Chime Financial (CHYM) EBITDA (2024 - 2026)
Chime Financial's (CHYM) quarterly EBITDA came in at $21.3 million in Q2 2026, up 102.31% on a YoY basis from $10.5 million in Q2 2025, and down 53.81% quarter-over-quarter from $46.2 million in Q1 2026.
Analysis
Chime Financial (CHYM) EBITDA (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported EBITDA for 3 consecutive years, with $21.3 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBITDA rose 102.31% year-over-year to $21.3 million; the trailing twelve-month figure through Jun 2026 stood at -$56.3 million (up 94.22% YoY), and the FY2025 full-year result was -$1.0 billion, down 1829.96% from the prior year.
- EBITDA eased to $21.3 million in Q2 2026 per CHYM's latest filing, from $46.2 million in the prior quarter.
- Across five years, EBITDA topped out at $46.2 million in Q1 2026 and bottomed at -$923.2 million in Q2 2025.
- Historically, EBITDA has averaged -$114.9 million across 3 years, with a median of -$23.7 million in 2024.
- The sharpest annual moves came in 2025 and 2026: EBITDA slumped 27533.58% in 2025, then surged 405.23% in 2026.
- Over 3 years, EBITDA stood at -$36.5 million in 2024, then tumbled by 82.15% to -$66.6 million in 2025, then soared by 132.03% to $21.3 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $21.3 million, $46.2 million, and -$66.6 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 21.32 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 136.77 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 40.72 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 29.34 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 13.61 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -7.71 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.32 Mn |
| Mar 31, 2026 | 46.16 Mn |
| Dec 31, 2025 | -66.57 Mn |
| Sep 30, 2025 | -57.21 Mn |
| Jun 30, 2025 | -923.24 Mn |
| Mar 31, 2025 | 9.14 Mn |
| Dec 31, 2024 | -36.55 Mn |
| Sep 30, 2024 | -23.74 Mn |
| Jun 30, 2024 | -3.34 Mn |