Civista Bancshares, Inc. Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 93.02%94.01%92.28%92.07%93.66%94.38%93.83%95.56%89.08%
EBT Margin -6.08%9.28%14.11%14.51%22.77%28.42%179.18%163.03%109.57%222.48%219.11%246.40%191.70%166.23%191.26%
EBIT Margin 14.46%3.15%4.80%4.94%7.74%9.66%62.72%57.06%23.01%46.72%46.01%-301.17%40.26%34.91%40.17%
Operating Margin 3.15%4.80%4.94%7.74%9.66%62.72%57.06%23.01%46.72%46.01%-301.17%40.26%34.91%40.17%
Net Margin -4.80%5.37%8.47%9.65%16.61%18.11%118.14%107.27%86.07%186.88%189.96%206.50%160.69%141.11%165.68%
FCF Margin 39.85%37.84%30.88%22.40%25.84%21.20%114.80%145.22%118.55%200.20%181.05%197.78%76.11%194.66%230.40%
Efficiency
Assets Average 1,451.56M1,832.41M2,224.26M2,539.21M2,890.88M3,326.18M3,750.43M3,979.94M
Equity Average 161.04M241.68M314.51M340.12M352.66M345.02M353.42M380.25M
Invested Capital 137.62M184.46M298.90M330.13M350.11M355.21M334.83M372.00M388.50M
Asset Utilization Ratio 0.010.010.010.010.010.010.010.00
Leverage & Solvency
Interest Coverage Ratio 0.700.220.400.521.051.802.521.900.470.640.77-6.140.620.190.09
Debt to Equity 0.210.120.070.060.080.070.080.280.27
Debt Ratio 0.020.010.010.010.010.010.010.030.03
Equity Ratio 0.100.120.140.140.130.120.090.100.09
Times Interest Earned 0.700.220.400.521.051.802.521.900.470.640.77-6.140.620.190.09
Dividends & Payouts
FCF Payout Ratio 0.060.070.130.200.230.240.210.190.260.200.230.210.450.160.23
Valuation
Enterprise Value 30.68M31.05M40.47M50.26M79.24M100.63M153.50M182.41M225.43M316.01M120.23M89.91M286.22M216.55M306.61M
Market Capitalization 31.05M40.47M50.26M79.24M100.63M160.09M223.76M268.29M371.50M278.98M366.63M346.16M289.43M331.10M
Return Ratios
Return on Sales -0.02%0.07%0.11%0.12%0.17%0.20%1.29%1.16%0.92%1.91%1.90%2.06%1.61%1.39%1.57%
Return on Invested Capital 0.03%0.01%0.02%0.02%-0.14%0.02%0.03%0.02%
Return on Assets 0.01%0.01%0.02%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.10%0.06%0.11%0.09%0.11%0.11%0.12%0.08%