Citizens Community Bancorp (CZWI) EBT Margin (2010 - 2026)
Citizens Community Bancorp (CZWI) posted EBT Margin of 7.68% for Q2 2026, down 73.3% on a QoQ basis from 28.75% in Q1 2026, and down 1739.0% year-over-year from 0.47% in Q2 2025.
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Citizens Community Bancorp (CZWI) EBT Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported EBT Margin for 17 years, with the latest figure at 7.68% in Q2 2026.
- On a quarterly basis, EBT Margin fell 1739.0% year-over-year to 7.68% in Q2 2026; TTM through Jun 2026 was 23.81%, a 291.0% decrease from a year earlier, with the FY2025 full-year figure at 27.98%, down 286.0% from the prior year.
- EBT Margin was 7.68% for Q2 2026 at Citizens Community Bancorp, down from 28.75% in the prior quarter.
- The five-year high for EBT Margin was 39.12% in Q1 2022, with the low at 7.68% in Q2 2026.
- Average EBT Margin over 5 years is 30.12%, with a median of 31.09% recorded in 2022.
- The sharpest annual moves came in 2025 and 2026: EBT Margin surged 652 bps in 2025, then slumped 1739 bps in 2026.
- Over 5 years, EBT Margin stood at 36.4% in 2022, then slipped by 10 bps to 32.83% in 2023, then declined by 25 bps to 24.48% in 2024, then advanced by 27 bps to 31.0% in 2025, then slumped by 75 bps to 7.68% in 2026.
- The last three EBT Margin figures came in at 7.68% (Q2 2026), 28.75% (Q1 2026), and 31.0% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Citizens Community Bancorp | 211.05 Mn | 83.00 Mn | - | 7.68% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.68% |
| Mar 31, 2026 | 28.75% |
| Dec 31, 2025 | 31.00% |
| Sep 30, 2025 | 27.93% |
| Jun 30, 2025 | 25.06% |
| Mar 31, 2025 | 28.01% |
| Dec 31, 2024 | 24.48% |
| Sep 30, 2024 | 29.46% |
| Jun 30, 2024 | 34.95% |
| Mar 31, 2024 | 34.23% |
| Dec 31, 2023 | 32.83% |
| Sep 30, 2023 | 34.33% |
| Jun 30, 2023 | 29.47% |
| Mar 31, 2023 | 32.58% |
| Dec 31, 2022 | 36.40% |
| Sep 30, 2022 | 31.17% |
| Jun 30, 2022 | 34.72% |
| Mar 31, 2022 | 39.12% |
| Dec 31, 2021 | 43.99% |
| Sep 30, 2021 | 39.78% |
API Access
Citizens Community Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();