Chime Financial (CHYM) EBITDA (2024 - 2026)
Chime Financial (CHYM) reported EBITDA of $46.2 million for Q1 2026, up 405.23% on a YoY basis from $9.1 million in Q1 2025, and up 169.35% quarter-over-quarter from -$66.6 million in Q4 2025.
Chime Financial (CHYM) EBITDA (2024 - 2026) Analysis & Trends
Chime Financial has reported EBITDA for 3 years, with the latest figure at $46.2 million in Q1 2026.
- For the quarter ending Q1 2026, EBITDA rose 405.23% year-over-year to $46.2 million; the trailing twelve-month figure through Mar 2026 stood at -$1.0 billion (down 1736.63% YoY), and the FY2025 full-year result was -$1.0 billion, down 1829.96% from the prior year.
- EBITDA for Q1 2026 stood at $46.2 million, up from -$66.6 million in the prior quarter.
- The five-year high for EBITDA was $46.2 million in Q1 2026, with the low at -$923.2 million in Q2 2025.
- Historically, EBITDA has averaged -$131.9 million across 3 years, with a median of -$30.1 million in 2024.
- Annual changes were most pronounced in 2025 — EBITDA sank 27533.58% — and 2026, when it jumped 405.23%.
- Chime Financial's EBITDA stood at -$36.5 million in 2024, then sank by 82.15% to -$66.6 million in 2025, then jumped by 169.35% to $46.2 million in 2026.
- The last three EBITDA figures came in at $46.2 million (Q1 2026), -$66.6 million (Q4 2025), and -$57.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 3.21 Bn |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | 145.23 Mn |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 1.92 Bn |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | -586.00 Mn |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 2.35 Bn |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 431.33 Mn |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | 457.00 Mn |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | -1.37 Bn |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 2.24 Bn |
| 10 | Chime Financial | 6.52 Bn | 5.51 Bn | 580.31 Mn | 46.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 46.16 Mn |
| Dec 31, 2025 | -66.57 Mn |
| Sep 30, 2025 | -57.21 Mn |
| Jun 30, 2025 | -923.24 Mn |
| Mar 31, 2025 | 9.14 Mn |
| Dec 31, 2024 | -36.55 Mn |
| Sep 30, 2024 | -23.74 Mn |
| Jun 30, 2024 | -3.34 Mn |