Citizens Community Bancorp (CZWI) EBT Margin (2010 - 2026)
Citizens Community Bancorp (CZWI) reported EBT Margin of 28.75% for Q1 2026, up 74.0% on a YoY basis from 16.53% in Q1 2025, and down 7.25% quarter-over-quarter from 31.0% in Q4 2025.
Citizens Community Bancorp (CZWI) EBT Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported EBT Margin for 17 years, with the latest figure at 28.75% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 74.0% year-over-year to 28.75%; the trailing twelve-month figure through Mar 2026 stood at 28.17% (down 102.0% YoY), and the FY2025 full-year result was 27.98%, down 286.0% from the prior year.
- EBT Margin for Q1 2026 stood at 28.75%, down from 31.0% in the prior quarter.
- The five-year high for EBT Margin was 39.12% in Q1 2022, with the low at 24.48% in Q4 2024.
- Historically, EBT Margin has averaged 31.44% across 5 years, with a median of 31.17% in 2022.
- The largest YoY upside for EBT Margin was 652 bps in 2025 against a maximum downside of 989 bps in 2025.
- Citizens Community Bancorp's EBT Margin stood at 36.4% in 2022, then retreated by 10 bps to 32.83% in 2023, then slipped by 25 bps to 24.48% in 2024, then rose by 27 bps to 31.0% in 2025, then dropped by 7 bps to 28.75% in 2026.
- The last three EBT Margin figures came in at 28.75% (Q1 2026), 31.0% (Q4 2025), and 27.93% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Citizens Community Bancorp | 204.26 Mn | 49.08 Mn | - | 28.75% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.75% |
| Dec 31, 2025 | 31.00% |
| Sep 30, 2025 | 27.93% |
| Jun 30, 2025 | 25.06% |
| Mar 31, 2025 | 28.01% |
| Dec 31, 2024 | 24.48% |
| Sep 30, 2024 | 29.46% |
| Jun 30, 2024 | 34.95% |
| Mar 31, 2024 | 34.23% |
| Dec 31, 2023 | 32.83% |
| Sep 30, 2023 | 34.33% |
| Jun 30, 2023 | 29.47% |
| Mar 31, 2023 | 32.58% |
| Dec 31, 2022 | 36.40% |
| Sep 30, 2022 | 31.17% |
| Jun 30, 2022 | 34.72% |
| Mar 31, 2022 | 39.12% |
| Dec 31, 2021 | 43.99% |
| Sep 30, 2021 | 39.78% |
| Jun 30, 2021 | 38.65% |