Citizens Community Bancorp (CZWI) EBT Margin (2010 - 2026)

Citizens Community Bancorp (CZWI) reported EBT Margin of 28.75% for Q1 2026, up 74.0% on a YoY basis from 16.53% in Q1 2025, and down 7.25% quarter-over-quarter from 31.0% in Q4 2025.

Citizens Community Bancorp (CZWI) EBT Margin (2010 - 2026) Analysis & Trends

Citizens Community Bancorp has reported EBT Margin for 17 years, with the latest figure at 28.75% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 74.0% year-over-year to 28.75%; the trailing twelve-month figure through Mar 2026 stood at 28.17% (down 102.0% YoY), and the FY2025 full-year result was 27.98%, down 286.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 28.75%, down from 31.0% in the prior quarter.
  • The five-year high for EBT Margin was 39.12% in Q1 2022, with the low at 24.48% in Q4 2024.
  • Historically, EBT Margin has averaged 31.44% across 5 years, with a median of 31.17% in 2022.
  • The largest YoY upside for EBT Margin was 652 bps in 2025 against a maximum downside of 989 bps in 2025.
  • Citizens Community Bancorp's EBT Margin stood at 36.4% in 2022, then retreated by 10 bps to 32.83% in 2023, then slipped by 25 bps to 24.48% in 2024, then rose by 27 bps to 31.0% in 2025, then dropped by 7 bps to 28.75% in 2026.
  • The last three EBT Margin figures came in at 28.75% (Q1 2026), 31.0% (Q4 2025), and 27.93% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Citizens Community Bancorp 204.26 Mn 49.08 Mn - 28.75%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.75%
Dec 31, 2025 31.00%
Sep 30, 2025 27.93%
Jun 30, 2025 25.06%
Mar 31, 2025 28.01%
Dec 31, 2024 24.48%
Sep 30, 2024 29.46%
Jun 30, 2024 34.95%
Mar 31, 2024 34.23%
Dec 31, 2023 32.83%
Sep 30, 2023 34.33%
Jun 30, 2023 29.47%
Mar 31, 2023 32.58%
Dec 31, 2022 36.40%
Sep 30, 2022 31.17%
Jun 30, 2022 34.72%
Mar 31, 2022 39.12%
Dec 31, 2021 43.99%
Sep 30, 2021 39.78%
Jun 30, 2021 38.65%