Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026)

Citizens Community Bancorp (CZWI) reported FCF Margin of 21.14% for Q1 2026, up 1048.0% on a YoY basis from 1.84% in Q1 2025, and up 2.13% quarter-over-quarter from 20.7% in Q4 2025.

Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026) Analysis & Trends

Citizens Community Bancorp has reported FCF Margin for 17 years, with the latest figure at 21.14% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 1048.0% year-over-year to 21.14%; the trailing twelve-month figure through Mar 2026 stood at 19.11% (down 264.0% YoY), and the FY2025 full-year result was 16.66%, down 1783.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 21.14%, up from 20.7% in the prior quarter.
  • The five-year high for FCF Margin was 58.9% in Q1 2024, with the low at 3.91% in Q2 2025.
  • Historically, FCF Margin has averaged 26.94% across 5 years, with a median of 23.59% in 2023.
  • Annual changes were most pronounced in 2022 — FCF Margin surged 6479 bps — and 2025, when it plunged 4823 bps.
  • Citizens Community Bancorp's FCF Margin stood at 42.64% in 2022, then tumbled by 45 bps to 23.59% in 2023, then fell by 26 bps to 17.39% in 2024, then grew by 19 bps to 20.7% in 2025, then grew by 2 bps to 21.14% in 2026.
  • The last three FCF Margin figures came in at 21.14% (Q1 2026), 20.7% (Q4 2025), and 38.43% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens Community Bancorp 204.26 Mn 49.08 Mn - 21.14%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.14%
Dec 31, 2025 20.70%
Sep 30, 2025 38.43%
Jun 30, 2025 -3.91%
Mar 31, 2025 10.66%
Dec 31, 2024 17.39%
Sep 30, 2024 23.81%
Jun 30, 2024 35.65%
Mar 31, 2024 58.90%
Dec 31, 2023 23.59%
Sep 30, 2023 31.30%
Jun 30, 2023 15.74%
Mar 31, 2023 9.99%
Dec 31, 2022 42.64%
Sep 30, 2022 20.22%
Jun 30, 2022 40.88%
Mar 31, 2022 50.77%
Dec 31, 2021 13.67%
Sep 30, 2021 35.95%
Jun 30, 2021 -23.91%