Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026)
Citizens Community Bancorp (CZWI) posted Interest Coverage Ratio of 1.15 for Q2 2026, down 25.87% on a QoQ basis from 1.54 in Q1 2026, and down 20.5% year-over-year from 1.44 in Q2 2025.
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Analysis
Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.15 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 20.5% year-over-year to 1.15 in Q2 2026; TTM through Jun 2026 was 1.44, a 3.76% increase from a year earlier, with the FY2025 full-year figure at 1.48, up 5.27% from the prior year.
- Interest Coverage Ratio was 1.15 for Q2 2026 at Citizens Community Bancorp, down from 1.54 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 3.81 in Q1 2022, with the low at 1.15 in Q2 2026.
- Average Interest Coverage Ratio over 5 years is 1.8, with a median of 1.49 recorded in 2025.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio slumped 56.3% in 2023, then rose 17.6% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.29 in 2022, then plunged by 36.59% to 1.45 in 2023, then declined by 8.73% to 1.33 in 2024, then advanced by 17.6% to 1.56 in 2025, then decreased by 26.65% to 1.15 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.15 (Q2 2026), 1.54 (Q1 2026), and 1.56 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Citizens Community Bancorp | 211.05 Mn | 83.00 Mn | - | 1.15 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.15 |
| Mar 31, 2026 | 1.54 |
| Dec 31, 2025 | 1.56 |
| Sep 30, 2025 | 1.50 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.45 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.71 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 2.51 |
| Jun 30, 2022 | 3.37 |
| Mar 31, 2022 | 3.81 |
| Dec 31, 2021 | 4.47 |
| Sep 30, 2021 | 3.74 |
API Access
Citizens Community Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CZWI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();