Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026)
Citizens Community Bancorp's (CZWI) quarterly Interest Coverage Ratio came in at 1.27 in Q1 2026, down 10.67% year-on-year from 1.42 in Q1 2025, and down 18.86% quarter-over-quarter from 1.56 in Q4 2025.
Citizens Community Bancorp (CZWI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Citizens Community Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.27 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 10.67% year-over-year to 1.27 in Q1 2026; TTM through Mar 2026 was 4.82, a 223.69% increase from a year earlier, with the FY2025 full-year figure at 1.48, up 5.27% from the prior year.
- Interest Coverage Ratio declined to 1.27 in Q1 2026 per CZWI's latest filing, from 1.56 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.81 in Q1 2022 and bottomed at 1.16 in Q2 2023.
- The 5-year median for Interest Coverage Ratio is 1.37 (2024), against an average of 1.6.
- Across the five-year window, Interest Coverage Ratio tumbled 66.46% in 2022 and surged 154.04% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 1.5 in 2022, then declined by 17.24% to 1.24 in 2023, then soared by 154.04% to 3.16 in 2024, then plunged by 50.52% to 1.56 in 2025, then retreated by 18.86% to 1.27 in 2026.
- Per Business Quant, the three latest CZWI Interest Coverage Ratio figures stand at 1.27 (Q1 2026), 1.56 (Q4 2025), and 1.24 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,194.23 Bn | 4,194.23 Bn | 167,623.00 | -22.98 |
| 2 | Lloyds Banking | 364.12 Bn | 364.12 Bn | - | - |
| 3 | First Capital | 210.67 Bn | 210.33 Bn | - | 1.27 |
| 4 | Landmark Bancorp | 192.57 Bn | 192.53 Bn | - | 2.19 |
| 5 | NatWest | 145.86 Bn | 145.86 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.86 Bn | 100.86 Bn | - | 1.86 |
| 7 | Grupo Aval Acciones Y Valores | 77.70 Bn | -1,273.58 Bn | - | 0.16 |
| 8 | Nu Holdings | 70.37 Bn | 55.22 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.00 Bn | 68.00 Bn | - | - |
| 10 | Citizens Community Bancorp | 206.96 Mn | 51.78 Mn | - | 1.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.27 |
| Dec 31, 2025 | 1.56 |
| Sep 30, 2025 | 1.24 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 3.16 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.17 |
| Jun 30, 2023 | 1.16 |
| Mar 31, 2023 | 1.71 |
| Dec 31, 2022 | 1.50 |
| Sep 30, 2022 | 1.22 |
| Jun 30, 2022 | 1.33 |
| Mar 31, 2022 | 3.81 |
| Dec 31, 2021 | 4.47 |
| Sep 30, 2021 | 3.39 |
| Jun 30, 2021 | 3.43 |