Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026)
Citizens Community Bancorp posted quarterly Net Margin of 23.31% for Q1 2026, up 78.0% year-on-year from 13.1% in Q1 2025, and down 14.0% on a QoQ basis from 27.11% in Q4 2025.
Citizens Community Bancorp (CZWI) has 17 years of Net Margin data on file, last reported at 23.31% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 78.0% year-over-year to 23.31%; the trailing twelve-month figure through Mar 2026 stood at 23.31% (up 18.0% YoY), and the FY2025 full-year result was 23.14%, down 117.0% from the prior year.
- Net Margin for Q1 2026 stood at 23.31%, down from 27.11% in the prior quarter.
- Across five years, Net Margin topped out at 29.63% in Q1 2022 and bottomed at 17.01% in Q3 2023.
- The 5-year median for Net Margin is 23.59% (2022), against an average of 24.04%.
- Peak annual rise in Net Margin reached 741 bps in 2025, while the deepest fall reached 699 bps in 2025.
- A 5-year view of Net Margin shows it stood at 27.06% in 2022, then declined by 4 bps to 25.96% in 2023, then retreated by 24 bps to 19.7% in 2024, then jumped by 38 bps to 27.11% in 2025, then fell by 14 bps to 23.31% in 2026.
- The last three Net Margin figures came in at 23.31% (Q1 2026), 27.11% (Q4 2025), and 22.68% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Citizens Community Bancorp | 196.47 Mn | 41.29 Mn | - | 23.31% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.31% |
| Dec 31, 2025 | 27.11% |
| Sep 30, 2025 | 22.68% |
| Jun 30, 2025 | 20.25% |
| Mar 31, 2025 | 22.53% |
| Dec 31, 2024 | 19.70% |
| Sep 30, 2024 | 23.13% |
| Jun 30, 2024 | 27.24% |
| Mar 31, 2024 | 26.95% |
| Dec 31, 2023 | 25.96% |
| Sep 30, 2023 | 17.01% |
| Jun 30, 2023 | 21.96% |
| Mar 31, 2023 | 24.27% |
| Dec 31, 2022 | 27.06% |
| Sep 30, 2022 | 23.59% |
| Jun 30, 2022 | 26.24% |
| Mar 31, 2022 | 29.63% |
| Dec 31, 2021 | 32.23% |
| Sep 30, 2021 | 29.16% |
| Jun 30, 2021 | 28.31% |
| Mar 31, 2021 | 32.50% |
| Dec 31, 2020 | 19.68% |
| Sep 30, 2020 | 20.51% |
| Jun 30, 2020 | 17.72% |
| Mar 31, 2020 | 16.01% |
| Jun 30, 2019 | 26.81% |
| Mar 31, 2019 | 3.07% |
| Sep 30, 2018 | 11.07% |
| Jun 30, 2018 | 5.44% |
| Mar 31, 2018 | 14.85% |
| Dec 31, 2017 | 14.16% |
| Jun 30, 2017 | 17.17% |
| Mar 31, 2017 | 14.71% |
| Dec 31, 2016 | 13.82% |
| Jun 30, 2016 | 14.13% |
| Mar 31, 2016 | 12.41% |
| Dec 31, 2015 | 15.39% |
| Jun 30, 2015 | 11.21% |
| Mar 31, 2015 | 10.82% |
| Dec 31, 2014 | 12.17% |
| Sep 30, 2014 | 22.08% |
| Jun 30, 2014 | 9.55% |
| Mar 31, 2014 | 5.87% |
| Dec 31, 2013 | 5.17% |
| Sep 30, 2013 | 5.00% |
| Jun 30, 2013 | 3.09% |
| Mar 31, 2013 | 6.09% |
| Dec 31, 2012 | 4.54% |
| Sep 30, 2012 | 6.67% |
| Jun 30, 2012 | 4.54% |
| Mar 31, 2012 | 1.17% |
| Dec 31, 2011 | -7.71% |
| Sep 30, 2011 | 2.93% |
| Jun 30, 2011 | 2.95% |
| Mar 31, 2011 | 1.33% |
| Dec 31, 2010 | -4.34% |
| Sep 30, 2010 | 940.97% |
| Jun 30, 2010 | 2.75% |