Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026)
Citizens Community Bancorp (CZWI) posted FCF Margin of 39.97% for Q2 2026, up 89.03% on a QoQ basis from 21.14% in Q1 2026, and up 4388.0% year-over-year from 0.89% in Q2 2025.
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Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026) Analysis & Trends
Citizens Community Bancorp has reported FCF Margin for 17 years, with the latest figure at 39.97% in Q2 2026.
- On a quarterly basis, FCF Margin rose 4388.0% year-over-year to 39.97% in Q2 2026; TTM through Jun 2026 was 30.13%, a 1871.0% increase from a year earlier, with the FY2025 full-year figure at 16.66%, down 1783.0% from the prior year.
- FCF Margin was 39.97% for Q2 2026 at Citizens Community Bancorp, up from 21.14% in the prior quarter.
- The five-year high for FCF Margin was 58.9% in Q1 2024, with the low at 3.91% in Q2 2025.
- Average FCF Margin over 5 years is 27.66%, with a median of 23.7% recorded in 2023.
- The sharpest annual moves came in 2022 and 2025: FCF Margin soared 6479 bps in 2022, then tumbled 4823 bps in 2025.
- Over 5 years, FCF Margin stood at 42.64% in 2022, then tumbled by 45 bps to 23.59% in 2023, then decreased by 26 bps to 17.39% in 2024, then rose by 19 bps to 20.7% in 2025, then soared by 93 bps to 39.97% in 2026.
- The last three FCF Margin figures came in at 39.97% (Q2 2026), 21.14% (Q1 2026), and 20.7% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 29.43% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 16.10% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | Citizens Community Bancorp | 211.05 Mn | 83.00 Mn | - | 39.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.97% |
| Mar 31, 2026 | 21.14% |
| Dec 31, 2025 | 20.70% |
| Sep 30, 2025 | 38.43% |
| Jun 30, 2025 | -3.91% |
| Mar 31, 2025 | 10.66% |
| Dec 31, 2024 | 17.39% |
| Sep 30, 2024 | 23.81% |
| Jun 30, 2024 | 35.65% |
| Mar 31, 2024 | 58.90% |
| Dec 31, 2023 | 23.59% |
| Sep 30, 2023 | 31.30% |
| Jun 30, 2023 | 15.74% |
| Mar 31, 2023 | 9.99% |
| Dec 31, 2022 | 42.64% |
| Sep 30, 2022 | 20.22% |
| Jun 30, 2022 | 40.88% |
| Mar 31, 2022 | 50.77% |
| Dec 31, 2021 | 13.67% |
| Sep 30, 2021 | 35.95% |
API Access
Citizens Community Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CZWI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CZWI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();