Chime Financial reported revenue of $669.77M and net income of $27.85M for the quarter ended Jun 2026, up 26.8% year over year. This income statement covers 9 quarters of results from Jun 2024 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue & cost | |||||||||
| Revenue | 384.21M | 421.87M | 475.21M | 518.74M | 528.15M | 543.52M | 596.36M | 647.39M | 669.77M |
| Cost of RevenueCost of Rev | 50.50M | 53.52M | 56.04M | 60.42M | 67.12M | 69.40M | 66.11M | 67.07M | 74.89M |
| Gross Profit | 333.71M | 368.36M | 419.17M | 458.33M | 461.03M | 474.12M | 530.25M | 580.31M | 594.87M |
| Operating items | |||||||||
| Depreciation & Amortization - TotalDep. & Amort. (Tot) | 6.10M | 6.90M | -9.40M | 7.40M | 7.50M | -12.80M | |||
| Research & DevelopmentR&D | 118.02M | 143.12M | 141.57M | 132.57M | 621.75M | 153.61M | 111.35M | 165.43M | 164.16M |
| Selling, General & AdministrativeSG&A | 41.64M | 46.65M | 49.69M | 47.17M | 279.67M | 76.58M | 108.70M | 70.47M | 80.14M |
| Other Operating ExpensesOther Opex | 177.39M | 202.33M | 264.45M | 269.44M | 482.85M | 301.14M | 376.77M | 298.25M | 329.25M |
| Operating ExpensesOpex | 343.15M | 399.00M | 446.31M | 449.19M | 1,391.67M | 538.83M | 584.02M | 534.15M | 573.55M |
| Operating IncomeOp. Inc | -9.44M | -30.64M | -27.15M | 9.14M | -930.64M | -64.71M | -53.77M | 46.16M | 21.32M |
| EBIT | -9.44M | -30.64M | -27.15M | 9.14M | -930.64M | -64.71M | -53.77M | 46.16M | 21.32M |
| Non-operating items | |||||||||
| Other Non Operating IncomeOther Non Op Inc. | 9.90M | 10.82M | 8.23M | 5.35M | 6.21M | 10.27M | 9.04M | 7.75M | 6.74M |
| Net income details | |||||||||
| EBT | 0.46M | -19.83M | -18.91M | 14.49M | -924.42M | -54.44M | -44.73M | 53.91M | 28.06M |
| Tax ProvisionsTaxes | 0.08M | 2.20M | 0.69M | 1.55M | -1.05M | 0.28M | 0.05M | 0.46M | 0.21M |
| Profit After TaxPAT | 0.39M | -22.03M | -19.61M | 12.94M | -923.38M | -54.72M | -44.78M | 53.46M | 27.85M |
| Income from Continuing OperationsIncome (Continuing) | 0.39M | -22.03M | -19.61M | 12.94M | -923.38M | -54.72M | -44.78M | 53.46M | 27.85M |
| Consolidated Net IncomeConsol Net Inc. | 0.39M | -22.03M | -19.61M | 12.94M | -923.38M | -54.72M | -44.78M | 53.46M | 27.85M |
| Income towards Parent CompanyParent Net Inc | 0.39M | -22.03M | -19.61M | 12.94M | -923.38M | -54.72M | -44.78M | 53.46M | 27.85M |
| Preferred Dividend PaymentsPref Dividends | 0.39M | 12.94M | |||||||
| Net Income towards Common StockholdersNet Income | -22.03M | -19.61M | -923.38M | -54.72M | -44.78M | 53.46M | 27.85M | ||
| Additional items | |||||||||
| EPS (Basic) | -0.34 | -0.30 | -7.29 | -0.15 | -0.19 | 0.14 | 0.07 | ||
| EPS (Diluted) | -0.34 | -0.30 | -7.29 | -0.15 | -0.19 | 0.13 | 0.07 | ||
| Shares Outstanding | 64.68M | 65.15M | 64.91M | 65.87M | 126.62M | 371.83M | 236.27M | 381.64M | 379.82M |
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 64.68M | 65.15M | 64.91M | 65.87M | 126.62M | 371.83M | 236.27M | 400.48M | 393.42M |
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 370.78M | 370.78M | 370.78M | 370.78M | 370.78M | 342.40M | 384.15M | 382.60M | 378.67M |
| EBITDA | -3.34M | -23.74M | -36.55M | 9.14M | -923.24M | -57.21M | -66.57M | 46.16M | 21.32M |
| Tax Rate | 16.85% | -11.09% | -3.68% | 10.71% | 0.11% | -0.51% | -0.10% | 0.84% | 0.76% |