Citizens Community Bancorp (CZWI) Times Interest Earned (2010 - 2026)

Citizens Community Bancorp (CZWI) reported Times Interest Earned of $1.54 for Q1 2026, up 8.93% on a YoY basis from $1.42 in Q1 2025, and down 1.06% quarter-over-quarter from $1.56 in Q4 2025.

Citizens Community Bancorp (CZWI) Times Interest Earned (2010 - 2026) Analysis & Trends

Citizens Community Bancorp has reported Times Interest Earned for 17 years, with the latest figure at $1.54 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned rose 8.93% year-over-year to $1.54; the trailing twelve-month figure through Mar 2026 stood at $1.51 (up 8.87% YoY), and the FY2025 full-year result was $1.48, up 5.27% from the prior year.
  • Times Interest Earned for Q1 2026 stood at $1.54, down from $1.56 in the prior quarter.
  • The five-year high for Times Interest Earned was $3.81 in Q1 2022, with the low at $1.33 in Q4 2024.
  • Historically, Times Interest Earned has averaged $1.84 across 5 years, with a median of $1.5 in 2025.
  • Annual changes were most pronounced in 2023 — Times Interest Earned tumbled 56.3% — and 2025, when it increased 17.6%.
  • Citizens Community Bancorp's Times Interest Earned stood at $2.29 in 2022, then plunged by 36.59% to $1.45 in 2023, then slipped by 8.73% to $1.33 in 2024, then rose by 17.6% to $1.56 in 2025, then fell by 1.06% to $1.54 in 2026.
  • The last three Times Interest Earned figures came in at $1.54 (Q1 2026), $1.56 (Q4 2025), and $1.5 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens Community Bancorp 204.26 Mn 49.08 Mn - 1.54

Historic Data

Download Data
DateValue
Mar 31, 2026 1.54
Dec 31, 2025 1.56
Sep 30, 2025 1.50
Jun 30, 2025 1.44
Mar 31, 2025 1.42
Dec 31, 2024 1.33
Sep 30, 2024 1.37
Jun 30, 2024 1.43
Mar 31, 2024 1.48
Dec 31, 2023 1.45
Sep 30, 2023 1.52
Jun 30, 2023 1.47
Mar 31, 2023 1.71
Dec 31, 2022 2.29
Sep 30, 2022 2.51
Jun 30, 2022 3.37
Mar 31, 2022 3.81
Dec 31, 2021 4.47
Sep 30, 2021 3.74
Jun 30, 2021 3.43