Finance of America Companies (FOA) Operating Margin (2020 - 2026)
Finance of America Companies' (FOA) quarterly Operating Margin came in at 2.41% in Q1 2026, down 4344.0% YoY from 0.06% in Q1 2025, and up 92.63% on a QoQ basis from 32.62% in Q4 2025.
Finance of America Companies (FOA) Operating Margin (2020 - 2026) Analysis & Trends
Finance of America Companies (FOA) has 6 years of Operating Margin data on file, last reported at 2.41% in Q1 2026.
- Quarterly Operating Margin fell 4344.0% year-over-year to 2.41% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.6% (down 2158.0% YoY) and the FY2025 annual result came in at 14.8%, up 1114.0% from the prior year.
- Operating Margin improved to 2.41% in Q1 2026, from 32.62% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 306.43% in Q4 2024 to a low of 60.95% in Q3 2025.
- A 4-year average of 26.01% and a median of 2.41% in 2026 frame the typical range for Operating Margin.
- Annual changes were most pronounced in 2024 — Operating Margin soared 25727 bps — and 2025, when it slumped 33905 bps.
- Tracing FOA's Operating Margin over 4 years: stood at 49.17% in 2023, then jumped by 523 bps to 306.43% in 2024, then tumbled by 111 bps to 32.62% in 2025, then jumped by 93 bps to 2.41% in 2026.
- The last three Operating Margin figures came in at 2.41% (Q1 2026), 32.62% (Q4 2025), and 60.95% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Finance of America Companies | 189.40 Mn | -187.20 Mn | 102.48 Mn | -2.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.41% |
| Dec 31, 2025 | -32.62% |
| Sep 30, 2025 | -60.95% |
| Jun 30, 2025 | 44.46% |
| Mar 31, 2025 | 41.04% |
| Dec 31, 2024 | 306.43% |
| Sep 30, 2024 | 69.92% |
| Jun 30, 2024 | -14.76% |
| Mar 31, 2024 | -33.80% |
| Dec 31, 2023 | 49.17% |
| Sep 30, 2023 | -58.71% |
| Jun 30, 2023 | -4.51% |
| Mar 31, 2023 | 34.85% |
| Mar 31, 2021 | -1.80% |
| Dec 31, 2020 | -0.20% |
| Sep 30, 2020 | -0.17% |
| Jun 30, 2020 | -0.02% |