Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026)
Citizens Community Bancorp (CZWI) posted Net Margin of 6.84% for Q2 2026, down 70.66% on a QoQ basis from 23.31% in Q1 2026, and down 1341.0% year-over-year from 0.55% in Q2 2025.
Powered by 
Analysis
Citizens Community Bancorp (CZWI) Net Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported Net Margin for 17 years, with the latest figure at 6.84% in Q2 2026.
- On a quarterly basis, Net Margin fell 1341.0% year-over-year to 6.84% in Q2 2026; TTM through Jun 2026 was 19.95%, a 143.0% decrease from a year earlier, with the FY2025 full-year figure at 23.14%, down 117.0% from the prior year.
- Net Margin was 6.84% for Q2 2026 at Citizens Community Bancorp, down from 23.31% in the prior quarter.
- The five-year high for Net Margin was 29.63% in Q1 2022, with the low at 6.84% in Q2 2026.
- Average Net Margin over 5 years is 23.08%, with a median of 23.45% recorded in 2022.
- The sharpest annual moves came in 2025 and 2026: Net Margin jumped 741 bps in 2025, then sank 1341 bps in 2026.
- Over 5 years, Net Margin stood at 27.06% in 2022, then fell by 4 bps to 25.96% in 2023, then decreased by 24 bps to 19.7% in 2024, then surged by 38 bps to 27.11% in 2025, then sank by 75 bps to 6.84% in 2026.
- The last three Net Margin figures came in at 6.84% (Q2 2026), 23.31% (Q1 2026), and 27.11% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | Citizens Community Bancorp | 211.05 Mn | 83.00 Mn | - | 6.84% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.84% |
| Mar 31, 2026 | 23.31% |
| Dec 31, 2025 | 27.11% |
| Sep 30, 2025 | 22.68% |
| Jun 30, 2025 | 20.25% |
| Mar 31, 2025 | 22.53% |
| Dec 31, 2024 | 19.70% |
| Sep 30, 2024 | 23.13% |
| Jun 30, 2024 | 27.24% |
| Mar 31, 2024 | 26.95% |
| Dec 31, 2023 | 25.96% |
| Sep 30, 2023 | 17.01% |
| Jun 30, 2023 | 21.96% |
| Mar 31, 2023 | 24.27% |
| Dec 31, 2022 | 27.06% |
| Sep 30, 2022 | 23.59% |
| Jun 30, 2022 | 26.24% |
| Mar 31, 2022 | 29.63% |
| Dec 31, 2021 | 32.23% |
| Sep 30, 2021 | 29.16% |
API Access
Citizens Community Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();