Finance of America Companies (FOA) Operating Margin (2020 - 2021)
Finance of America Companies' (FOA) quarterly Operating Margin came in at 2.41% in Q1 2026, down 4344.0% YoY from 0.06% in Q1 2025, and up 92.63% on a QoQ basis from 32.62% in Q4 2025.
Analysis
Finance of America Companies (FOA) Operating Margin (2020 - 2021) Analysis & Trends
Finance of America Companies (FOA) has 6 years of Operating Margin data on file, last reported at 2.41% in Q1 2026.
- Quarterly Operating Margin fell 4344.0% year-over-year to 2.41% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.6% (down 2158.0% YoY) and the FY2025 annual result came in at 14.8%, up 1114.0% from the prior year.
- Operating Margin improved to 2.41% in Q1 2026, from 32.62% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 306.43% in Q4 2024 to a low of 60.95% in Q3 2025.
- A 4-year average of 26.01% and a median of 2.41% in 2026 frame the typical range for Operating Margin.
- Annual changes were most pronounced in 2024 — Operating Margin soared 25727 bps — and 2025, when it slumped 33905 bps.
- Tracing FOA's Operating Margin over 4 years: stood at 49.17% in 2023, then jumped by 523 bps to 306.43% in 2024, then tumbled by 111 bps to 32.62% in 2025, then jumped by 93 bps to 2.41% in 2026.
- The last three Operating Margin figures came in at 2.41% (Q1 2026), 32.62% (Q4 2025), and 60.95% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Finance of America Companies | 161.13 Mn | 161.13 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2021 | -1.80% |
| Dec 31, 2020 | -0.20% |
| Sep 30, 2020 | -0.17% |
| Jun 30, 2020 | -0.02% |