Citizens Community Bancorp (CZWI) Debt Ratio (2010 - 2026)

Citizens Community Bancorp's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.03 for Q1 2026.

• On a quarterly basis, Debt Ratio fell 17.91% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 17.91% decrease from a year earlier, with the FY2025 full-year figure at 0.03, down 17.48% from the prior year.
• Debt Ratio eased to 0.03 in Q1 2026 per CZWI's latest filing, from 0.03 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.05 in Q2 2022 and bottomed at 0.03 in Q3 2025.
• The 5-year median for Debt Ratio is 0.04 (2023), against an average of 0.04.
• Across the five-year window, Debt Ratio jumped 45.57% in 2022 and fell 26.24% in 2023, its largest moves.
• Year by year, Debt Ratio stood at 0.04 in 2022, then dropped by 8.59% to 0.04 in 2023, then dropped by 3.31% to 0.04 in 2024, then slipped by 17.48% to 0.03 in 2025, then decreased by 2.19% to 0.03 in 2026.
• Per Business Quant, the three latest CZWI Debt Ratio figures stand at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025).