Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026)
Citizens Community Bancorp's (CZWI) quarterly FCF Margin came in at 71.33% in Q1 2026, up 6067.0% year-on-year from 1.16% in Q1 2025, and up 58.12% quarter-over-quarter from 45.11% in Q4 2025.
Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp's FCF Margin history runs 17 years deep, the most recent figure standing at 71.33% for Q1 2026.
- On a quarterly basis, FCF Margin rose 6067.0% year-over-year to 71.33% in Q1 2026; TTM through Mar 2026 was 53.23%, a 3164.0% increase from a year earlier, with the FY2025 full-year figure at 19.3%, down 2016.0% from the prior year.
- FCF Margin climbed to 71.33% in Q1 2026 per CZWI's latest filing, from 45.11% in the prior quarter.
- Across five years, FCF Margin topped out at 11150.82% in Q2 2022 and bottomed at 95.61% in Q3 2022.
- The 5-year median for FCF Margin is 39.0% (2024), against an average of 674.47%.
- Across the five-year window, FCF Margin jumped 1118049 bps in 2022 and tumbled 1124408 bps in 2023, its largest moves.
- Year by year, FCF Margin stood at 92.3% in 2022, then decreased by 4 bps to 88.41% in 2023, then slumped by 82 bps to 15.6% in 2024, then jumped by 189 bps to 45.11% in 2025, then soared by 58 bps to 71.33% in 2026.
- Per Business Quant, the three latest CZWI FCF Margin figures stand at 71.33% (Q1 2026), 45.11% (Q4 2025), and 95.25% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Citizens Community Bancorp | 221.21 Mn | 66.03 Mn | - | 71.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 71.33% |
| Dec 31, 2025 | 45.11% |
| Sep 30, 2025 | 95.25% |
| Jun 30, 2025 | -14.03% |
| Mar 31, 2025 | 10.66% |
| Dec 31, 2024 | 15.60% |
| Sep 30, 2024 | 23.81% |
| Jun 30, 2024 | 39.00% |
| Mar 31, 2024 | 58.90% |
| Dec 31, 2023 | 88.41% |
| Sep 30, 2023 | -83.01% |
| Jun 30, 2023 | -93.26% |
| Mar 31, 2023 | 9.99% |
| Dec 31, 2022 | 92.30% |
| Sep 30, 2022 | -95.61% |
| Jun 30, 2022 | 11,150.82% |
| Mar 31, 2022 | 50.77% |
| Dec 31, 2021 | 13.67% |
| Sep 30, 2021 | 36.73% |
| Jun 30, 2021 | -29.68% |