Citizens Community Bancorp (CZWI) Debt Ratio (2010 - 2026)
Citizens Community Bancorp (CZWI) posted quarterly Debt Ratio of 0.03 for Q1 2026, down 17.91% year-over-year from 0.03 in Q1 2025, and down 2.19% quarter-over-quarter from 0.03 in Q4 2025.
Citizens Community Bancorp (CZWI) Debt Ratio (2010 - 2026) Analysis & Trends
Citizens Community Bancorp's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.03 for Q1 2026.
- In Q1 2026, Debt Ratio fell 17.91% year-over-year to 0.03; the TTM figure through Mar 2026 stood at 0.03 (down 17.91% YoY), while the FY2025 annual figure was 0.03, down 17.48% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.03, down from 0.03 in the prior quarter.
- The five-year high for Debt Ratio was 0.05 in Q2 2022, with the low at 0.03 in Q3 2025.
- The 5-year median for Debt Ratio is 0.04 (2023), against an average of 0.04.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 45.57% in 2022, then slipped 26.24% in 2023.
- Citizens Community Bancorp's Debt Ratio stood at 0.04 in 2022, then slipped by 8.59% to 0.04 in 2023, then slipped by 3.31% to 0.04 in 2024, then decreased by 17.48% to 0.03 in 2025, then retreated by 2.19% to 0.03 in 2026.
- Business Quant data shows CZWI's Debt Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.03 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | Citizens Community Bancorp | 204.07 Mn | 76.02 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |