Citizens Community Bancorp (CZWI) Times Interest Earned (2010 - 2026)
Citizens Community Bancorp's (CZWI) quarterly Times Interest Earned came in at $1.27 in Q1 2026, down 10.67% year-on-year from $1.42 in Q1 2025, and down 18.86% quarter-over-quarter from $1.56 in Q4 2025.
Citizens Community Bancorp (CZWI) Times Interest Earned (2010 - 2026) Analysis & Trends
Citizens Community Bancorp's Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.27 for Q1 2026.
- On a quarterly basis, Times Interest Earned fell 10.67% year-over-year to $1.27 in Q1 2026; TTM through Mar 2026 was $4.82, a 223.69% increase from a year earlier, with the FY2025 full-year figure at $1.48, up 5.27% from the prior year.
- Times Interest Earned declined to $1.27 in Q1 2026 per CZWI's latest filing, from $1.56 in the prior quarter.
- Across five years, Times Interest Earned topped out at $3.81 in Q1 2022 and bottomed at $1.16 in Q2 2023.
- The 5-year median for Times Interest Earned is $1.37 (2024), against an average of $1.6.
- Across the five-year window, Times Interest Earned tumbled 66.46% in 2022 and surged 154.04% in 2024, its largest moves.
- Year by year, Times Interest Earned stood at $1.5 in 2022, then declined by 17.24% to $1.24 in 2023, then soared by 154.04% to $3.16 in 2024, then plunged by 50.52% to $1.56 in 2025, then retreated by 18.86% to $1.27 in 2026.
- Per Business Quant, the three latest CZWI Times Interest Earned figures stand at $1.27 (Q1 2026), $1.56 (Q4 2025), and $1.24 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Citizens Community Bancorp | 221.21 Mn | 66.03 Mn | - | 1.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.27 |
| Dec 31, 2025 | 1.56 |
| Sep 30, 2025 | 1.24 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 3.16 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.17 |
| Jun 30, 2023 | 1.16 |
| Mar 31, 2023 | 1.71 |
| Dec 31, 2022 | 1.50 |
| Sep 30, 2022 | 1.22 |
| Jun 30, 2022 | 1.33 |
| Mar 31, 2022 | 3.81 |
| Dec 31, 2021 | 4.47 |
| Sep 30, 2021 | 3.39 |
| Jun 30, 2021 | 3.43 |