Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026)

Citizens Community Bancorp's (CZWI) quarterly Net Margin came in at 78.64% in Q1 2026, up 5610.0% year-on-year from 1.38% in Q1 2025, and up 33.14% quarter-over-quarter from 59.07% in Q4 2025.

Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026) Analysis & Trends

Citizens Community Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 78.64% for Q1 2026.

  • On a quarterly basis, Net Margin rose 5610.0% year-over-year to 78.64% in Q1 2026; TTM through Mar 2026 was 64.95%, a 4199.0% increase from a year earlier, with the FY2025 full-year figure at 26.8%, down 100.0% from the prior year.
  • Net Margin improved to 78.64% in Q1 2026 per CZWI's latest filing, from 59.07% in the prior quarter.
  • Across five years, Net Margin topped out at 7157.38% in Q2 2022 and bottomed at 130.11% in Q2 2023.
  • The 5-year median for Net Margin is 29.63% (2022), against an average of 439.24%.
  • Across the five-year window, Net Margin jumped 712224 bps in 2022 and slumped 728749 bps in 2023, its largest moves.
  • Year by year, Net Margin stood at 58.58% in 2022, then soared by 66 bps to 97.29% in 2023, then plunged by 82 bps to 17.68% in 2024, then jumped by 234 bps to 59.07% in 2025, then surged by 33 bps to 78.64% in 2026.
  • Per Business Quant, the three latest CZWI Net Margin figures stand at 78.64% (Q1 2026), 59.07% (Q4 2025), and 56.21% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Citizens Community Bancorp 221.21 Mn 66.03 Mn - 78.64%

Historic Data

Download Data
DateValue
Mar 31, 2026 78.64%
Dec 31, 2025 59.07%
Sep 30, 2025 56.21%
Jun 30, 2025 72.60%
Mar 31, 2025 22.53%
Dec 31, 2024 17.68%
Sep 30, 2024 23.13%
Jun 30, 2024 29.80%
Mar 31, 2024 26.95%
Dec 31, 2023 97.29%
Sep 30, 2023 -45.11%
Jun 30, 2023 -130.11%
Mar 31, 2023 24.27%
Dec 31, 2022 58.58%
Sep 30, 2022 -111.54%
Jun 30, 2022 7,157.38%
Mar 31, 2022 29.63%
Dec 31, 2021 32.23%
Sep 30, 2021 29.79%
Jun 30, 2021 35.13%