance of America Companies | 125.92 Mn | 125.92 Mn | - | 0.84 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.84 |
| Mar 31, 2026 | 1.09 |
| Dec 31, 2025 | 0.95 |
| Sep 30, 2025 | 0.93 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.20 |
| Dec 31, 2024 | 0.64 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 0.99 |
| Mar 31, 2024 | 0.96 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 0.54 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 2.84 |
| Dec 31, 2022 | -0.38 |
| Sep 30, 2022 | -2.38 |
| Jun 30, 2022 | -3.43 |
| Mar 31, 2022 | -1.49 |
| Sep 30, 2021 | 1.76 |
| Jun 30, 2021 | 0.59 |