Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026)

Citizens Community Bancorp has reported Net Margin for 17 years, with the latest figure at 23.31% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 78.0% year-over-year to 23.31%; the trailing twelve-month figure through Mar 2026 stood at 23.31% (up 18.0% YoY), and the FY2025 full-year result was 23.14%, down 117.0% from the prior year.
• Net Margin for Q1 2026 stood at 23.31%, down from 27.11% in the prior quarter.
• The five-year high for Net Margin was 29.63% in Q1 2022, with the low at 17.01% in Q3 2023.
• Historically, Net Margin has averaged 24.04% across 5 years, with a median of 23.59% in 2022.
• The largest YoY upside for Net Margin was 741 bps in 2025 against a maximum downside of 699 bps in 2025.
• Citizens Community Bancorp's Net Margin stood at 27.06% in 2022, then dropped by 4 bps to 25.96% in 2023, then fell by 24 bps to 19.7% in 2024, then soared by 38 bps to 27.11% in 2025, then declined by 14 bps to 23.31% in 2026.
• The last three Net Margin figures came in at 23.31% (Q1 2026), 27.11% (Q4 2025), and 22.68% (Q3 2025), per Business Quant data.