Citizens Community Bancorp (CZWI) Times Interest Earned (2009 - 2026)
Citizens Community Bancorp's (CZWI) Times Interest Earned stood at 1.15 in Q2 2026, down 20.5% from 1.44 a year earlier and down 25.9% from the prior quarter.
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Analysis
Citizens Community Bancorp (CZWI) Times Interest Earned (2009 - 2026) Analysis & Trends
On a TTM basis, Citizens Community Bancorp's Times Interest Earned came in at 1.44 as of Jun 30, 2026, up 3.8% year-over-year; for FY2025, it was 1.48, up 5.3% from FY2024.
- Across earlier years, Times Interest Earned came in at 1.40 in FY2024 (-8.0%), 1.53 in FY2023 (-45.6%), 2.81 in FY2022 (-25.9%) and 3.79 in FY2021 (+71.6%).
- The Q2 2026 figure is the lowest quarterly Times Interest Earned since Q4 2017.
- On a year-over-year basis, Times Interest Earned rose in four of the last eight quarters, with an average decline of 0.9%.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 76.7% in Q4 2021, against a decline of 56.3% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.54 (Q1 2026), 1.56 (Q4 2025) and 1.50 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | Citizens Community Bancorp | 224.54 Mn | -285.38 Mn | - | 1.76 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.76 |
| Jun 30, 2026 | 1.15 |
| Mar 31, 2026 | 1.54 |
| Dec 31, 2025 | 1.56 |
| Sep 30, 2025 | 1.50 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.45 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.71 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 2.51 |
| Jun 30, 2022 | 3.37 |
| Mar 31, 2022 | 3.81 |
| Dec 31, 2021 | 4.47 |
API Access
Citizens Community Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CZWI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();