Finance of America Companies FOA
NYSE FOA
$18.03 -0.25 (-1.37%)
At close: Aug 28, 2026 · 4:00 PM EDT

Finance of America Companies (FOA) Operating Margin (2020 - 2021)

Finance of America Companies' (FOA) quarterly Operating Margin came in at 2.41% in Q1 2026, down 4344.0% YoY from 0.06% in Q1 2025, and up 92.63% on a QoQ basis from 32.62% in Q4 2025.

Analysis

Finance of America Companies (FOA) Operating Margin (2020 - 2021) Analysis & Trends

Finance of America Companies (FOA) has 6 years of Operating Margin data on file, last reported at 2.41% in Q1 2026.

  • Quarterly Operating Margin fell 4344.0% year-over-year to 2.41% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.6% (down 2158.0% YoY) and the FY2025 annual result came in at 14.8%, up 1114.0% from the prior year.
  • Operating Margin improved to 2.41% in Q1 2026, from 32.62% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 306.43% in Q4 2024 to a low of 60.95% in Q3 2025.
  • A 4-year average of 26.01% and a median of 2.41% in 2026 frame the typical range for Operating Margin.
  • Annual changes were most pronounced in 2024 — Operating Margin soared 25727 bps — and 2025, when it slumped 33905 bps.
  • Tracing FOA's Operating Margin over 4 years: stood at 49.17% in 2023, then jumped by 523 bps to 306.43% in 2024, then tumbled by 111 bps to 32.62% in 2025, then jumped by 93 bps to 2.41% in 2026.
  • The last three Operating Margin figures came in at 2.41% (Q1 2026), 32.62% (Q4 2025), and 60.95% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 33.20%
10 Finance of America Companies 161.13 Mn 161.13 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2021 -1.80%
Dec 31, 2020 -0.20%
Sep 30, 2020 -0.17%
Jun 30, 2020 -0.02%