Chime Financial (CHYM) EBITDA (2024 - 2026)

Chime Financial (CHYM) reported EBITDA of $46.2 million for Q1 2026, up 405.23% on a YoY basis from $9.1 million in Q1 2025, and up 169.35% quarter-over-quarter from -$66.6 million in Q4 2025.

Chime Financial (CHYM) EBITDA (2024 - 2026) Analysis & Trends

Chime Financial has reported EBITDA for 3 years, with the latest figure at $46.2 million in Q1 2026.

  • For the quarter ending Q1 2026, EBITDA rose 405.23% year-over-year to $46.2 million; the trailing twelve-month figure through Mar 2026 stood at -$1.0 billion (down 1736.63% YoY), and the FY2025 full-year result was -$1.0 billion, down 1829.96% from the prior year.
  • EBITDA for Q1 2026 stood at $46.2 million, up from -$66.6 million in the prior quarter.
  • The five-year high for EBITDA was $46.2 million in Q1 2026, with the low at -$923.2 million in Q2 2025.
  • Historically, EBITDA has averaged -$131.9 million across 3 years, with a median of -$30.1 million in 2024.
  • Annual changes were most pronounced in 2025 — EBITDA sank 27533.58% — and 2026, when it jumped 405.23%.
  • Chime Financial's EBITDA stood at -$36.5 million in 2024, then sank by 82.15% to -$66.6 million in 2025, then jumped by 169.35% to $46.2 million in 2026.
  • The last three EBITDA figures came in at $46.2 million (Q1 2026), -$66.6 million (Q4 2025), and -$57.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 3.21 Bn
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 145.23 Mn
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 1.92 Bn
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn -586.00 Mn
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 2.35 Bn
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 431.33 Mn
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn 457.00 Mn
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn -1.37 Bn
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 2.24 Bn
10 Chime Financial 6.52 Bn 5.51 Bn 580.31 Mn 46.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 46.16 Mn
Dec 31, 2025 -66.57 Mn
Sep 30, 2025 -57.21 Mn
Jun 30, 2025 -923.24 Mn
Mar 31, 2025 9.14 Mn
Dec 31, 2024 -36.55 Mn
Sep 30, 2024 -23.74 Mn
Jun 30, 2024 -3.34 Mn