Chime Financial (CHYM) Profit After Tax (2024 - 2026)
Chime Financial's (CHYM) quarterly Profit After Tax came in at $27.8 million in Q2 2026, up 103.02% on a YoY basis from $13.7 million in Q2 2025, and down 47.9% quarter-over-quarter from $53.5 million in Q1 2026.
Analysis
Chime Financial (CHYM) Profit After Tax (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Profit After Tax for 3 consecutive years, with $27.8 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Profit After Tax rose 103.02% year-over-year to $27.8 million; the trailing twelve-month figure through Jun 2026 stood at -$18.2 million (up 98.09% YoY), and the FY2025 full-year result was -$1.0 billion, down 3884.91% from the prior year.
- Profit After Tax declined to $27.8 million in Q2 2026 per CHYM's latest filing, from $53.5 million in the prior quarter.
- Across five years, Profit After Tax topped out at $53.5 million in Q1 2026 and bottomed at -$923.4 million in Q2 2025.
- Historically, Profit After Tax has averaged -$107.8 million across 3 years, with a median of -$19.6 million in 2024.
- The sharpest annual moves came in 2025 and 2026: Profit After Tax tumbled 239937.92% in 2025, then jumped 313.14% in 2026.
- Over 3 years, Profit After Tax stood at -$19.6 million in 2024, then tumbled by 128.38% to -$44.8 million in 2025, then jumped by 162.2% to $27.8 million in 2026.
- According to Business Quant data, Profit After Tax over the past three periods registered $27.8 million, $53.5 million, and -$44.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 27.85 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 111.23 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 6.69 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 29.86 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 6.40 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -8.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 27.85 Mn |
| Mar 31, 2026 | 53.46 Mn |
| Dec 31, 2025 | -44.78 Mn |
| Sep 30, 2025 | -54.72 Mn |
| Jun 30, 2025 | -923.38 Mn |
| Mar 31, 2025 | 12.94 Mn |
| Dec 31, 2024 | -19.61 Mn |
| Sep 30, 2024 | -22.03 Mn |
| Jun 30, 2024 | 385,000.00 |