Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026)
Citizens Community Bancorp (CZWI) posted quarterly Interest Coverage Ratio of 1.27 for Q1 2026, down 10.67% year-over-year from 1.42 in Q1 2025, and down 18.86% quarter-over-quarter from 1.56 in Q4 2025.
Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Citizens Community Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.27 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 10.67% year-over-year to 1.27; the TTM figure through Mar 2026 stood at 4.82 (up 247.05% YoY), while the FY2025 annual figure was 1.48, up 5.27% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.27, down from 1.56 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 47.09 in Q4 2022, with the low at 1.13 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.33 (2022), against an average of 4.17.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 1810.68% in 2022, then slumped 97.6% in 2023.
- Citizens Community Bancorp's Interest Coverage Ratio stood at 47.09 in 2022, then sank by 97.6% to 1.13 in 2023, then grew by 17.73% to 1.33 in 2024, then rose by 17.18% to 1.56 in 2025, then fell by 18.86% to 1.27 in 2026.
- Business Quant data shows CZWI's Interest Coverage Ratio at 1.27 in Q1 2026, 1.56 in Q4 2025, and 1.24 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Citizens Community Bancorp | 204.07 Mn | 76.02 Mn | - | 1.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.16 |
| Mar 31, 2026 | 1.27 |
| Dec 31, 2025 | 1.56 |
| Sep 30, 2025 | 1.24 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.13 |
| Sep 30, 2023 | 1.17 |
| Jun 30, 2023 | 1.16 |
| Mar 31, 2023 | 1.71 |
| Dec 31, 2022 | 47.09 |
| Sep 30, 2022 | 1.22 |
| Jun 30, 2022 | 1.33 |
| Mar 31, 2022 | 3.81 |
| Dec 31, 2021 | 2.46 |
| Sep 30, 2021 | 3.39 |