Finance of America Companies (FOA) Interest Coverage Ratio (2020 - 2026)
Finance of America Companies (FOA) reported Interest Coverage Ratio of 0.01 for Q1 2026, down 104.34% on a YoY basis from 0.17 in Q1 2025, and up 87.31% quarter-over-quarter from 0.06 in Q4 2025.
Finance of America Companies (FOA) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Finance of America Companies has reported Interest Coverage Ratio for 7 years, with the latest figure at 0.01 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 104.34% year-over-year to 0.01; the trailing twelve-month figure through Mar 2026 stood at 0.0 (down 98.34% YoY), and the FY2025 full-year result was 0.04, up 403.19% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.01, up from 0.06 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 22.0 in Q3 2024, with the low at 3.43 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 0.43 across 5 years, with a median of 0.37 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 680.67% — and 2024, when it soared 19913.66%.
- Finance of America Companies' Interest Coverage Ratio stood at 0.38 in 2022, then soared by 118.62% to 0.07 in 2023, then tumbled by 629.7% to 0.37 in 2024, then soared by 84.87% to 0.06 in 2025, then surged by 87.31% to 0.01 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.01 (Q1 2026), 0.06 (Q4 2025), and 3.4 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Finance of America Companies | 167.47 Mn | -118.72 Mn | 102.48 Mn | -0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.01 |
| Dec 31, 2025 | -0.06 |
| Sep 30, 2025 | -3.40 |
| Jun 30, 2025 | 0.19 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | -0.37 |
| Sep 30, 2024 | 22.00 |
| Jun 30, 2024 | -1.26 |
| Mar 31, 2024 | -3.10 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | -0.11 |
| Jun 30, 2023 | -0.66 |
| Mar 31, 2023 | 1.56 |
| Dec 31, 2022 | -0.38 |
| Sep 30, 2022 | -2.38 |
| Jun 30, 2022 | -3.43 |
| Mar 31, 2022 | -1.49 |
| Sep 30, 2021 | 2.45 |
| Jun 30, 2021 | 0.59 |
| Mar 31, 2021 | -0.27 |