Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026)

Citizens Community Bancorp's (CZWI) quarterly Interest Coverage Ratio came in at 1.27 in Q1 2026, down 10.67% year-on-year from 1.42 in Q1 2025, and down 18.86% quarter-over-quarter from 1.56 in Q4 2025.

Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Citizens Community Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.27 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 10.67% year-over-year to 1.27 in Q1 2026; TTM through Mar 2026 was 4.82, a 223.69% increase from a year earlier, with the FY2025 full-year figure at 1.48, up 5.27% from the prior year.
  • Interest Coverage Ratio declined to 1.27 in Q1 2026 per CZWI's latest filing, from 1.56 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 3.81 in Q1 2022 and bottomed at 1.16 in Q2 2023.
  • The 5-year median for Interest Coverage Ratio is 1.37 (2024), against an average of 1.6.
  • Across the five-year window, Interest Coverage Ratio tumbled 66.46% in 2022 and surged 154.04% in 2024, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 1.5 in 2022, then declined by 17.24% to 1.24 in 2023, then soared by 154.04% to 3.16 in 2024, then plunged by 50.52% to 1.56 in 2025, then retreated by 18.86% to 1.27 in 2026.
  • Per Business Quant, the three latest CZWI Interest Coverage Ratio figures stand at 1.27 (Q1 2026), 1.56 (Q4 2025), and 1.24 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 4,194.23 Bn 4,194.23 Bn 167,623.00 -22.98
2 Lloyds Banking 364.12 Bn 364.12 Bn - -
3 First Capital 210.67 Bn 210.33 Bn - 1.27
4 Landmark Bancorp 192.57 Bn 192.53 Bn - 2.19
5 NatWest 145.86 Bn 145.86 Bn 1.79 Bn -
6 Pnc Financial Services 100.86 Bn 100.86 Bn - 1.86
7 Grupo Aval Acciones Y Valores 77.70 Bn -1,273.58 Bn - 0.16
8 Nu Holdings 70.37 Bn 55.22 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 68.00 Bn 68.00 Bn - -
10 Citizens Community Bancorp 206.96 Mn 51.78 Mn - 1.27

Historic Data

Download Data
DateValue
Mar 31, 2026 1.27
Dec 31, 2025 1.56
Sep 30, 2025 1.24
Jun 30, 2025 1.19
Mar 31, 2025 1.42
Dec 31, 2024 3.16
Sep 30, 2024 1.37
Jun 30, 2024 1.43
Mar 31, 2024 1.48
Dec 31, 2023 1.24
Sep 30, 2023 1.17
Jun 30, 2023 1.16
Mar 31, 2023 1.71
Dec 31, 2022 1.50
Sep 30, 2022 1.22
Jun 30, 2022 1.33
Mar 31, 2022 3.81
Dec 31, 2021 4.47
Sep 30, 2021 3.39
Jun 30, 2021 3.43