Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026)
Citizens Community Bancorp's (CZWI) quarterly Net Margin came in at 78.64% in Q1 2026, up 5610.0% year-on-year from 1.38% in Q1 2025, and up 33.14% quarter-over-quarter from 59.07% in Q4 2025.
Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 78.64% for Q1 2026.
- On a quarterly basis, Net Margin rose 5610.0% year-over-year to 78.64% in Q1 2026; TTM through Mar 2026 was 64.95%, a 4199.0% increase from a year earlier, with the FY2025 full-year figure at 26.8%, down 100.0% from the prior year.
- Net Margin improved to 78.64% in Q1 2026 per CZWI's latest filing, from 59.07% in the prior quarter.
- Across five years, Net Margin topped out at 7157.38% in Q2 2022 and bottomed at 130.11% in Q2 2023.
- The 5-year median for Net Margin is 29.63% (2022), against an average of 439.24%.
- Across the five-year window, Net Margin jumped 712224 bps in 2022 and slumped 728749 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 58.58% in 2022, then soared by 66 bps to 97.29% in 2023, then plunged by 82 bps to 17.68% in 2024, then jumped by 234 bps to 59.07% in 2025, then surged by 33 bps to 78.64% in 2026.
- Per Business Quant, the three latest CZWI Net Margin figures stand at 78.64% (Q1 2026), 59.07% (Q4 2025), and 56.21% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Citizens Community Bancorp | 221.21 Mn | 66.03 Mn | - | 78.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 78.64% |
| Dec 31, 2025 | 59.07% |
| Sep 30, 2025 | 56.21% |
| Jun 30, 2025 | 72.60% |
| Mar 31, 2025 | 22.53% |
| Dec 31, 2024 | 17.68% |
| Sep 30, 2024 | 23.13% |
| Jun 30, 2024 | 29.80% |
| Mar 31, 2024 | 26.95% |
| Dec 31, 2023 | 97.29% |
| Sep 30, 2023 | -45.11% |
| Jun 30, 2023 | -130.11% |
| Mar 31, 2023 | 24.27% |
| Dec 31, 2022 | 58.58% |
| Sep 30, 2022 | -111.54% |
| Jun 30, 2022 | 7,157.38% |
| Mar 31, 2022 | 29.63% |
| Dec 31, 2021 | 32.23% |
| Sep 30, 2021 | 29.79% |
| Jun 30, 2021 | 35.13% |