Citizens Community Bancorp Key Ratios (2010-2026)

Reported Financials

Citizens Community Bancorp Quarterly Ratios

Periods 65 quarters

Latest Jun 2026

Citizens Community Bancorp reported a net margin of 6.84% for the quarter ended Jun 2026. These financial ratios cover 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Ratios	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Profitability
EBT Margin	39.78%	43.99%	39.12%	34.72%	31.17%	36.40%	32.58%	29.47%	34.33%	32.83%	34.23%	34.95%	29.46%	24.48%	28.01%	25.06%	27.93%	31.00%	28.75%	7.68%
EBIT Margin	54.29%	56.65%	53.03%	49.36%	51.86%	64.53%	78.17%	91.75%	100.05%	105.08%	105.25%	115.66%	108.49%	99.23%	95.04%	81.98%	83.61%	86.25%	81.56%	60.62%
EBITDA Margin	54.29%	56.65%	53.03%	49.36%	51.86%	64.53%	78.17%	91.75%	100.05%	105.08%	105.25%	115.66%	108.49%	99.23%	95.04%	81.98%	83.61%	86.25%	81.56%	60.62%
Net Margin	29.16%	32.23%	29.63%	26.24%	23.59%	27.06%	24.27%	21.96%	17.01%	25.96%	26.95%	27.24%	23.13%	19.70%	22.53%	20.25%	22.68%	27.11%	23.31%	6.84%
FCF Margin	35.95%	13.67%	50.77%	40.88%	20.22%	42.64%	9.99%	15.74%	31.30%	23.59%	58.90%	35.65%	23.81%	17.39%	10.66%	-3.91%	38.43%	20.70%	21.14%	39.97%
Efficiency
Assets AverageAssets Avg.	1,733.97M	1,746.55M	1,757.55M	1,769.54M	1,771.90M	1,798.29M	1,838.55M	1,845.28M	1,830.46M	1,841.24M	1,835.35M	1,810.81M	1,800.72M	1,773.83M	1,764.24M	1,757.56M	1,731.08M	1,754.37M	1,802.36M	1,818.64M
Invested CapitalInvested Cap.	224.33M	229.29M	252.56M	251.87M	235.67M	239.50M	231.86M	232.91M	232.81M	240.80M	240.34M	237.54M	241.70M	240.69M	241.72M	245.18M	233.58M	239.74M	242.72M	243.23M
Asset Utilization RatioAsset Util.	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.04
Leverage & Solvency
Interest Coverage RatioInterest Cover	3.74	4.47	3.81	3.37	2.51	2.29	1.71	1.47	1.52	1.45	1.48	1.43	1.37	1.33	1.42	1.44	1.50	1.56	1.54	1.15
Debt Ratio	0.03	0.03	0.05	0.05	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.04	0.03	0.04	0.03	0.03	0.03	0.03
Times Interest Earned	3.74	4.47	3.81	3.37	2.51	2.29	1.71	1.47	1.52	1.45	1.48	1.43	1.37	1.33	1.42	1.44	1.50	1.56	1.54	1.15
Dividends & Payouts
Dividend Coverage RatioDiv. Cover			1.72				1.20				1.22				0.89				3.71	1.09
FCF Payout RatioFCF Cover			0.34				2.02				0.37				2.38				0.30	0.16
Dividend YieldDiv. Yield			1.72%				2.73%				2.65%				2.50%				0.53%	0.45%
Payout Ratio			0.58				0.83				0.82				1.13				0.27	0.92
Valuation
Price to EarningsP/E	28.94	23.88	33.80	33.36	31.94	26.71	30.37	28.90	40.23	33.11	30.93	32.42	43.44	60.18	44.93	42.17	43.02	40.13	50.77	204.83
Price to SalesP/S	8.44	7.70	10.02	8.75	7.53	7.23	7.37	6.35	6.84	8.59	8.34	8.83	10.05	11.85	10.13	8.54	9.76	10.88	11.83	14.01
Price to BookP/B	0.87	0.85	0.96	0.88	0.78	0.75	0.68	0.56	0.61	0.71	0.73	0.68	0.79	0.91	0.80	0.75	0.85	0.91	1.00	1.18
Enterprise Value	41.97M	95.60M	73.74M	112.81M	96.94M	88.26M	44.02M	47.39M	65.53M	81.84M	94.52M	77.23M	101.02M	107.73M	37.99M	64.69M	70.29M	46.69M	35.47M	97.67M
EV to EBIT	4.51	8.98	8.76	13.74	11.04	7.88	3.73	3.54	4.46	5.47	5.92	4.95	6.55	7.92	2.82	4.89	5.18	3.44	2.70	10.00
EV to EBITDA	4.51	8.98	8.76	13.74	11.04	7.88	3.73	3.54	4.46	5.47	5.92	4.95	6.55	7.92	2.82	4.89	5.18	3.44	2.70	10.00
Market Capitalization	144.63M	144.62M	159.06M	145.64M	127.52M	125.41M	111.22M	92.66M	100.49M	122.26M	126.44M	119.14M	142.75M	162.61M	143.65M	137.89M	158.40M	171.38M	190.65M	225.72M
Price to FCFP/FCF	23.48	56.29	19.73	21.41	37.25	16.95	73.80	40.32	21.87	36.43	14.15	24.77	42.20	68.18	94.94	-218.18	25.39	52.54	55.97	35.05
EV to FCF	6.81	37.21	9.15	16.59	28.32	11.93	29.21	20.62	14.26	24.39	10.58	16.06	29.86	45.17	25.11	-102.36	11.27	14.31	10.41	15.17
EV to CFO	5.71	24.03	8.32	14.87	22.62	10.32	24.19	18.72	13.60	20.71	10.33	15.08	28.82	41.04	23.55	-159.35	10.60	12.11	8.92	12.34
Return Ratios
Return on Sales [ROS]ROS	54.29%	56.65%	53.03%	49.36%	51.86%	64.53%	78.17%	91.75%	100.05%	105.08%	105.25%	115.66%	108.49%	99.23%	95.04%	81.98%	83.61%	86.25%	81.56%	60.62%
Return on Invested Capital [ROIC]ROIC	12.08%	12.73%	11.47%	10.78%	11.08%	11.61%	12.73%	14.53%	14.99%	15.97%	17.22%	18.22%	20.31%	19.80%	19.09%	18.32%	18.19%	18.83%	18.37%	17.27%
Return on Assets [ROA]ROA	1.08%	1.22%	1.16%	1.14%	1.08%	0.99%	0.91%	0.84%	0.77%	0.71%	0.73%	0.77%	0.82%	0.78%	0.73%	0.71%	0.74%	0.82%	0.83%	0.70%

Citizens Community Bancorp Ratios API

Pull Citizens Community Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=CZWI&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "CZWI", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=CZWI&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

Citizens Community Bancorp CZWI Ratios (2010-2026)

Citizens Community Bancorp Quarterly Ratios

Citizens Community Bancorp Ratios API

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