Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026)
Citizens Community Bancorp (CZWI) reported FCF Margin of 21.14% for Q1 2026, up 1048.0% on a YoY basis from 1.84% in Q1 2025, and up 2.13% quarter-over-quarter from 20.7% in Q4 2025.
Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported FCF Margin for 17 years, with the latest figure at 21.14% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1048.0% year-over-year to 21.14%; the trailing twelve-month figure through Mar 2026 stood at 19.11% (down 264.0% YoY), and the FY2025 full-year result was 16.66%, down 1783.0% from the prior year.
- FCF Margin for Q1 2026 stood at 21.14%, up from 20.7% in the prior quarter.
- The five-year high for FCF Margin was 58.9% in Q1 2024, with the low at 3.91% in Q2 2025.
- Historically, FCF Margin has averaged 26.94% across 5 years, with a median of 23.59% in 2023.
- Annual changes were most pronounced in 2022 — FCF Margin surged 6479 bps — and 2025, when it plunged 4823 bps.
- Citizens Community Bancorp's FCF Margin stood at 42.64% in 2022, then tumbled by 45 bps to 23.59% in 2023, then fell by 26 bps to 17.39% in 2024, then grew by 19 bps to 20.7% in 2025, then grew by 2 bps to 21.14% in 2026.
- The last three FCF Margin figures came in at 21.14% (Q1 2026), 20.7% (Q4 2025), and 38.43% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens Community Bancorp | 204.26 Mn | 49.08 Mn | - | 21.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.14% |
| Dec 31, 2025 | 20.70% |
| Sep 30, 2025 | 38.43% |
| Jun 30, 2025 | -3.91% |
| Mar 31, 2025 | 10.66% |
| Dec 31, 2024 | 17.39% |
| Sep 30, 2024 | 23.81% |
| Jun 30, 2024 | 35.65% |
| Mar 31, 2024 | 58.90% |
| Dec 31, 2023 | 23.59% |
| Sep 30, 2023 | 31.30% |
| Jun 30, 2023 | 15.74% |
| Mar 31, 2023 | 9.99% |
| Dec 31, 2022 | 42.64% |
| Sep 30, 2022 | 20.22% |
| Jun 30, 2022 | 40.88% |
| Mar 31, 2022 | 50.77% |
| Dec 31, 2021 | 13.67% |
| Sep 30, 2021 | 35.95% |
| Jun 30, 2021 | -23.91% |