Chime Financial (CHYM) EBITDA (2024 - 2026)
Chime Financial (CHYM) posted EBITDA of $46.2 million for Q1 2026, up 185.86% on a QoQ basis from -$53.8 million in Q4 2025, and up 405.23% year-over-year from $9.1 million in Q1 2025.
Chime Financial (CHYM) EBITDA (2024 - 2026) Analysis & Trends
Chime Financial's EBITDA history runs 3 years deep, the most recent figure standing at $46.2 million for Q1 2026.
- Quarterly EBITDA rose 405.23% year-over-year to $46.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.0 billion (down 1626.43% YoY) and the FY2025 annual result came in at -$1.0 billion, down 1572.02% from the prior year.
- EBITDA was $46.2 million for Q1 2026 at Chime Financial, up from -$53.8 million in the prior quarter.
- Across five years, EBITDA topped out at $46.2 million in Q1 2026 and bottomed at -$930.6 million in Q2 2025.
- A 3-year average of -$132.6 million and a median of -$28.9 million in 2024 frame the typical range for EBITDA.
- Annual changes were most pronounced in 2025 — EBITDA slumped 9757.41% — and 2026, when it jumped 405.23%.
- Chime Financial's EBITDA stood at -$27.1 million in 2024, then sank by 98.07% to -$53.8 million in 2025, then jumped by 185.86% to $46.2 million in 2026.
- Business Quant data shows CHYM's EBITDA at $46.2 million in Q1 2026, -$53.8 million in Q4 2025, and -$64.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 3.21 Bn |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | 145.23 Mn |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 382.00 Mn |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 1.92 Bn |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 2.35 Bn |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 162.00 Mn |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | -1.37 Bn |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -326.15 Mn |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 431.33 Mn |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | 46.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 46.16 Mn |
| Dec 31, 2025 | -53.77 Mn |
| Sep 30, 2025 | -64.71 Mn |
| Jun 30, 2025 | -930.64 Mn |
| Mar 31, 2025 | 9.14 Mn |
| Dec 31, 2024 | -27.15 Mn |
| Sep 30, 2024 | -30.64 Mn |
| Jun 30, 2024 | -9.44 Mn |