Citizens Community Bancorp (CZWI) Debt Ratio (2010 - 2026)

Citizens Community Bancorp has reported Debt Ratio for 17 years, with the latest figure at 0.03 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 17.91% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 17.91% YoY), and the FY2025 full-year result was 0.03, down 17.48% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.03, down from 0.03 in the prior quarter.
• The five-year high for Debt Ratio was 0.05 in Q2 2022, with the low at 0.03 in Q3 2025.
• Historically, Debt Ratio has averaged 0.04 across 5 years, with a median of 0.04 in 2023.
• Annual changes were most pronounced in 2022 — Debt Ratio surged 45.57% — and 2023, when it dropped 26.24%.
• Citizens Community Bancorp's Debt Ratio stood at 0.04 in 2022, then slipped by 8.59% to 0.04 in 2023, then slipped by 3.31% to 0.04 in 2024, then decreased by 17.48% to 0.03 in 2025, then retreated by 2.19% to 0.03 in 2026.
• The last three Debt Ratio figures came in at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.