Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026)
Citizens Community Bancorp posted quarterly FCF Margin of 21.14% for Q1 2026, up 1048.0% year-on-year from 1.84% in Q1 2025, and up 2.13% on a QoQ basis from 20.7% in Q4 2025.
Citizens Community Bancorp (CZWI) has 17 years of FCF Margin data on file, last reported at 21.14% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1048.0% year-over-year to 21.14%; the trailing twelve-month figure through Mar 2026 stood at 19.11% (down 264.0% YoY), and the FY2025 full-year result was 16.66%, down 1783.0% from the prior year.
- FCF Margin for Q1 2026 stood at 21.14%, up from 20.7% in the prior quarter.
- Across five years, FCF Margin topped out at 58.9% in Q1 2024 and bottomed at 3.91% in Q2 2025.
- The 5-year median for FCF Margin is 23.59% (2023), against an average of 26.94%.
- The widest annual swing landed in 2022, when FCF Margin surged 6479 bps; it then slumped 4823 bps in 2025.
- A 5-year view of FCF Margin shows it stood at 42.64% in 2022, then slumped by 45 bps to 23.59% in 2023, then retreated by 26 bps to 17.39% in 2024, then increased by 19 bps to 20.7% in 2025, then increased by 2 bps to 21.14% in 2026.
- The last three FCF Margin figures came in at 21.14% (Q1 2026), 20.7% (Q4 2025), and 38.43% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Citizens Community Bancorp | 196.47 Mn | 41.29 Mn | - | 21.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.14% |
| Dec 31, 2025 | 20.70% |
| Sep 30, 2025 | 38.43% |
| Jun 30, 2025 | -3.91% |
| Mar 31, 2025 | 10.66% |
| Dec 31, 2024 | 17.39% |
| Sep 30, 2024 | 23.81% |
| Jun 30, 2024 | 35.65% |
| Mar 31, 2024 | 58.90% |
| Dec 31, 2023 | 23.59% |
| Sep 30, 2023 | 31.30% |
| Jun 30, 2023 | 15.74% |
| Mar 31, 2023 | 9.99% |
| Dec 31, 2022 | 42.64% |
| Sep 30, 2022 | 20.22% |
| Jun 30, 2022 | 40.88% |
| Mar 31, 2022 | 50.77% |
| Dec 31, 2021 | 13.67% |
| Sep 30, 2021 | 35.95% |
| Jun 30, 2021 | -23.91% |
| Mar 31, 2021 | 77.14% |
| Dec 31, 2020 | 39.23% |
| Sep 30, 2020 | 28.42% |
| Jun 30, 2020 | 2.51% |
| Mar 31, 2020 | 54.30% |
| Jun 30, 2019 | 7.04% |
| Mar 31, 2019 | -7.33% |
| Sep 30, 2018 | 57.25% |
| Jun 30, 2018 | 167.58% |
| Mar 31, 2018 | 24.25% |
| Dec 31, 2017 | 23.41% |
| Jun 30, 2017 | 19.43% |
| Mar 31, 2017 | 53.26% |
| Dec 31, 2016 | -35.54% |
| Jun 30, 2016 | 37.24% |
| Mar 31, 2016 | 16.37% |
| Dec 31, 2015 | 15.50% |
| Jun 30, 2015 | 19.50% |
| Mar 31, 2015 | 43.71% |
| Dec 31, 2014 | 5.31% |
| Sep 30, 2014 | 31.24% |
| Jun 30, 2014 | 49.41% |
| Mar 31, 2014 | 24.71% |
| Dec 31, 2013 | 21.11% |
| Sep 30, 2013 | 29.91% |
| Jun 30, 2013 | 44.07% |
| Mar 31, 2013 | 30.87% |
| Dec 31, 2012 | 7.32% |
| Sep 30, 2012 | 36.75% |
| Jun 30, 2012 | 37.97% |
| Mar 31, 2012 | 43.67% |
| Dec 31, 2011 | 37.56% |
| Sep 30, 2011 | 37.20% |
| Jun 30, 2011 | 39.60% |
| Mar 31, 2011 | 46.42% |
| Dec 31, 2010 | 37.28% |
| Sep 30, 2010 | -415.49% |