Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026)

Citizens Community Bancorp's (CZWI) quarterly FCF Margin came in at 71.33% in Q1 2026, up 6067.0% year-on-year from 1.16% in Q1 2025, and up 58.12% quarter-over-quarter from 45.11% in Q4 2025.

Citizens Community Bancorp (CZWI) FCF Margin (2010 - 2026) Analysis & Trends

Citizens Community Bancorp's FCF Margin history runs 17 years deep, the most recent figure standing at 71.33% for Q1 2026.

  • On a quarterly basis, FCF Margin rose 6067.0% year-over-year to 71.33% in Q1 2026; TTM through Mar 2026 was 53.23%, a 3164.0% increase from a year earlier, with the FY2025 full-year figure at 19.3%, down 2016.0% from the prior year.
  • FCF Margin climbed to 71.33% in Q1 2026 per CZWI's latest filing, from 45.11% in the prior quarter.
  • Across five years, FCF Margin topped out at 11150.82% in Q2 2022 and bottomed at 95.61% in Q3 2022.
  • The 5-year median for FCF Margin is 39.0% (2024), against an average of 674.47%.
  • Across the five-year window, FCF Margin jumped 1118049 bps in 2022 and tumbled 1124408 bps in 2023, its largest moves.
  • Year by year, FCF Margin stood at 92.3% in 2022, then decreased by 4 bps to 88.41% in 2023, then slumped by 82 bps to 15.6% in 2024, then jumped by 189 bps to 45.11% in 2025, then soared by 58 bps to 71.33% in 2026.
  • Per Business Quant, the three latest CZWI FCF Margin figures stand at 71.33% (Q1 2026), 45.11% (Q4 2025), and 95.25% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 Citizens Community Bancorp 221.21 Mn 66.03 Mn - 71.33%

Historic Data

Download Data
DateValue
Mar 31, 2026 71.33%
Dec 31, 2025 45.11%
Sep 30, 2025 95.25%
Jun 30, 2025 -14.03%
Mar 31, 2025 10.66%
Dec 31, 2024 15.60%
Sep 30, 2024 23.81%
Jun 30, 2024 39.00%
Mar 31, 2024 58.90%
Dec 31, 2023 88.41%
Sep 30, 2023 -83.01%
Jun 30, 2023 -93.26%
Mar 31, 2023 9.99%
Dec 31, 2022 92.30%
Sep 30, 2022 -95.61%
Jun 30, 2022 11,150.82%
Mar 31, 2022 50.77%
Dec 31, 2021 13.67%
Sep 30, 2021 36.73%
Jun 30, 2021 -29.68%