Citizens Community Bancorp Inc. (CZWI) FCF Margin (2010 - 2026)
Citizens Community Bancorp (CZWI) recorded FCF Margin of 39.97% in Q2 2026, up 43.88 percentage points from -3.91% a year earlier and up 18.82 percentage points from the prior quarter.
Citizens Community Bancorp Inc. (CZWI) FCF Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Citizens Community Bancorp's FCF Margin came in at 30.13% as of Jun 30, 2026, up 18.71 percentage points year-over-year; for FY2025, it was 16.66%, down 17.83 percentage points from FY2024.
- Annual FCF Margin has a five-year change of -14.22 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 34.48% in FY2024 (+14.42 pp), 20.06% in FY2023 (-18.39 pp), 38.45% in FY2022 (+12.81 pp) and 25.65% in FY2021 (-5.23 pp).
- The Q2 2026 figure is the highest quarterly FCF Margin since Q1 2024.
- On a year-over-year basis, FCF Margin has increased for four consecutive quarters, with an average year-over-year change of -3.65 percentage points over the last eight quarters.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 64.79 percentage points in Q2 2022, against a drop of 48.23 percentage points in Q1 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 21.14% (Q1 2026), 20.70% (Q4 2025) and 38.43% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.97% |
| Mar 31, 2026 | 21.14% |
| Dec 31, 2025 | 20.70% |
| Sep 30, 2025 | 38.43% |
| Jun 30, 2025 | -3.91% |
| Mar 31, 2025 | 10.66% |
| Dec 31, 2024 | 17.39% |
| Sep 30, 2024 | 23.81% |
| Jun 30, 2024 | 35.65% |
| Mar 31, 2024 | 58.90% |
| Dec 31, 2023 | 23.59% |
| Sep 30, 2023 | 31.30% |
| Jun 30, 2023 | 15.74% |
| Mar 31, 2023 | 9.99% |
| Dec 31, 2022 | 42.64% |
| Sep 30, 2022 | 20.22% |
| Jun 30, 2022 | 40.88% |
| Mar 31, 2022 | 50.77% |
| Dec 31, 2021 | 13.67% |
| Sep 30, 2021 | 35.95% |
Citizens Community Bancorp Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();