Citizens Community Bancorp (CZWI) Debt Ratio (2010 - 2026)
Citizens Community Bancorp (CZWI) posted Debt Ratio of 0.03 for Q2 2026, up 0.56% on a QoQ basis from 0.03 in Q1 2026, and down 19.6% year-over-year from 0.04 in Q2 2025.
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Analysis
Citizens Community Bancorp (CZWI) Debt Ratio (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported Debt Ratio for 17 years, with the latest figure at 0.03 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 19.6% year-over-year to 0.03 in Q2 2026; TTM through Jun 2026 was 0.03, a 19.6% decrease from a year earlier, with the FY2025 full-year figure at 0.03, down 17.48% from the prior year.
- Debt Ratio was 0.03 for Q2 2026 at Citizens Community Bancorp, up from 0.03 in the prior quarter.
- The five-year high for Debt Ratio was 0.05 in Q2 2022, with the low at 0.03 in Q3 2025.
- Average Debt Ratio over 5 years is 0.04, with a median of 0.04 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio soared 45.57% in 2022, then declined 26.24% in 2023.
- Over 5 years, Debt Ratio stood at 0.04 in 2022, then declined by 8.59% to 0.04 in 2023, then declined by 3.31% to 0.04 in 2024, then dropped by 17.48% to 0.03 in 2025, then decreased by 1.64% to 0.03 in 2026.
- The last three Debt Ratio figures came in at 0.03 (Q2 2026), 0.03 (Q1 2026), and 0.03 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | Citizens Community Bancorp | 211.05 Mn | 83.00 Mn | - | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
API Access
Citizens Community Bancorp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=CZWI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();