Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026)
Citizens Community Bancorp posted quarterly Interest Coverage Ratio of 1.54 for Q1 2026, up 8.93% year-on-year from 1.42 in Q1 2025, and down 1.06% on a QoQ basis from 1.56 in Q4 2025.
Citizens Community Bancorp (CZWI) has 17 years of Interest Coverage Ratio data on file, last reported at 1.54 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 8.93% year-over-year to 1.54; the trailing twelve-month figure through Mar 2026 stood at 1.51 (up 8.87% YoY), and the FY2025 full-year result was 1.48, up 5.27% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.54, down from 1.56 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.81 in Q1 2022 and bottomed at 1.33 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 1.5 (2025), against an average of 1.84.
- The widest annual swing landed in 2023, when Interest Coverage Ratio sank 56.3%; it then increased 17.6% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.29 in 2022, then tumbled by 36.59% to 1.45 in 2023, then dropped by 8.73% to 1.33 in 2024, then gained by 17.6% to 1.56 in 2025, then retreated by 1.06% to 1.54 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.54 (Q1 2026), 1.56 (Q4 2025), and 1.5 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Citizens Community Bancorp | 196.47 Mn | 41.29 Mn | - | 1.54 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.54 |
| Dec 31, 2025 | 1.56 |
| Sep 30, 2025 | 1.50 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.45 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.71 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 2.51 |
| Jun 30, 2022 | 3.37 |
| Mar 31, 2022 | 3.81 |
| Dec 31, 2021 | 4.47 |
| Sep 30, 2021 | 3.74 |
| Jun 30, 2021 | 3.43 |
| Mar 31, 2021 | 3.61 |
| Dec 31, 2020 | 2.53 |
| Sep 30, 2020 | 2.43 |
| Jun 30, 2020 | 2.16 |
| Mar 31, 2020 | 1.84 |
| Jun 30, 2019 | 2.32 |
| Mar 31, 2019 | 1.08 |
| Sep 30, 2018 | 1.76 |
| Jun 30, 2018 | 1.32 |
| Mar 31, 2018 | 1.92 |
| Dec 31, 2017 | 2.18 |
| Jun 30, 2017 | 2.29 |
| Mar 31, 2017 | 2.06 |
| Dec 31, 2016 | 2.01 |
| Jun 30, 2016 | 2.07 |
| Mar 31, 2016 | 1.92 |
| Dec 31, 2015 | 2.17 |
| Jun 30, 2015 | 1.87 |
| Mar 31, 2015 | 1.85 |
| Dec 31, 2014 | 2.03 |
| Sep 30, 2014 | 3.00 |
| Jun 30, 2014 | 1.85 |
| Mar 31, 2014 | 1.48 |
| Dec 31, 2013 | 1.43 |
| Sep 30, 2013 | 1.36 |
| Jun 30, 2013 | 1.20 |
| Mar 31, 2013 | 1.41 |
| Dec 31, 2012 | 1.30 |
| Sep 30, 2012 | 1.23 |
| Jun 30, 2012 | 1.30 |
| Mar 31, 2012 | 1.07 |
| Dec 31, 2011 | 0.63 |
| Sep 30, 2011 | 1.14 |
| Jun 30, 2011 | 1.14 |
| Mar 31, 2011 | 1.06 |
| Dec 31, 2010 | 0.85 |
| Sep 30, 2010 | -1.94 |
| Jun 30, 2010 | 1.10 |