Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) EBITDA (2024 - 2026)

Chime Financial's (CHYM) quarterly EBITDA came in at $21.3 million in Q2 2026, up 102.31% on a YoY basis from $10.5 million in Q2 2025, and down 53.81% quarter-over-quarter from $46.2 million in Q1 2026.

Analysis

Chime Financial (CHYM) EBITDA (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported EBITDA for 3 consecutive years, with $21.3 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBITDA rose 102.31% year-over-year to $21.3 million; the trailing twelve-month figure through Jun 2026 stood at -$56.3 million (up 94.22% YoY), and the FY2025 full-year result was -$1.0 billion, down 1829.96% from the prior year.
  • EBITDA eased to $21.3 million in Q2 2026 per CHYM's latest filing, from $46.2 million in the prior quarter.
  • Across five years, EBITDA topped out at $46.2 million in Q1 2026 and bottomed at -$923.2 million in Q2 2025.
  • Historically, EBITDA has averaged -$114.9 million across 3 years, with a median of -$23.7 million in 2024.
  • The sharpest annual moves came in 2025 and 2026: EBITDA slumped 27533.58% in 2025, then surged 405.23% in 2026.
  • Over 3 years, EBITDA stood at -$36.5 million in 2024, then tumbled by 82.15% to -$66.6 million in 2025, then soared by 132.03% to $21.3 million in 2026.
  • According to Business Quant data, EBITDA over the past three periods registered $21.3 million, $46.2 million, and -$66.6 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 21.32 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 136.77 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 40.72 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 29.34 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 13.61 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -7.71 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 21.32 Mn
Mar 31, 2026 46.16 Mn
Dec 31, 2025 -66.57 Mn
Sep 30, 2025 -57.21 Mn
Jun 30, 2025 -923.24 Mn
Mar 31, 2025 9.14 Mn
Dec 31, 2024 -36.55 Mn
Sep 30, 2024 -23.74 Mn
Jun 30, 2024 -3.34 Mn