Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026)

Citizens Community Bancorp (CZWI) reported Interest Coverage Ratio of 1.54 for Q1 2026, up 8.93% on a YoY basis from 1.42 in Q1 2025, and down 1.06% quarter-over-quarter from 1.56 in Q4 2025.

Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Citizens Community Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.54 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 8.93% year-over-year to 1.54; the trailing twelve-month figure through Mar 2026 stood at 1.51 (up 8.87% YoY), and the FY2025 full-year result was 1.48, up 5.27% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.54, down from 1.56 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 3.81 in Q1 2022, with the low at 1.33 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 1.84 across 5 years, with a median of 1.5 in 2025.
  • Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 56.3% — and 2025, when it increased 17.6%.
  • Citizens Community Bancorp's Interest Coverage Ratio stood at 2.29 in 2022, then plunged by 36.59% to 1.45 in 2023, then slipped by 8.73% to 1.33 in 2024, then rose by 17.6% to 1.56 in 2025, then fell by 1.06% to 1.54 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.54 (Q1 2026), 1.56 (Q4 2025), and 1.5 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens Community Bancorp 204.26 Mn 49.08 Mn - 1.54

Historic Data

Download Data
DateValue
Mar 31, 2026 1.54
Dec 31, 2025 1.56
Sep 30, 2025 1.50
Jun 30, 2025 1.44
Mar 31, 2025 1.42
Dec 31, 2024 1.33
Sep 30, 2024 1.37
Jun 30, 2024 1.43
Mar 31, 2024 1.48
Dec 31, 2023 1.45
Sep 30, 2023 1.52
Jun 30, 2023 1.47
Mar 31, 2023 1.71
Dec 31, 2022 2.29
Sep 30, 2022 2.51
Jun 30, 2022 3.37
Mar 31, 2022 3.81
Dec 31, 2021 4.47
Sep 30, 2021 3.74
Jun 30, 2021 3.43