Finance of America Companies (FOA) Operating Margin (2020 - 2026)
Finance of America Companies (FOA) reported Operating Margin of 2.41% for Q1 2026, down 4344.0% on a YoY basis from 0.06% in Q1 2025, and up 92.63% quarter-over-quarter from 32.62% in Q4 2025.
Finance of America Companies (FOA) Operating Margin (2020 - 2026) Analysis & Trends
Finance of America Companies has reported Operating Margin for 6 years, with the latest figure at 2.41% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin fell 4344.0% year-over-year to 2.41%; the trailing twelve-month figure through Mar 2026 stood at 0.6% (down 2158.0% YoY), and the FY2025 full-year result was 14.8%, up 1114.0% from the prior year.
- Operating Margin for Q1 2026 stood at 2.41%, up from 32.62% in the prior quarter.
- The five-year high for Operating Margin was 306.43% in Q4 2024, with the low at 60.95% in Q3 2025.
- Historically, Operating Margin has averaged 26.01% across 4 years, with a median of 2.41% in 2026.
- Annual changes were most pronounced in 2024 — Operating Margin soared 25727 bps — and 2025, when it slumped 33905 bps.
- Finance of America Companies' Operating Margin stood at 49.17% in 2023, then jumped by 523 bps to 306.43% in 2024, then tumbled by 111 bps to 32.62% in 2025, then jumped by 93 bps to 2.41% in 2026.
- The last three Operating Margin figures came in at 2.41% (Q1 2026), 32.62% (Q4 2025), and 60.95% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Finance of America Companies | 167.47 Mn | -118.72 Mn | 102.48 Mn | -2.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.41% |
| Dec 31, 2025 | -32.62% |
| Sep 30, 2025 | -60.95% |
| Jun 30, 2025 | 44.46% |
| Mar 31, 2025 | 41.04% |
| Dec 31, 2024 | 306.43% |
| Sep 30, 2024 | 69.92% |
| Jun 30, 2024 | -14.76% |
| Mar 31, 2024 | -33.80% |
| Dec 31, 2023 | 49.17% |
| Sep 30, 2023 | -58.71% |
| Jun 30, 2023 | -4.51% |
| Mar 31, 2023 | 34.85% |
| Mar 31, 2021 | -1.80% |
| Dec 31, 2020 | -0.20% |
| Sep 30, 2020 | -0.17% |
| Jun 30, 2020 | -0.02% |